Compare Oakland, PA Car Insurance Rates (2021)

Car insurance in Oakland, PA averages $344 a month. Oakland, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Oakland car insurance rates, compare quotes from the top car insurance companies in Oakland, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Oakland is USAA
  • Average car insurance rates in Oakland, PA after a DUI are $4,499/year
  • The cheapest car insurance company in Oakland for teen drivers is USAA

If you need to buy Oakland, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Oakland, PA is right here.

You’ll find Oakland car insurance rates, the cheapest Oakland, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Oakland, Pennsylvania car insurance rates to Lancaster car insurance rates, York car insurance rates, and Altoona car insurance rates.

Ready to find affordable Oakland, PA car insurance today? Enter your ZIP code for fast, free Oakland car insurance quotes.

Cheapest Oakland, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakland, PA car insurance rates? Every Oakland, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakland, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,393 $2,393 $2,189 $2,189 $7,560 $7,560 $2,648 $2,648
GEICO $2,348 $2,029 $2,181 $1,886 $5,861 $5,080 $2,386 $2,062
Liberty Mutual $4,040 $4,040 $3,696 $3,696 $11,916 $11,916 $5,145 $5,145
Nationwide $1,887 $1,887 $1,781 $1,781 $5,201 $5,201 $2,108 $2,108
Progressive $3,012 $3,012 $2,682 $2,682 $9,611 $9,611 $3,874 $3,874
State Farm $1,997 $1,997 $1,750 $1,750 $6,960 $6,960 $2,191 $2,191
Travelers $1,795 $1,795 $1,900 $1,900 $25,143 $25,143 $2,195 $2,195
USAA $1,086 $1,086 $978 $978 $3,151 $3,151 $1,446 $1,446

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Oakland, PA

Every driver must carry the minimum car insurance in Oakland, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Oakland, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Oakland, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakland, PA. Compare credit history car insurance rates in Oakland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakland, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,743 $3,515 $2,835
GEICO $4,481 $2,516 $1,940
Liberty Mutual $7,916 $5,673 $5,008
Nationwide $3,230 $2,643 $2,361
Progressive $6,359 $4,451 $3,575
State Farm $4,588 $2,842 $2,244
Travelers $8,473 $7,620 $7,182
USAA $2,086 $1,544 $1,366

Cheapest Oakland, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakland, PA to rates for a clean record with top companies.

Annual Oakland, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,544 $4,157 $3,544 $3,544
GEICO $2,186 $3,744 $2,945 $3,041
Liberty Mutual $5,702 $6,434 $6,330 $6,330
Nationwide $1,973 $2,639 $3,704 $2,662
Progressive $4,347 $5,988 $4,480 $4,365
State Farm $2,970 $3,479 $3,225 $3,225
Travelers $5,572 $7,833 $9,794 $7,833
USAA $1,346 $1,842 $1,970 $1,503

Cheapest Oakland, PA Car Insurance for Teen Drivers

Teen car insurance in Oakland, PA can be expensive. Take a look at rates from the top car insurance companies in Oakland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakland, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,560 $7,560
GEICO $5,861 $5,080
Liberty Mutual $11,916 $11,916
Nationwide $5,201 $5,201
Progressive $9,611 $9,611
State Farm $6,960 $6,960
Travelers $25,143 $25,143
USAA $3,151 $3,151

Cheapest Oakland, PA Car Insurance for Seniors

Take a look at Oakland, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakland, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,189 $2,189
GEICO $2,181 $1,886
Liberty Mutual $3,696 $3,696
Nationwide $1,781 $1,781
Progressive $2,682 $2,682
State Farm $1,750 $1,750
Travelers $1,900 $1,900
USAA $978 $978

Cheapest Oakland, PA Car Insurance Rates After a DUI

A DUI in Oakland, PA increases car insurance rates. Compare Oakland, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakland, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,544
GEICO $2,945
Liberty Mutual $6,330
Nationwide $3,704
Progressive $4,480
State Farm $3,225
Travelers $9,794
USAA $1,970

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oakland, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakland, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakland, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,628 $3,766
GEICO $2,927 $3,031
Liberty Mutual $6,039 $6,360
Nationwide $2,744 $2,744
Progressive $4,795 $4,795
State Farm $3,131 $3,318
Travelers $7,758 $7,758
USAA $1,618 $1,713

The Best Cheap Car Insurance Companies in Oakland, PA

Take a look at a side-by-side comparison of the top car insurance companies in Oakland, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakland, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,697
GEICO $2,979
Liberty Mutual $6,199
Nationwide $2,744
Progressive $4,795
State Farm $3,225
Travelers $7,758
USAA $1,665

Category Winners: Cheapest Car Insurance in Oakland, Pennsylvania

Find the cheapest car insurance companies in Oakland, PA for each category right here.

Best Annual Car Insurance Rates by Company in Oakland, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oakland, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakland car insurance rates. Find the cheapest Oakland, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakland, Pennsylvania

Insurance Company Low Medium High
Allstate $3,523 $3,721 $3,848
GEICO $2,739 $3,007 $3,191
Liberty Mutual $5,965 $6,233 $6,399
Nationwide $2,781 $2,772 $2,680
Progressive $4,402 $4,818 $5,165
State Farm $3,052 $3,257 $3,364
Travelers $7,938 $7,732 $7,605
USAA $1,559 $1,679 $1,758

What affects car insurance rates in Oakland, Pennsylvania?

What factors can have an impact on Oakland, PA car insurance? There are several reasons why Oakland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oakland, Pennsylvania.

Commute Time in Oakland

The more time you spend in your car the higher the risk of an accident. The average commute length in Oakland, PA is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Oakland, PA

Ready to find affordable Oakland, Pennsylvania car insurance today? Enter your ZIP code for fast, free Oakland, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption