Compare Oak View, CA Car Insurance Rates (2021)

Car insurance in Oak View, CA averages $280 a month. Oak View, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Oak View car insurance rates, compare quotes from the top car insurance companies in Oak View, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oak View, CA are $3,360/year
  • The cheapest car insurance company in Oak View for teen drivers is USAA
  • The cheapest car insurance company in Oak View is USAA

If you need to buy Oak View, California car insurance, the options can be confusing. Everything you need to know about car insurance in Oak View, CA is right here.

You’ll find Oak View car insurance rates, the cheapest Oak View, CA car insurance companies, and information on California car insurance laws. You can also compare Oak View, California car insurance rates to Sacramento car insurance rates, Bakersfield car insurance rates, and Oakland car insurance rates.

Ready to find affordable Oak View, CA car insurance today? Enter your ZIP code for fast, free Oak View car insurance quotes.

Cheapest Oak View, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oak View, CA car insurance rates? Every Oak View, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oak View, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,573 $2,568 $1,883 $1,894 $7,172 $8,999 $3,267 $3,561
Farmers $2,318 $2,318 $2,105 $2,105 $7,391 $12,033 $2,748 $3,063
GEICO $1,657 $1,658 $1,558 $1,558 $5,043 $5,131 $2,381 $2,433
Liberty Mutual $2,030 $1,915 $1,898 $1,835 $4,397 $4,705 $2,280 $2,309
Nationwide $3,101 $2,956 $2,731 $2,570 $7,938 $8,763 $3,701 $3,644
Progressive $1,658 $1,707 $1,408 $1,671 $4,424 $5,329 $2,381 $2,559
State Farm $3,073 $3,073 $2,746 $2,746 $5,685 $7,061 $3,403 $3,507
Travelers $2,307 $2,231 $2,048 $2,027 $4,794 $5,444 $2,999 $2,923
USAA $1,842 $1,742 $1,802 $1,807 $4,191 $4,217 $2,553 $2,409

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Minimum Car Insurance in Oak View, CA

Every driver must carry the minimum car insurance in Oak View, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Oak View, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Oak View, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oak View, CA to rates for a clean record with top companies.

Annual Oak View, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $4,037 $6,349 $3,158
Farmers $3,155 $4,292 $5,335 $4,258
GEICO $1,871 $2,893 $3,624 $2,321
Liberty Mutual $2,319 $3,105 $2,804 $2,457
Nationwide $3,089 $3,962 $6,690 $3,962
Progressive $1,734 $2,941 $3,398 $2,496
State Farm $2,793 $3,330 $6,283 $3,241
Travelers $2,062 $3,382 $3,899 $3,043
USAA $1,709 $2,542 $4,158 $1,872

Cheapest Oak View, CA Car Insurance for Teen Drivers

Teen car insurance in Oak View, CA can be expensive. Take a look at rates from the top car insurance companies in Oak View for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oak View, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,172 $8,999
Farmers $7,391 $12,033
GEICO $5,043 $5,131
Liberty Mutual $4,397 $4,705
Nationwide $7,938 $8,763
Progressive $4,424 $5,329
State Farm $5,685 $7,061
Travelers $4,794 $5,444
USAA $4,191 $4,217

Cheapest Oak View, CA Car Insurance for Seniors

Take a look at Oak View, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oak View, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,883 $1,894
Farmers $2,105 $2,105
GEICO $1,558 $1,558
Liberty Mutual $1,898 $1,835
Nationwide $2,731 $2,570
Progressive $1,408 $1,671
State Farm $2,746 $2,746
Travelers $2,048 $2,027
USAA $1,802 $1,807

Cheapest Oak View, CA Car Insurance Rates After a DUI

A DUI in Oak View, CA increases car insurance rates. Compare Oak View, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oak View, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,349
Farmers $5,335
GEICO $3,624
Liberty Mutual $2,804
Nationwide $6,690
Progressive $3,398
State Farm $6,283
Travelers $3,899
USAA $4,158

Cheapest Oak View, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oak View, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oak View, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,597 $4,382
Farmers $3,865 $4,656
GEICO $2,432 $2,923
Liberty Mutual $2,452 $2,890
Nationwide $3,908 $4,943
Progressive $2,396 $2,889
State Farm $3,769 $4,055
Travelers $2,791 $3,402
USAA $2,369 $2,771

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The Best Cheap Car Insurance Companies in Oak View, CA

Take a look at a side-by-side comparison of the top car insurance companies in Oak View, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oak View, California

Insurance Company Average Annual Rates
Allstate $3,990
Farmers $4,260
GEICO $2,677
Liberty Mutual $2,671
Nationwide $4,426
Progressive $2,642
State Farm $3,912
Travelers $3,096
USAA $2,570

Category Winners: Cheapest Car Insurance in Oak View, California

Find the cheapest car insurance companies in Oak View, CA for each category right here.

Best Annual Car Insurance Rates by Company in Oak View, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Oak View, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oak View car insurance rates. Find the cheapest Oak View, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oak View, California

Insurance Company Low Medium High
Allstate $3,757 $4,027 $4,185
Farmers $3,941 $4,297 $4,543
GEICO $2,411 $2,707 $2,914
Liberty Mutual $2,473 $2,695 $2,845
Nationwide $3,944 $4,509 $4,824
Progressive $2,375 $2,724 $2,828
State Farm $3,499 $3,986 $4,250
Travelers $2,669 $3,182 $3,439
USAA $2,340 $2,619 $2,753

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What affects car insurance rates in Oak View, California?

What factors can have an impact on Oak View, CA car insurance? There are several reasons why Oak View car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oak View, California.

Commute Time in Oak View

The more time you spend in your car the higher the risk of an accident. The average commute length in Oak View, CA is 30.7 minutes according to City-Data.

Compare Car Insurance Quotes in Oak View, CA

Ready to find affordable Oak View, California car insurance today? Enter your ZIP code for fast, free Oak View, CA car insurance quotes.

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