Compare Oaks, OK Car Insurance Rates (2021)

Car insurance in Oaks, OK averages $345 a month. Oaks, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oaks car insurance rates, compare quotes from the top car insurance companies in Oaks, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oaks, OK are $4,140/year
  • Average car insurance rates in Oaks, OK after a DUI are $4,679/year
  • The cheapest car insurance company in Oaks for teen drivers is State Farm

If you need to buy Oaks, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Oaks, OK is right here.

You’ll find Oaks car insurance rates, the cheapest Oaks, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Oaks, Oklahoma car insurance rates to Broken Arrow car insurance rates, Midwest City car insurance rates, and Edmond car insurance rates.

Ready to find affordable Oaks, OK car insurance today? Enter your ZIP code for fast, free Oaks car insurance quotes.

Cheapest Oaks, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oaks, OK car insurance rates? Every Oaks, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oaks, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,220 $2,231 $2,041 $2,144 $6,820 $8,006 $2,399 $2,537
Farmers $2,499 $2,483 $2,247 $2,371 $9,471 $9,715 $2,839 $2,976
GEICO $2,341 $2,562 $2,465 $2,763 $6,880 $7,375 $2,059 $2,106
Liberty Mutual $4,475 $4,728 $3,933 $4,283 $12,461 $13,685 $4,657 $4,829
Progressive $2,645 $2,515 $2,176 $2,304 $10,520 $11,797 $3,096 $3,250
State Farm $2,041 $2,041 $1,780 $1,780 $4,853 $6,159 $2,134 $2,384
USAA $1,906 $1,912 $1,824 $1,846 $6,197 $6,917 $2,459 $2,704

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Minimum Car Insurance in Oaks, OK

Every driver must carry the minimum car insurance in Oaks, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Oaks, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oaks, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oaks, OK. Compare credit history car insurance rates in Oaks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oaks, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,383 $3,328 $2,937
Farmers $4,978 $4,099 $3,898
GEICO $4,301 $3,569 $2,836
Liberty Mutual $9,532 $5,809 $4,554
Progressive $5,436 $4,626 $4,301
State Farm $4,032 $2,581 $2,077
USAA $4,780 $2,718 $2,165

Cheapest Oaks, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oaks, OK to rates for a clean record with top companies.

Annual Oaks, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,051 $3,576 $4,137 $3,434
Farmers $3,651 $4,686 $4,573 $4,390
GEICO $2,606 $3,978 $4,401 $3,290
Liberty Mutual $4,457 $7,471 $8,452 $6,145
Progressive $3,728 $6,928 $4,115 $4,379
State Farm $2,711 $3,082 $2,896 $2,896
USAA $2,375 $3,409 $4,177 $2,922

Cheapest Oaks, OK Car Insurance for Teen Drivers

Teen car insurance in Oaks, OK can be expensive. Take a look at rates from the top car insurance companies in Oaks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oaks, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,820 $8,006
Farmers $9,471 $9,715
GEICO $6,880 $7,375
Liberty Mutual $12,461 $13,685
Progressive $10,520 $11,797
State Farm $4,853 $6,159
USAA $6,197 $6,917

Cheapest Oaks, OK Car Insurance for Seniors

Take a look at Oaks, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oaks, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,041 $2,144
Farmers $2,247 $2,371
GEICO $2,465 $2,763
Liberty Mutual $3,933 $4,283
Progressive $2,176 $2,304
State Farm $1,780 $1,780
USAA $1,824 $1,846

Cheapest Oaks, OK Car Insurance Rates After a DUI

A DUI in Oaks, OK increases car insurance rates. Compare Oaks, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oaks, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,137
Farmers $4,573
GEICO $4,401
Liberty Mutual $8,452
Progressive $4,115
State Farm $2,896
USAA $4,177

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Cheapest Oaks, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oaks, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oaks, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,550 $3,550
Farmers $4,325 $4,325
GEICO $3,498 $3,640
Liberty Mutual $6,631 $6,631
Progressive $4,788 $4,788
State Farm $2,846 $2,947
USAA $3,182 $3,259

The Best Cheap Car Insurance Companies in Oaks, OK

Take a look at a side-by-side comparison of the top car insurance companies in Oaks, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oaks, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,550
Farmers $4,325
GEICO $3,569
Liberty Mutual $6,631
Progressive $4,788
State Farm $2,896
USAA $3,221

Category Winners: Cheapest Car Insurance in Oaks, Oklahoma

Find the cheapest car insurance companies in Oaks, OK for each category right here.

Best Annual Car Insurance Rates by Company in Oaks, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Oaks, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oaks car insurance rates. Find the cheapest Oaks, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oaks, Oklahoma

Insurance Company Low Medium High
Allstate $3,348 $3,536 $3,765
Farmers $4,140 $4,277 $4,558
GEICO $3,343 $3,576 $3,788
Liberty Mutual $6,287 $6,607 $6,999
Progressive $4,442 $4,757 $5,164
State Farm $2,741 $2,876 $3,072
USAA $3,102 $3,212 $3,348

What affects car insurance rates in Oaks, Oklahoma?

What factors can have an impact on Oaks, OK car insurance? There are several reasons why Oaks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oaks, Oklahoma.

Commute Time in Oaks

The more time you spend in your car the higher the risk of an accident. The average commute length in Oaks, OK is 37.1 minutes according to City-Data.

Compare Car Insurance Quotes in Oaks, OK

Ready to find affordable Oaks, Oklahoma car insurance today? Enter your ZIP code for fast, free Oaks, OK car insurance quotes.

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