Compare Oaktown, IN Car Insurance Rates (2021)

Car insurance in Oaktown, IN averages $280 a month. Oaktown, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oaktown car insurance rates, compare quotes from the top car insurance companies in Oaktown, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Oaktown for teen drivers is USAA
  • Average car insurance rates in Oaktown, IN are $3,359/year
  • The cheapest car insurance company in Oaktown is USAA

If you need to buy Oaktown, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Oaktown, IN is right here.

You’ll find Oaktown car insurance rates, the cheapest Oaktown, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Oaktown, Indiana car insurance rates to Indianapolis car insurance rates, Carmel car insurance rates, and Evansville car insurance rates.

Ready to find affordable Oaktown, IN car insurance today? Enter your ZIP code for fast, free Oaktown car insurance quotes.

Cheapest Oaktown, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oaktown, IN car insurance rates? Every Oaktown, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oaktown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,530 $2,150 $2,356 $7,325 $9,225 $2,520 $2,737
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,628 $1,608 $1,392 $1,562 $8,647 $9,189 $2,140 $2,320
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,796 $1,702 $1,622 $1,634 $10,526 $11,859 $2,257 $2,310
State Farm $1,524 $1,524 $1,349 $1,349 $4,518 $5,793 $1,680 $1,876
Travelers $1,215 $1,237 $1,137 $1,136 $7,401 $11,670 $1,282 $1,492
USAA $943 $929 $876 $884 $2,608 $2,918 $1,274 $1,365

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Oaktown, IN

Every driver must carry the minimum car insurance in Oaktown, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Oaktown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oaktown, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oaktown, IN. Compare credit history car insurance rates in Oaktown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oaktown, Indiana

Insurance Company Poor Fair Good
Allstate $4,865 $3,601 $3,273
American Family $5,078 $3,306 $2,769
Farmers $4,160 $3,386 $3,135
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,651 $4,113 $3,876
State Farm $3,573 $2,131 $1,651
Travelers $3,702 $3,133 $3,129
USAA $1,990 $1,311 $1,123

Cheapest Oaktown, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oaktown, IN to rates for a clean record with top companies.

Annual Oaktown, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,140 $4,584 $4,214 $3,714
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,181 $3,720 $3,827 $3,515
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,155 $5,530 $3,770 $4,397
State Farm $2,396 $2,619 $2,396 $2,396
Travelers $2,818 $3,488 $3,954 $3,025
USAA $1,115 $1,584 $1,817 $1,383

Cheapest Oaktown, IN Car Insurance for Teen Drivers

Teen car insurance in Oaktown, IN can be expensive. Take a look at rates from the top car insurance companies in Oaktown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oaktown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,325 $9,225
American Family $6,331 $9,225
Farmers $8,647 $9,189
GEICO $4,612 $4,309
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $10,526 $11,859
State Farm $4,518 $5,793
Travelers $7,401 $11,670
USAA $2,608 $2,918

Cheapest Oaktown, IN Car Insurance for Seniors

Take a look at Oaktown, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oaktown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,150 $2,356
American Family $2,107 $2,107
Farmers $1,392 $1,562
GEICO $1,463 $1,503
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,622 $1,634
State Farm $1,349 $1,349
Travelers $1,137 $1,136
USAA $876 $884

Cheapest Oaktown, IN Car Insurance Rates After a DUI

A DUI in Oaktown, IN increases car insurance rates. Compare Oaktown, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oaktown, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,214
American Family $5,171
Farmers $3,827
GEICO $3,208
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,770
State Farm $2,396
Travelers $3,954
USAA $1,817

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oaktown, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oaktown, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oaktown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,913 $3,913
American Family $3,673 $3,762
Farmers $3,561 $3,561
GEICO $2,264 $2,346
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $4,213 $4,213
State Farm $2,383 $2,521
Travelers $3,321 $3,321
USAA $1,455 $1,494

The Best Cheap Car Insurance Companies in Oaktown, IN

Take a look at a side-by-side comparison of the top car insurance companies in Oaktown, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oaktown, Indiana

Insurance Company Average Annual Rates
Allstate $3,913
American Family $3,717
Farmers $3,561
GEICO $2,305
Liberty Mutual $5,937
Nationwide $2,697
Progressive $4,213
State Farm $2,452
Travelers $3,321
USAA $1,475

Category Winners: Cheapest Car Insurance in Oaktown, Indiana

Find the cheapest car insurance companies in Oaktown, IN for each category right here.

Best Annual Car Insurance Rates by Company in Oaktown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oaktown, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oaktown car insurance rates. Find the cheapest Oaktown, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oaktown, Indiana

Insurance Company Low Medium High
Allstate $3,729 $3,899 $4,111
American Family $3,702 $3,842 $3,608
Farmers $3,441 $3,552 $3,688
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $3,990 $4,150 $4,499
State Farm $2,351 $2,451 $2,554
Travelers $3,257 $3,353 $3,354
USAA $1,425 $1,471 $1,528

What affects car insurance rates in Oaktown, Indiana?

What factors can have an impact on Oaktown, IN car insurance? There are several reasons why Oaktown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oaktown, Indiana.

Commute Time in Oaktown

The more time you spend in your car the higher the risk of an accident. The average commute length in Oaktown, IN is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Oaktown, IN

Ready to find affordable Oaktown, Indiana car insurance today? Enter your ZIP code for fast, free Oaktown, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State