Compare Oakdale, NY Car Insurance Rates (2021)

Car insurance in Oakdale, NY averages $469 a month. Oakdale, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Oakdale car insurance rates, compare quotes from the top car insurance companies in Oakdale, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oakdale for teen drivers is GEICO
  • Average car insurance rates in Oakdale, NY after a DUI are $7,627/year
  • Average car insurance rates in Oakdale, NY are $5,632/year

If you need to buy Oakdale, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Oakdale, NY is right here.

You’ll find Oakdale car insurance rates, the cheapest Oakdale, NY car insurance companies, and information on New York car insurance laws. You can also compare Oakdale, New York car insurance rates to New York car insurance rates, Schenectady car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Oakdale, NY car insurance today? Enter your ZIP code for fast, free Oakdale car insurance quotes.

Cheapest Oakdale, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakdale, NY car insurance rates? Every Oakdale, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakdale, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,765 $3,463 $3,566 $3,591 $11,114 $11,811 $3,570 $3,529
GEICO $2,651 $2,547 $2,572 $2,534 $5,727 $8,466 $2,381 $2,429
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $3,767 $3,767 $3,307 $3,307 $11,114 $13,639 $4,167 $4,379
Travelers $3,883 $3,817 $3,549 $3,736 $9,150 $10,855 $4,067 $4,152
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

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Minimum Car Insurance in Oakdale, NY

Every driver must carry the minimum car insurance in Oakdale, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Oakdale, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Oakdale, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakdale, NY. Compare credit history car insurance rates in Oakdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakdale, New York

Insurance Company Poor Fair Good
Allstate $8,120 $4,615 $3,919
GEICO $4,592 $3,372 $3,026
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $8,581 $4,222 $3,046
State Farm $8,374 $5,251 $4,168
Travelers $7,600 $4,636 $3,967
USAA $7,537 $3,851 $3,391

Cheapest Oakdale, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakdale, NY to rates for a clean record with top companies.

Annual Oakdale, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,681 $4,681 $6,903 $5,941
GEICO $2,821 $3,077 $5,934 $2,821
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $5,633 $5,633 $6,229 $6,229
Travelers $4,565 $5,795 $5,874 $5,370
USAA $4,387 $4,459 $6,400 $4,459

Cheapest Oakdale, NY Car Insurance for Teen Drivers

Teen car insurance in Oakdale, NY can be expensive. Take a look at rates from the top car insurance companies in Oakdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakdale, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,114 $11,811
GEICO $5,727 $8,466
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $11,073 $12,074
State Farm $11,114 $13,639
Travelers $9,150 $10,855
USAA $10,414 $12,337

Cheapest Oakdale, NY Car Insurance for Seniors

Take a look at Oakdale, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakdale, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,566 $3,591
GEICO $2,572 $2,534
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,498 $2,567
State Farm $3,307 $3,307
Travelers $3,549 $3,736
USAA $2,329 $2,331

Cheapest Oakdale, NY Car Insurance Rates After a DUI

A DUI in Oakdale, NY increases car insurance rates. Compare Oakdale, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakdale, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,903
GEICO $5,934
Liberty Mutual $14,015
Nationwide $9,941
Progressive $5,717
State Farm $6,229
Travelers $5,874
USAA $6,400

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Cheapest Oakdale, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakdale, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakdale, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,473 $5,629
GEICO $3,556 $3,771
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $5,283 $5,283
State Farm $5,712 $6,150
Travelers $5,401 $5,401
USAA $4,876 $4,977

The Best Cheap Car Insurance Companies in Oakdale, NY

Take a look at a side-by-side comparison of the top car insurance companies in Oakdale, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakdale, New York

Insurance Company Average Annual Rates
Allstate $5,551
GEICO $3,663
Liberty Mutual $8,530
Nationwide $5,770
Progressive $5,283
State Farm $5,931
Travelers $5,401
USAA $4,926

Category Winners: Cheapest Car Insurance in Oakdale, New York

Find the cheapest car insurance companies in Oakdale, NY for each category right here.

Best Annual Car Insurance Rates by Company in Oakdale, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Oakdale, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakdale car insurance rates. Find the cheapest Oakdale, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakdale, New York

Insurance Company Low Medium High
Allstate $5,065 $5,520 $6,069
GEICO $3,429 $3,642 $3,919
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $4,928 $5,235 $5,685
State Farm $5,571 $5,971 $6,251
Travelers $5,051 $5,328 $5,824
USAA $4,742 $4,893 $5,144

What affects car insurance rates in Oakdale, New York?

What factors can have an impact on Oakdale, NY car insurance? There are several reasons why Oakdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oakdale, New York.

Commute Time in Oakdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Oakdale, NY is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Oakdale, NY

Ready to find affordable Oakdale, New York car insurance today? Enter your ZIP code for fast, free Oakdale, NY car insurance quotes.

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