Compare Oaks, PA Car Insurance Rates (2021)

Car insurance in Oaks, PA averages $409 a month. Oaks, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Oaks car insurance rates, compare quotes from the top car insurance companies in Oaks, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oaks for teen drivers is USAA
  • The cheapest car insurance company in Oaks is USAA
  • Average car insurance rates in Oaks, PA after a DUI are $5,476/year

If you need to buy Oaks, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Oaks, PA is right here.

You’ll find Oaks car insurance rates, the cheapest Oaks, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Oaks, Pennsylvania car insurance rates to Philadelphia car insurance rates, Altoona car insurance rates, and Lancaster car insurance rates.

Ready to find affordable Oaks, PA car insurance today? Enter your ZIP code for fast, free Oaks car insurance quotes.

Cheapest Oaks, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oaks, PA car insurance rates? Every Oaks, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oaks, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,636 $2,636 $2,452 $2,452 $9,344 $9,344 $2,883 $2,883
GEICO $2,167 $1,874 $2,070 $1,791 $5,619 $4,872 $2,175 $1,881
Liberty Mutual $4,326 $4,326 $3,967 $3,967 $12,538 $12,538 $5,478 $5,478
Nationwide $1,959 $1,959 $1,860 $1,860 $5,540 $5,540 $2,200 $2,200
Progressive $2,994 $2,994 $2,688 $2,688 $9,900 $9,900 $3,820 $3,820
State Farm $1,786 $1,786 $1,587 $1,587 $6,531 $6,531 $1,980 $1,980
Travelers $2,763 $2,763 $3,019 $3,019 $42,629 $42,629 $3,292 $3,292
USAA $1,222 $1,222 $1,108 $1,108 $3,770 $3,770 $1,623 $1,623

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Minimum Car Insurance in Oaks, PA

Every driver must carry the minimum car insurance in Oaks, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Oaks, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Oaks, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oaks, PA. Compare credit history car insurance rates in Oaks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oaks, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,510 $4,141 $3,336
GEICO $4,218 $2,371 $1,830
Liberty Mutual $8,392 $6,021 $5,319
Nationwide $3,388 $2,791 $2,490
Progressive $6,397 $4,516 $3,639
State Farm $4,230 $2,618 $2,065
Travelers $14,073 $12,714 $11,991
USAA $2,412 $1,792 $1,588

Cheapest Oaks, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oaks, PA to rates for a clean record with top companies.

Annual Oaks, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,137 $4,903 $4,137 $4,137
GEICO $2,055 $3,582 $2,752 $2,835
Liberty Mutual $5,969 $6,906 $6,717 $6,717
Nationwide $2,091 $2,800 $3,885 $2,783
Progressive $4,384 $6,112 $4,515 $4,392
State Farm $2,703 $3,239 $2,971 $2,971
Travelers $9,113 $13,027 $16,536 $13,027
USAA $1,548 $2,150 $2,295 $1,730

Cheapest Oaks, PA Car Insurance for Teen Drivers

Teen car insurance in Oaks, PA can be expensive. Take a look at rates from the top car insurance companies in Oaks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oaks, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,344 $9,344
GEICO $5,619 $4,872
Liberty Mutual $12,538 $12,538
Nationwide $5,540 $5,540
Progressive $9,900 $9,900
State Farm $6,531 $6,531
Travelers $42,629 $42,629
USAA $3,770 $3,770

Cheapest Oaks, PA Car Insurance for Seniors

Take a look at Oaks, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oaks, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,452 $2,452
GEICO $2,070 $1,791
Liberty Mutual $3,967 $3,967
Nationwide $1,860 $1,860
Progressive $2,688 $2,688
State Farm $1,587 $1,587
Travelers $3,019 $3,019
USAA $1,108 $1,108

Cheapest Oaks, PA Car Insurance Rates After a DUI

A DUI in Oaks, PA increases car insurance rates. Compare Oaks, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oaks, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,137
GEICO $2,752
Liberty Mutual $6,717
Nationwide $3,885
Progressive $4,515
State Farm $2,971
Travelers $16,536
USAA $2,295

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Cheapest Oaks, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oaks, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oaks, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,237 $4,421
GEICO $2,762 $2,850
Liberty Mutual $6,410 $6,745
Nationwide $2,890 $2,890
Progressive $4,851 $4,851
State Farm $2,882 $3,060
Travelers $12,926 $12,926
USAA $1,875 $1,986

The Best Cheap Car Insurance Companies in Oaks, PA

Take a look at a side-by-side comparison of the top car insurance companies in Oaks, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oaks, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,329
GEICO $2,806
Liberty Mutual $6,577
Nationwide $2,890
Progressive $4,851
State Farm $2,971
Travelers $12,926
USAA $1,931

Category Winners: Cheapest Car Insurance in Oaks, Pennsylvania

Find the cheapest car insurance companies in Oaks, PA for each category right here.

Best Annual Car Insurance Rates by Company in Oaks, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Oaks, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oaks car insurance rates. Find the cheapest Oaks, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oaks, Pennsylvania

Insurance Company Low Medium High
Allstate $4,136 $4,355 $4,495
GEICO $2,535 $2,842 $3,041
Liberty Mutual $6,181 $6,638 $6,913
Nationwide $2,882 $2,933 $2,854
Progressive $4,379 $4,899 $5,273
State Farm $2,744 $3,020 $3,149
Travelers $12,531 $12,991 $13,256
USAA $1,771 $1,952 $2,069

What affects car insurance rates in Oaks, Pennsylvania?

What factors can have an impact on Oaks, PA car insurance? There are several reasons why Oaks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oaks, Pennsylvania.

Commute Time in Oaks

The more time you spend in your car the higher the risk of an accident. The average commute length in Oaks, PA is 29.3 minutes according to City-Data.

Compare Car Insurance Quotes in Oaks, PA

Ready to find affordable Oaks, Pennsylvania car insurance today? Enter your ZIP code for fast, free Oaks, PA car insurance quotes.

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