Compare Oakland, NE Car Insurance Rates (2021)

Car insurance in Oakland, NE averages $281 a month. Oakland, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oakland car insurance rates, compare quotes from the top car insurance companies in Oakland, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oakland, NE after a DUI are $3,900/year
  • The cheapest car insurance company in Oakland is American Family
  • Average car insurance rates in Oakland, NE are $3,369/year

If you need to buy Oakland, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Oakland, NE is right here.

You’ll find Oakland car insurance rates, the cheapest Oakland, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Oakland, Nebraska car insurance rates to Lincoln car insurance rates, Norfolk car insurance rates, and Columbus car insurance rates.

Ready to find affordable Oakland, NE car insurance today? Enter your ZIP code for fast, free Oakland car insurance quotes.

Cheapest Oakland, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakland, NE car insurance rates? Every Oakland, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakland, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,784 $1,784 $1,625 $1,625 $2,994 $4,413 $1,745 $1,890
Farmers $2,473 $2,458 $2,215 $2,339 $9,608 $9,896 $2,796 $2,916
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,216 $3,486 $2,539 $3,090 $14,132 $15,875 $3,367 $3,728
Nationwide $1,860 $1,923 $1,664 $1,784 $4,248 $5,308 $2,137 $2,315
Progressive $1,994 $1,916 $1,637 $1,707 $7,819 $8,800 $2,382 $2,546
State Farm $1,580 $1,580 $1,378 $1,378 $4,172 $5,343 $1,742 $1,971
USAA $1,343 $1,339 $1,221 $1,258 $4,211 $5,042 $1,736 $1,937

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Minimum Car Insurance in Oakland, NE

Every driver must carry the minimum car insurance in Oakland, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Oakland, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oakland, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakland, NE. Compare credit history car insurance rates in Oakland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakland, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,993 $2,043 $1,662
Farmers $4,966 $4,123 $3,924
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,913 $5,391 $4,233
Nationwide $3,195 $2,538 $2,232
Progressive $4,121 $3,471 $3,208
State Farm $3,476 $2,084 $1,618
USAA $3,012 $2,039 $1,731

Cheapest Oakland, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakland, NE to rates for a clean record with top companies.

Annual Oakland, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,186 $2,370 $2,186 $2,186
Farmers $3,668 $4,709 $4,593 $4,379
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,294 $6,248 $6,768 $6,406
Nationwide $1,878 $2,720 $3,889 $2,132
Progressive $3,057 $4,501 $3,421 $3,423
State Farm $2,231 $2,554 $2,393 $2,393
USAA $1,716 $2,160 $3,224 $1,943

Cheapest Oakland, NE Car Insurance for Teen Drivers

Teen car insurance in Oakland, NE can be expensive. Take a look at rates from the top car insurance companies in Oakland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakland, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,994 $4,413
Farmers $9,608 $9,896
GEICO $5,684 $7,440
Liberty Mutual $14,132 $15,875
Nationwide $4,248 $5,308
Progressive $7,819 $8,800
State Farm $4,172 $5,343
USAA $4,211 $5,042

Cheapest Oakland, NE Car Insurance for Seniors

Take a look at Oakland, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakland, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,625 $1,625
Farmers $2,215 $2,339
GEICO $2,692 $2,591
Liberty Mutual $2,539 $3,090
Nationwide $1,664 $1,784
Progressive $1,637 $1,707
State Farm $1,378 $1,378
USAA $1,221 $1,258

Cheapest Oakland, NE Car Insurance Rates After a DUI

A DUI in Oakland, NE increases car insurance rates. Compare Oakland, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakland, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,186
Farmers $4,593
GEICO $4,992
Liberty Mutual $6,768
Nationwide $3,889
Progressive $3,421
State Farm $2,393
USAA $3,224

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Cheapest Oakland, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakland, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakland, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,214 $2,250
Farmers $4,338 $4,338
GEICO $3,535 $3,646
Liberty Mutual $6,179 $6,179
Nationwide $2,655 $2,655
Progressive $3,600 $3,600
State Farm $2,331 $2,455
USAA $2,235 $2,287

The Best Cheap Car Insurance Companies in Oakland, NE

Take a look at a side-by-side comparison of the top car insurance companies in Oakland, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakland, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,232
Farmers $4,338
GEICO $3,591
Liberty Mutual $6,179
Nationwide $2,655
Progressive $3,600
State Farm $2,393
USAA $2,261

Category Winners: Cheapest Car Insurance in Oakland, Nebraska

Find the cheapest car insurance companies in Oakland, NE for each category right here.

Best Annual Car Insurance Rates by Company in Oakland, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Oakland, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakland car insurance rates. Find the cheapest Oakland, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakland, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,214 $2,299 $2,184
Farmers $4,147 $4,273 $4,592
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,004 $6,145 $6,388
Nationwide $2,699 $2,644 $2,622
Progressive $3,427 $3,590 $3,784
State Farm $2,301 $2,389 $2,488
USAA $2,188 $2,257 $2,337

What affects car insurance rates in Oakland, Nebraska?

What factors can have an impact on Oakland, NE car insurance? There are several reasons why Oakland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oakland, Nebraska.

Commute Time in Oakland

The more time you spend in your car the higher the risk of an accident. The average commute length in Oakland, NE is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Oakland, NE

Ready to find affordable Oakland, Nebraska car insurance today? Enter your ZIP code for fast, free Oakland, NE car insurance quotes.

Free Car Insurance Comparison

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