Compare Oakford, IN Car Insurance Rates (2021)

Car insurance in Oakford, IN averages $271 a month. Oakford, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oakford car insurance rates, compare quotes from the top car insurance companies in Oakford, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oakford for teen drivers is USAA
  • Average car insurance rates in Oakford, IN after a DUI are $3,861/year
  • Average car insurance rates in Oakford, IN are $3,250/year

If you need to buy Oakford, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Oakford, IN is right here.

You’ll find Oakford car insurance rates, the cheapest Oakford, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Oakford, Indiana car insurance rates to South Bend car insurance rates, Carmel car insurance rates, and Evansville car insurance rates.

Ready to find affordable Oakford, IN car insurance today? Enter your ZIP code for fast, free Oakford car insurance quotes.

Cheapest Oakford, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakford, IN car insurance rates? Every Oakford, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakford, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,441 $2,496 $2,149 $2,351 $7,623 $9,633 $2,466 $2,681
American Family $2,368 $2,368 $2,132 $2,132 $6,614 $9,551 $2,368 $2,905
Farmers $1,544 $1,525 $1,316 $1,482 $8,429 $9,004 $2,050 $2,215
GEICO $1,471 $1,469 $1,384 $1,439 $4,389 $4,074 $1,688 $1,482
Liberty Mutual $3,719 $3,719 $3,424 $3,424 $8,058 $12,131 $3,719 $5,073
Nationwide $1,788 $1,824 $1,566 $1,670 $5,314 $6,891 $2,108 $2,305
Progressive $1,644 $1,552 $1,496 $1,503 $9,851 $11,069 $2,065 $2,101
State Farm $1,399 $1,399 $1,257 $1,257 $4,379 $5,600 $1,554 $1,729
Travelers $1,074 $1,094 $1,004 $1,005 $6,561 $10,415 $1,132 $1,313
USAA $996 $979 $932 $935 $2,822 $3,141 $1,345 $1,433

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Minimum Car Insurance in Oakford, IN

Every driver must carry the minimum car insurance in Oakford, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Oakford, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oakford, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakford, IN. Compare credit history car insurance rates in Oakford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakford, Indiana

Insurance Company Poor Fair Good
Allstate $4,928 $3,674 $3,338
American Family $5,211 $3,376 $2,826
Farmers $4,014 $3,282 $3,041
GEICO $2,615 $2,174 $1,734
Liberty Mutual $7,202 $4,688 $4,336
Nationwide $3,340 $2,818 $2,642
Progressive $4,300 $3,822 $3,609
State Farm $3,383 $2,018 $1,564
Travelers $3,284 $2,783 $2,781
USAA $2,115 $1,402 $1,203

Cheapest Oakford, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakford, IN to rates for a clean record with top companies.

Annual Oakford, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,169 $4,671 $4,306 $3,775
American Family $2,622 $4,176 $5,296 $3,125
Farmers $3,078 $3,600 $3,705 $3,399
GEICO $1,419 $2,246 $3,067 $1,965
Liberty Mutual $4,162 $4,950 $7,914 $4,608
Nationwide $2,522 $3,252 $3,119 $2,841
Progressive $2,925 $5,161 $3,488 $4,066
State Farm $2,264 $2,494 $2,264 $2,264
Travelers $2,508 $3,095 $3,506 $2,691
USAA $1,185 $1,692 $1,943 $1,472

Cheapest Oakford, IN Car Insurance for Teen Drivers

Teen car insurance in Oakford, IN can be expensive. Take a look at rates from the top car insurance companies in Oakford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakford, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,623 $9,633
American Family $6,614 $9,551
Farmers $8,429 $9,004
GEICO $4,389 $4,074
Liberty Mutual $8,058 $12,131
Nationwide $5,314 $6,891
Progressive $9,851 $11,069
State Farm $4,379 $5,600
Travelers $6,561 $10,415
USAA $2,822 $3,141

Cheapest Oakford, IN Car Insurance for Seniors

Take a look at Oakford, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakford, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,149 $2,351
American Family $2,132 $2,132
Farmers $1,316 $1,482
GEICO $1,384 $1,439
Liberty Mutual $3,424 $3,424
Nationwide $1,566 $1,670
Progressive $1,496 $1,503
State Farm $1,257 $1,257
Travelers $1,004 $1,005
USAA $932 $935

Cheapest Oakford, IN Car Insurance Rates After a DUI

A DUI in Oakford, IN increases car insurance rates. Compare Oakford, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakford, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,306
American Family $5,296
Farmers $3,705
GEICO $3,067
Liberty Mutual $7,914
Nationwide $3,119
Progressive $3,488
State Farm $2,264
Travelers $3,506
USAA $1,943

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Cheapest Oakford, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakford, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakford, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,980 $3,980
American Family $3,759 $3,851
Farmers $3,446 $3,446
GEICO $2,138 $2,211
Liberty Mutual $5,267 $5,550
Nationwide $2,934 $2,934
Progressive $3,910 $3,910
State Farm $2,256 $2,387
Travelers $2,950 $2,950
USAA $1,552 $1,594

The Best Cheap Car Insurance Companies in Oakford, IN

Take a look at a side-by-side comparison of the top car insurance companies in Oakford, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakford, Indiana

Insurance Company Average Annual Rates
Allstate $3,980
American Family $3,805
Farmers $3,446
GEICO $2,174
Liberty Mutual $5,409
Nationwide $2,934
Progressive $3,910
State Farm $2,322
Travelers $2,950
USAA $1,573

Category Winners: Cheapest Car Insurance in Oakford, Indiana

Find the cheapest car insurance companies in Oakford, IN for each category right here.

Best Annual Car Insurance Rates by Company in Oakford, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Oakford, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakford car insurance rates. Find the cheapest Oakford, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakford, Indiana

Insurance Company Low Medium High
Allstate $3,783 $3,964 $4,192
American Family $3,761 $3,930 $3,723
Farmers $3,332 $3,440 $3,564
GEICO $2,040 $2,168 $2,315
Liberty Mutual $5,206 $5,394 $5,626
Nationwide $2,956 $2,913 $2,932
Progressive $3,684 $3,847 $4,200
State Farm $2,201 $2,321 $2,442
Travelers $2,883 $2,978 $2,989
USAA $1,514 $1,569 $1,635

Compare Car Insurance Quotes in Oakford, IN

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Average Monthly Car Insurance Rates by State