Compare Oakville, CA Car Insurance Rates (2021)

Car insurance in Oakville, CA averages $304 a month. Oakville, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Oakville car insurance rates, compare quotes from the top car insurance companies in Oakville, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oakville for teen drivers is USAA
  • Average car insurance rates in Oakville, CA after a DUI are $5,110/year
  • Average car insurance rates in Oakville, CA are $3,643/year

If you need to buy Oakville, California car insurance, the options can be confusing. Everything you need to know about car insurance in Oakville, CA is right here.

You’ll find Oakville car insurance rates, the cheapest Oakville, CA car insurance companies, and information on California car insurance laws. You can also compare Oakville, California car insurance rates to Fresno car insurance rates, San Francisco car insurance rates, and San Diego car insurance rates.

Ready to find affordable Oakville, CA car insurance today? Enter your ZIP code for fast, free Oakville car insurance quotes.

Cheapest Oakville, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakville, CA car insurance rates? Every Oakville, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,526 $2,526 $2,275 $2,275 $8,132 $13,401 $3,001 $3,347
GEICO $1,873 $1,874 $1,761 $1,761 $5,701 $5,807 $2,691 $2,755
Liberty Mutual $2,315 $2,195 $2,155 $2,086 $5,083 $5,397 $2,615 $2,635
Nationwide $3,186 $3,041 $2,783 $2,623 $8,124 $8,958 $3,803 $3,761
Progressive $2,032 $2,098 $1,714 $2,049 $5,455 $6,624 $2,941 $3,175
State Farm $2,828 $2,828 $2,527 $2,527 $5,176 $6,396 $3,132 $3,233
Travelers $2,429 $2,353 $2,150 $2,126 $5,007 $5,756 $3,167 $3,096
USAA $1,937 $1,835 $1,887 $1,895 $4,437 $4,465 $2,683 $2,536

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Minimum Car Insurance in Oakville, CA

Every driver must carry the minimum car insurance in Oakville, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Oakville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Oakville, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakville, CA to rates for a clean record with top companies.

Annual Oakville, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,460 $4,715 $5,881 $4,686
GEICO $2,117 $3,269 $4,100 $2,626
Liberty Mutual $2,656 $3,559 $3,210 $2,814
Nationwide $3,166 $4,056 $6,863 $4,056
Progressive $2,130 $3,621 $4,226 $3,066
State Farm $2,553 $3,046 $5,761 $2,964
Travelers $2,179 $3,540 $4,124 $3,200
USAA $1,800 $2,682 $4,385 $1,971

Cheapest Oakville, CA Car Insurance for Teen Drivers

Teen car insurance in Oakville, CA can be expensive. Take a look at rates from the top car insurance companies in Oakville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $8,132 $13,401
GEICO $5,701 $5,807
Liberty Mutual $5,083 $5,397
Nationwide $8,124 $8,958
Progressive $5,455 $6,624
State Farm $5,176 $6,396
Travelers $5,007 $5,756
USAA $4,437 $4,465

Cheapest Oakville, CA Car Insurance for Seniors

Take a look at Oakville, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,275 $2,275
GEICO $1,761 $1,761
Liberty Mutual $2,155 $2,086
Nationwide $2,783 $2,623
Progressive $1,714 $2,049
State Farm $2,527 $2,527
Travelers $2,150 $2,126
USAA $1,887 $1,895

Cheapest Oakville, CA Car Insurance Rates After a DUI

A DUI in Oakville, CA increases car insurance rates. Compare Oakville, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakville, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $5,881
GEICO $4,100
Liberty Mutual $3,210
Nationwide $6,863
Progressive $4,226
State Farm $5,761
Travelers $4,124
USAA $4,385

Cheapest Oakville, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakville, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakville, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $4,252 $5,119
GEICO $2,751 $3,305
Liberty Mutual $2,809 $3,311
Nationwide $4,002 $5,068
Progressive $2,961 $3,560
State Farm $3,453 $3,709
Travelers $2,932 $3,589
USAA $2,497 $2,922

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The Best Cheap Car Insurance Companies in Oakville, CA

Take a look at a side-by-side comparison of the top car insurance companies in Oakville, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakville, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,686
GEICO $3,028
Liberty Mutual $3,060
Nationwide $4,535
Progressive $3,261
State Farm $3,581
Travelers $3,260
USAA $2,710

Category Winners: Cheapest Car Insurance in Oakville, California

Find the cheapest car insurance companies in Oakville, CA for each category right here.

Best Annual Car Insurance Rates by Company in Oakville, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Oakville, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakville car insurance rates. Find the cheapest Oakville, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakville, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $4,394 $4,721 $4,942
GEICO $2,744 $3,059 $3,280
Liberty Mutual $2,860 $3,085 $3,234
Nationwide $4,096 $4,612 $4,898
Progressive $2,962 $3,346 $3,474
State Farm $3,292 $3,629 $3,822
Travelers $2,869 $3,345 $3,567
USAA $2,460 $2,762 $2,907

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Compare Car Insurance Quotes in Oakville, CA

Ready to find affordable Oakville, California car insurance today? Enter your ZIP code for fast, free Oakville, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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