Compare Oakdale, PA Car Insurance Rates (2021)

Car insurance in Oakdale, PA averages $310 a month. Oakdale, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Oakdale car insurance rates, compare quotes from the top car insurance companies in Oakdale, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Oakdale for teen drivers is USAA
  • Average car insurance rates in Oakdale, PA are $3,722/year
  • The cheapest car insurance company in Oakdale is USAA

If you need to buy Oakdale, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Oakdale, PA is right here.

You’ll find Oakdale car insurance rates, the cheapest Oakdale, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Oakdale, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Reading car insurance rates, and Scranton car insurance rates.

Ready to find affordable Oakdale, PA car insurance today? Enter your ZIP code for fast, free Oakdale car insurance quotes.

Cheapest Oakdale, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakdale, PA car insurance rates? Every Oakdale, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakdale, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,441 $2,441 $2,259 $2,259 $8,320 $8,320 $2,679 $2,679
GEICO $1,808 $1,567 $1,699 $1,473 $4,651 $4,035 $1,825 $1,581
Liberty Mutual $3,432 $3,432 $3,146 $3,146 $9,981 $9,981 $4,351 $4,351
Nationwide $1,600 $1,600 $1,517 $1,517 $4,503 $4,503 $1,795 $1,795
Progressive $2,650 $2,650 $2,373 $2,373 $8,686 $8,686 $3,394 $3,394
State Farm $1,496 $1,496 $1,323 $1,323 $5,149 $5,149 $1,653 $1,653
Travelers $1,619 $1,619 $1,765 $1,765 $24,516 $24,516 $1,932 $1,932
USAA $1,143 $1,143 $1,034 $1,034 $3,495 $3,495 $1,516 $1,516

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Oakdale, PA

Every driver must carry the minimum car insurance in Oakdale, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Oakdale, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Oakdale, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakdale, PA. Compare credit history car insurance rates in Oakdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakdale, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,008 $3,746 $3,020
GEICO $3,492 $1,972 $1,526
Liberty Mutual $6,672 $4,785 $4,226
Nationwide $2,761 $2,272 $2,029
Progressive $5,650 $3,978 $3,200
State Farm $3,424 $2,119 $1,672
Travelers $8,084 $7,339 $6,951
USAA $2,240 $1,670 $1,481

Cheapest Oakdale, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakdale, PA to rates for a clean record with top companies.

Annual Oakdale, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,756 $4,431 $3,756 $3,756
GEICO $1,716 $2,957 $2,282 $2,365
Liberty Mutual $4,755 $5,478 $5,339 $5,339
Nationwide $1,700 $2,276 $3,168 $2,271
Progressive $3,873 $5,375 $3,979 $3,876
State Farm $2,196 $2,615 $2,405 $2,405
Travelers $5,256 $7,529 $9,519 $7,529
USAA $1,443 $1,999 $2,134 $1,612

Cheapest Oakdale, PA Car Insurance for Teen Drivers

Teen car insurance in Oakdale, PA can be expensive. Take a look at rates from the top car insurance companies in Oakdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakdale, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,320 $8,320
GEICO $4,651 $4,035
Liberty Mutual $9,981 $9,981
Nationwide $4,503 $4,503
Progressive $8,686 $8,686
State Farm $5,149 $5,149
Travelers $24,516 $24,516
USAA $3,495 $3,495

Cheapest Oakdale, PA Car Insurance for Seniors

Take a look at Oakdale, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakdale, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,259 $2,259
GEICO $1,699 $1,473
Liberty Mutual $3,146 $3,146
Nationwide $1,517 $1,517
Progressive $2,373 $2,373
State Farm $1,323 $1,323
Travelers $1,765 $1,765
USAA $1,034 $1,034

Cheapest Oakdale, PA Car Insurance Rates After a DUI

A DUI in Oakdale, PA increases car insurance rates. Compare Oakdale, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakdale, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,756
GEICO $2,282
Liberty Mutual $5,339
Nationwide $3,168
Progressive $3,979
State Farm $2,405
Travelers $9,519
USAA $2,134

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oakdale, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakdale, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakdale, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,845 $4,005
GEICO $2,295 $2,365
Liberty Mutual $5,094 $5,361
Nationwide $2,354 $2,354
Progressive $4,276 $4,276
State Farm $2,329 $2,482
Travelers $7,458 $7,458
USAA $1,746 $1,848

The Best Cheap Car Insurance Companies in Oakdale, PA

Take a look at a side-by-side comparison of the top car insurance companies in Oakdale, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakdale, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,925
GEICO $2,330
Liberty Mutual $5,228
Nationwide $2,354
Progressive $4,276
State Farm $2,405
Travelers $7,458
USAA $1,797

Category Winners: Cheapest Car Insurance in Oakdale, Pennsylvania

Find the cheapest car insurance companies in Oakdale, PA for each category right here.

Best Annual Car Insurance Rates by Company in Oakdale, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oakdale, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakdale car insurance rates. Find the cheapest Oakdale, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakdale, Pennsylvania

Insurance Company Low Medium High
Allstate $3,769 $3,946 $4,060
GEICO $2,162 $2,352 $2,475
Liberty Mutual $4,949 $5,268 $5,466
Nationwide $2,361 $2,387 $2,313
Progressive $3,916 $4,321 $4,590
State Farm $2,248 $2,439 $2,530
Travelers $7,483 $7,484 $7,407
USAA $1,662 $1,816 $1,914

What affects car insurance rates in Oakdale, Pennsylvania?

What factors can have an impact on Oakdale, PA car insurance? There are several reasons why Oakdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oakdale, Pennsylvania.

Commute Time in Oakdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Oakdale, PA is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Oakdale, PA

Ready to find affordable Oakdale, Pennsylvania car insurance today? Enter your ZIP code for fast, free Oakdale, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption