Compare Oakland, RI Car Insurance Rates (2021)

Car insurance in Oakland, RI averages $393 a month. Oakland, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oakland car insurance rates, compare quotes from the top car insurance companies in Oakland, RI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oakland for teen drivers is State Farm
  • The cheapest car insurance company in Oakland is State Farm
  • Average car insurance rates in Oakland, RI are $4,721/year

If you need to buy Oakland, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Oakland, RI is right here.

You’ll find Oakland car insurance rates, the cheapest Oakland, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Oakland, Rhode Island car insurance rates to Block Island car insurance rates, East Providence car insurance rates, and Newport car insurance rates.

Ready to find affordable Oakland, RI car insurance today? Enter your ZIP code for fast, free Oakland car insurance quotes.

Cheapest Oakland, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakland, RI car insurance rates? Every Oakland, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakland, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,770 $3,706 $3,748 $3,909 $6,645 $7,887 $3,959 $4,104
GEICO $3,072 $3,149 $3,149 $3,079 $9,496 $12,441 $3,180 $3,321
Liberty Mutual $3,702 $3,702 $3,530 $3,530 $8,914 $13,893 $3,702 $5,023
Nationwide $2,548 $2,588 $2,254 $2,385 $6,443 $8,260 $3,002 $3,252
Progressive $2,376 $2,253 $2,185 $2,172 $10,704 $12,019 $2,902 $2,953
State Farm $1,852 $1,852 $1,629 $1,629 $5,043 $6,726 $2,033 $2,413
Travelers $1,567 $1,585 $1,596 $1,587 $16,108 $25,467 $1,613 $1,788
USAA $2,077 $2,050 $1,992 $1,947 $9,752 $11,137 $2,840 $2,974

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Minimum Car Insurance in Oakland, RI

Every driver must carry the minimum car insurance in Oakland, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Oakland, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oakland, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakland, RI. Compare credit history car insurance rates in Oakland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakland, Rhode Island

Insurance Company Poor Fair Good
Allstate $5,912 $4,540 $3,696
GEICO $5,730 $4,968 $4,635
Liberty Mutual $7,557 $5,023 $4,669
Nationwide $4,450 $3,671 $3,404
Progressive $5,247 $4,577 $4,263
State Farm $3,895 $2,629 $2,167
Travelers $6,730 $6,269 $6,243
USAA $6,444 $3,666 $2,928

Cheapest Oakland, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakland, RI to rates for a clean record with top companies.

Annual Oakland, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,010 $4,806 $5,509 $4,539
GEICO $3,300 $4,355 $8,634 $4,155
Liberty Mutual $5,312 $6,143 $6,231 $5,312
Nationwide $3,509 $3,913 $4,287 $3,657
Progressive $3,834 $6,082 $4,302 $4,565
State Farm $2,692 $3,512 $2,692 $2,692
Travelers $5,747 $5,943 $7,418 $6,547
USAA $3,154 $4,291 $6,592 $3,348

Cheapest Oakland, RI Car Insurance for Teen Drivers

Teen car insurance in Oakland, RI can be expensive. Take a look at rates from the top car insurance companies in Oakland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakland, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,645 $7,887
GEICO $9,496 $12,441
Liberty Mutual $8,914 $13,893
Nationwide $6,443 $8,260
Progressive $10,704 $12,019
State Farm $5,043 $6,726
Travelers $16,108 $25,467
USAA $9,752 $11,137

Cheapest Oakland, RI Car Insurance for Seniors

Take a look at Oakland, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakland, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,748 $3,909
GEICO $3,149 $3,079
Liberty Mutual $3,530 $3,530
Nationwide $2,254 $2,385
Progressive $2,185 $2,172
State Farm $1,629 $1,629
Travelers $1,596 $1,587
USAA $1,992 $1,947

Cheapest Oakland, RI Car Insurance Rates After a DUI

A DUI in Oakland, RI increases car insurance rates. Compare Oakland, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakland, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,509
GEICO $8,634
Liberty Mutual $6,231
Nationwide $4,287
Progressive $4,302
State Farm $2,692
Travelers $7,418
USAA $6,592

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Cheapest Oakland, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakland, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakland, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,686 $4,746
GEICO $5,007 $5,215
Liberty Mutual $5,564 $5,935
Nationwide $3,841 $3,841
Progressive $4,696 $4,696
State Farm $2,807 $2,987
Travelers $6,414 $6,414
USAA $4,305 $4,387

The Best Cheap Car Insurance Companies in Oakland, RI

Take a look at a side-by-side comparison of the top car insurance companies in Oakland, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakland, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,716
GEICO $5,111
Liberty Mutual $5,750
Nationwide $3,841
Progressive $4,696
State Farm $2,897
Travelers $6,414
USAA $4,346

Category Winners: Cheapest Car Insurance in Oakland, Rhode Island

Find the cheapest car insurance companies in Oakland, RI for each category right here.

Best Annual Car Insurance Rates by Company in Oakland, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors Travelers
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Oakland, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakland car insurance rates. Find the cheapest Oakland, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakland, Rhode Island

Insurance Company Low Medium High
Allstate $4,493 $4,704 $4,951
GEICO $4,862 $5,099 $5,372
Liberty Mutual $5,406 $5,710 $6,134
Nationwide $3,954 $3,862 $3,709
Progressive $4,425 $4,668 $4,993
State Farm $2,732 $2,893 $3,067
Travelers $6,509 $6,532 $6,201
USAA $4,148 $4,350 $4,541

Compare Car Insurance Quotes in Oakland, RI

Ready to find affordable Oakland, Rhode Island car insurance today? Enter your ZIP code for fast, free Oakland, RI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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