Compare Oakley, UT Car Insurance Rates (2021)

Car insurance in Oakley, UT averages $305 a month. Oakley, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Oakley car insurance rates, compare quotes from the top car insurance companies in Oakley, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oakley for teen drivers is USAA
  • Average car insurance rates in Oakley, UT are $3,665/year
  • The cheapest car insurance company in Oakley is USAA

If you need to buy Oakley, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Oakley, UT is right here.

You’ll find Oakley car insurance rates, the cheapest Oakley, UT car insurance companies, and information on Utah car insurance laws. You can also compare Oakley, Utah car insurance rates to Layton car insurance rates, West Jordan car insurance rates, and Sandy car insurance rates.

Ready to find affordable Oakley, UT car insurance today? Enter your ZIP code for fast, free Oakley car insurance quotes.

Cheapest Oakley, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakley, UT car insurance rates? Every Oakley, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakley, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,495 $2,319 $2,254 $2,256 $7,747 $8,672 $2,667 $2,670
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,295 $2,269 $2,029 $2,156 $9,613 $9,900 $2,611 $2,716
GEICO $1,901 $2,119 $2,074 $2,398 $5,644 $6,030 $1,651 $1,668
Liberty Mutual $2,435 $2,620 $2,015 $2,243 $9,561 $10,613 $2,572 $2,736
Nationwide $1,986 $2,015 $1,770 $1,871 $5,335 $6,821 $2,288 $2,460
Progressive $2,087 $1,960 $1,709 $1,809 $8,234 $9,177 $2,429 $2,557
State Farm $2,989 $2,989 $2,712 $2,712 $9,138 $11,405 $3,388 $3,882
USAA $1,361 $1,338 $1,220 $1,221 $4,736 $5,538 $1,656 $1,809

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Minimum Car Insurance in Oakley, UT

Every driver must carry the minimum car insurance in Oakley, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Oakley, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Oakley, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakley, UT. Compare credit history car insurance rates in Oakley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakley, Utah

Insurance Company Poor Fair Good
Allstate $5,203 $3,482 $2,970
American Family $4,451 $3,337 $2,838
Farmers $4,811 $3,992 $3,792
GEICO $4,474 $2,478 $1,855
Liberty Mutual $6,206 $3,825 $3,018
Nationwide $3,808 $2,867 $2,530
Progressive $4,256 $3,621 $3,359
State Farm $7,980 $4,014 $2,711
USAA $3,387 $2,156 $1,538

Cheapest Oakley, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakley, UT to rates for a clean record with top companies.

Annual Oakley, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,277 $3,945 $4,619 $3,698
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,573 $4,649 $4,513 $4,059
GEICO $2,138 $3,311 $3,814 $2,480
Liberty Mutual $3,407 $4,674 $5,035 $4,283
Nationwide $2,426 $3,281 $3,854 $2,713
Progressive $3,182 $4,755 $3,320 $3,724
State Farm $4,461 $5,343 $4,902 $4,902
USAA $1,857 $2,345 $3,158 $2,080

Cheapest Oakley, UT Car Insurance for Teen Drivers

Teen car insurance in Oakley, UT can be expensive. Take a look at rates from the top car insurance companies in Oakley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakley, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,747 $8,672
American Family $7,096 $9,328
Farmers $9,613 $9,900
GEICO $5,644 $6,030
Liberty Mutual $9,561 $10,613
Nationwide $5,335 $6,821
Progressive $8,234 $9,177
State Farm $9,138 $11,405
USAA $4,736 $5,538

Cheapest Oakley, UT Car Insurance for Seniors

Take a look at Oakley, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakley, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,254 $2,256
American Family $1,815 $1,815
Farmers $2,029 $2,156
GEICO $2,074 $2,398
Liberty Mutual $2,015 $2,243
Nationwide $1,770 $1,871
Progressive $1,709 $1,809
State Farm $2,712 $2,712
USAA $1,220 $1,221

Cheapest Oakley, UT Car Insurance Rates After a DUI

A DUI in Oakley, UT increases car insurance rates. Compare Oakley, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakley, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,619
American Family $4,307
Farmers $4,513
GEICO $3,814
Liberty Mutual $5,035
Nationwide $3,854
Progressive $3,320
State Farm $4,902
USAA $3,158

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Cheapest Oakley, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakley, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakley, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,885 $3,885
American Family $3,539 $3,544
Farmers $4,199 $4,199
GEICO $2,884 $2,987
Liberty Mutual $4,279 $4,420
Nationwide $3,068 $3,068
Progressive $3,745 $3,745
State Farm $4,778 $5,026
USAA $2,334 $2,386

The Best Cheap Car Insurance Companies in Oakley, UT

Take a look at a side-by-side comparison of the top car insurance companies in Oakley, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakley, Utah

Insurance Company Average Annual Rates
Allstate $3,885
American Family $3,542
Farmers $4,199
GEICO $2,936
Liberty Mutual $4,350
Nationwide $3,068
Progressive $3,745
State Farm $4,902
USAA $2,360

Category Winners: Cheapest Car Insurance in Oakley, Utah

Find the cheapest car insurance companies in Oakley, UT for each category right here.

Best Annual Car Insurance Rates by Company in Oakley, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Oakley, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakley car insurance rates. Find the cheapest Oakley, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakley, Utah

Insurance Company Low Medium High
Allstate $3,733 $3,878 $4,045
American Family $3,455 $3,588 $3,582
Farmers $3,859 $4,141 $4,595
GEICO $2,737 $2,923 $3,147
Liberty Mutual $4,148 $4,334 $4,567
Nationwide $3,380 $2,914 $2,911
Progressive $3,488 $3,652 $4,096
State Farm $4,594 $4,916 $5,195
USAA $2,260 $2,361 $2,459

What affects car insurance rates in Oakley, Utah?

What factors can have an impact on Oakley, UT car insurance? There are several reasons why Oakley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oakley, Utah.

Commute Time in Oakley

The more time you spend in your car the higher the risk of an accident. The average commute length in Oakley, UT is 30.7 minutes according to City-Data.

Compare Car Insurance Quotes in Oakley, UT

Ready to find affordable Oakley, Utah car insurance today? Enter your ZIP code for fast, free Oakley, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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