Compare Oakridge, OR Car Insurance Rates (2021)

Car insurance in Oakridge, OR averages $266 a month. Oakridge, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Oakridge car insurance rates, compare quotes from the top car insurance companies in Oakridge, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oakridge for teen drivers is USAA
  • Average car insurance rates in Oakridge, OR are $3,195/year
  • Average car insurance rates in Oakridge, OR after a DUI are $3,769/year

If you need to buy Oakridge, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Oakridge, OR is right here.

You’ll find Oakridge car insurance rates, the cheapest Oakridge, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Oakridge, Oregon car insurance rates to Hillsboro car insurance rates, Portland car insurance rates, and Salem car insurance rates.

Ready to find affordable Oakridge, OR car insurance today? Enter your ZIP code for fast, free Oakridge car insurance quotes.

Cheapest Oakridge, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakridge, OR car insurance rates? Every Oakridge, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakridge, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,723 $2,544 $2,471 $2,496 $7,894 $8,850 $2,882 $2,916
American Family $2,144 $2,144 $1,913 $1,913 $5,294 $8,291 $2,144 $2,248
Farmers $1,732 $1,688 $1,534 $1,631 $6,977 $7,101 $1,937 $1,986
GEICO $2,377 $2,293 $2,198 $2,198 $6,074 $5,525 $2,535 $2,186
Liberty Mutual $2,757 $2,910 $2,402 $2,668 $8,667 $9,347 $2,653 $2,675
Nationwide $2,074 $2,068 $1,848 $1,935 $4,747 $5,946 $2,418 $2,552
Progressive $1,863 $1,691 $1,618 $1,661 $8,115 $8,996 $2,236 $2,136
State Farm $1,458 $1,458 $1,332 $1,332 $4,609 $5,780 $1,653 $1,900
Travelers $1,696 $1,714 $1,525 $1,588 $4,695 $5,685 $1,773 $1,806
USAA $1,614 $1,563 $1,604 $1,543 $4,936 $5,287 $2,075 $2,149

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Minimum Car Insurance in Oakridge, OR

Every driver must carry the minimum car insurance in Oakridge, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Oakridge, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Oakridge, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakridge, OR. Compare credit history car insurance rates in Oakridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakridge, Oregon

Insurance Company Poor Fair Good
Allstate $5,370 $3,789 $3,133
American Family $4,139 $3,058 $2,588
Farmers $3,568 $2,902 $2,749
GEICO $3,828 $3,173 $2,518
Liberty Mutual $6,251 $3,683 $2,846
Nationwide $3,560 $2,830 $2,456
Progressive $3,974 $3,439 $3,206
State Farm $3,407 $2,174 $1,740
Travelers $3,196 $2,507 $1,977
USAA $3,898 $2,167 $1,724

Cheapest Oakridge, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakridge, OR to rates for a clean record with top companies.

Annual Oakridge, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $4,439 $4,588 $4,032
American Family $2,267 $3,494 $4,381 $2,904
Farmers $2,590 $3,334 $3,262 $3,105
GEICO $2,097 $3,334 $4,365 $2,896
Liberty Mutual $3,773 $4,221 $4,847 $4,199
Nationwide $2,502 $2,678 $3,786 $2,828
Progressive $2,678 $4,859 $3,440 $3,183
State Farm $2,165 $2,825 $2,385 $2,385
Travelers $2,080 $2,653 $2,975 $2,533
USAA $1,884 $2,635 $3,661 $2,206

Cheapest Oakridge, OR Car Insurance for Teen Drivers

Teen car insurance in Oakridge, OR can be expensive. Take a look at rates from the top car insurance companies in Oakridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakridge, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,894 $8,850
American Family $5,294 $8,291
Farmers $6,977 $7,101
GEICO $6,074 $5,525
Liberty Mutual $8,667 $9,347
Nationwide $4,747 $5,946
Progressive $8,115 $8,996
State Farm $4,609 $5,780
Travelers $4,695 $5,685
USAA $4,936 $5,287

Cheapest Oakridge, OR Car Insurance for Seniors

Take a look at Oakridge, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakridge, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,471 $2,496
American Family $1,913 $1,913
Farmers $1,534 $1,631
GEICO $2,198 $2,198
Liberty Mutual $2,402 $2,668
Nationwide $1,848 $1,935
Progressive $1,618 $1,661
State Farm $1,332 $1,332
Travelers $1,525 $1,588
USAA $1,604 $1,543

Cheapest Oakridge, OR Car Insurance Rates After a DUI

A DUI in Oakridge, OR increases car insurance rates. Compare Oakridge, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakridge, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,588
American Family $4,381
Farmers $3,262
GEICO $4,365
Liberty Mutual $4,847
Nationwide $3,786
Progressive $3,440
State Farm $2,385
Travelers $2,975
USAA $3,661

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Cheapest Oakridge, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakridge, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakridge, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,097 $4,097
American Family $3,211 $3,312
Farmers $3,073 $3,073
GEICO $3,122 $3,225
Liberty Mutual $4,260 $4,260
Nationwide $2,948 $2,948
Progressive $3,540 $3,540
State Farm $2,378 $2,502
Travelers $2,459 $2,662
USAA $2,522 $2,671

The Best Cheap Car Insurance Companies in Oakridge, OR

Take a look at a side-by-side comparison of the top car insurance companies in Oakridge, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakridge, Oregon

Insurance Company Average Annual Rates
Allstate $4,097
American Family $3,262
Farmers $3,073
GEICO $3,173
Liberty Mutual $4,260
Nationwide $2,948
Progressive $3,540
State Farm $2,440
Travelers $2,560
USAA $2,596

Category Winners: Cheapest Car Insurance in Oakridge, Oregon

Find the cheapest car insurance companies in Oakridge, OR for each category right here.

Best Annual Car Insurance Rates by Company in Oakridge, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Oakridge, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakridge car insurance rates. Find the cheapest Oakridge, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakridge, Oregon

Insurance Company Low Medium High
Allstate $3,982 $4,089 $4,221
American Family $3,245 $3,448 $3,092
Farmers $2,889 $3,035 $3,296
GEICO $2,934 $3,187 $3,399
Liberty Mutual $3,984 $4,247 $4,548
Nationwide $2,812 $3,027 $3,007
Progressive $3,430 $3,525 $3,665
State Farm $2,308 $2,443 $2,570
Travelers $2,405 $2,547 $2,728
USAA $2,481 $2,599 $2,709

What affects car insurance rates in Oakridge, Oregon?

What factors can have an impact on Oakridge, OR car insurance? There are several reasons why Oakridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oakridge, Oregon.

Commute Time in Oakridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Oakridge, OR is 33.0 minutes according to City-Data.

Compare Car Insurance Quotes in Oakridge, OR

Ready to find affordable Oakridge, Oregon car insurance today? Enter your ZIP code for fast, free Oakridge, OR car insurance quotes.

Free Car Insurance Comparison

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