Compare Oakton, VA Car Insurance Rates (2021)

Car insurance in Oakton, VA averages $212 a month. Oakton, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Oakton car insurance rates, compare quotes from the top car insurance companies in Oakton, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oakton for teen drivers is GEICO
  • The cheapest ZIP code in Oakton is 22181
  • The cheapest car insurance company in Oakton is USAA

If you need to buy Oakton, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Oakton, VA is right here.

You’ll find Oakton car insurance rates, the cheapest Oakton, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Oakton, Virginia car insurance rates to Hampton car insurance rates, Portsmouth car insurance rates, and Richmond car insurance rates.

Ready to find affordable Oakton, VA car insurance today? Enter your ZIP code for fast, free Oakton car insurance quotes.

Cheapest Oakton, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakton, VA car insurance rates? Every Oakton, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakton, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,281 $2,408 $2,408 $7,847 $8,969 $3,160 $3,144
GEICO $1,418 $1,404 $1,346 $1,346 $3,149 $4,202 $1,653 $1,620
Nationwide $1,588 $1,593 $1,408 $1,442 $3,907 $5,016 $1,758 $1,906
Progressive $1,239 $1,169 $1,132 $1,131 $5,938 $6,636 $1,497 $1,518
State Farm $1,406 $1,406 $1,285 $1,285 $4,470 $5,598 $1,595 $1,838
USAA $1,156 $1,133 $1,095 $1,091 $3,679 $4,357 $1,478 $1,615

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Minimum Car Insurance in Oakton, VA

Every driver must carry the minimum car insurance in Oakton, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Oakton, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Oakton, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakton, VA. Compare credit history car insurance rates in Oakton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakton, Virginia

Insurance Company Poor Fair Good
Allstate $4,955 $3,999 $3,288
GEICO $2,241 $1,905 $1,905
Nationwide $2,754 $2,215 $2,012
Progressive $2,801 $2,475 $2,321
State Farm $3,357 $2,081 $1,643
USAA $2,603 $1,779 $1,470

Cheapest Oakton, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakton, VA to rates for a clean record with top companies.

Annual Oakton, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,000 $4,897 $4,508 $3,917
GEICO $1,539 $1,989 $3,001 $1,539
Nationwide $2,023 $2,023 $2,966 $2,296
Progressive $2,146 $2,895 $2,580 $2,509
State Farm $2,141 $2,580 $2,360 $2,360
USAA $1,508 $1,966 $2,586 $1,742

Cheapest Oakton, VA Car Insurance for Teen Drivers

Teen car insurance in Oakton, VA can be expensive. Take a look at rates from the top car insurance companies in Oakton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakton, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,847 $8,969
GEICO $3,149 $4,202
Nationwide $3,907 $5,016
Progressive $5,938 $6,636
State Farm $4,470 $5,598
USAA $3,679 $4,357

Cheapest Oakton, VA Car Insurance for Seniors

Take a look at Oakton, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakton, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,408 $2,408
GEICO $1,346 $1,346
Nationwide $1,408 $1,442
Progressive $1,132 $1,131
State Farm $1,285 $1,285
USAA $1,095 $1,091

Cheapest Oakton, VA Car Insurance Rates After a DUI

A DUI in Oakton, VA increases car insurance rates. Compare Oakton, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakton, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,508
GEICO $3,001
Nationwide $2,966
Progressive $2,580
State Farm $2,360
USAA $2,586

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Cheapest Oakton, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakton, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakton, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,952 $4,209
GEICO $1,980 $2,054
Nationwide $2,327 $2,327
Progressive $2,532 $2,532
State Farm $2,301 $2,420
USAA $1,879 $2,022

Cheapest Oakton, VA Car Insurance Rates by ZIP Code

Oakton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Oakton, VA.

Annual Car Insurance Rates by ZIP Code in Oakton, Virginia

ZIP Code Average Annual Rates
22030 $2,320
22031 $2,359
22181 $2,203

The Best Cheap Car Insurance Companies in Oakton, VA

Take a look at a side-by-side comparison of the top car insurance companies in Oakton, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakton, Virginia

Insurance Company Average Annual Rates
Allstate $4,081
GEICO $2,017
Nationwide $2,327
Progressive $2,532
State Farm $2,360
USAA $1,950

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Category Winners: Cheapest Car Insurance in Oakton, Virginia

Find the cheapest car insurance companies in Oakton, VA for each category right here.

Best Annual Car Insurance Rates by Company in Oakton, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Oakton, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakton car insurance rates. Find the cheapest Oakton, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakton, Virginia

Insurance Company Low Medium High
Allstate $3,964 $4,081 $4,197
GEICO $1,941 $2,016 $2,094
Nationwide $2,451 $2,305 $2,225
Progressive $2,426 $2,508 $2,664
State Farm $2,201 $2,358 $2,523
USAA $1,875 $1,955 $2,022

What affects car insurance rates in Oakton, Virginia?

What factors can have an impact on Oakton, VA car insurance? There are several reasons why Oakton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oakton, Virginia.

Commute Time in Oakton

The more time you spend in your car the higher the risk of an accident. The average commute length in Oakton, VA is 34.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Oakton, VA

Ready to find affordable Oakton, Virginia car insurance today? Enter your ZIP code for fast, free Oakton, VA car insurance quotes.

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