Compare Oakville, CT Car Insurance Rates (2021)

Car insurance in Oakville, CT averages $403 a month. Oakville, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Oakville car insurance rates, compare quotes from the top car insurance companies in Oakville, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oakville, CT after a DUI are $5,874/year
  • The cheapest car insurance company in Oakville is State Farm
  • Average car insurance rates in Oakville, CT are $4,836/year

If you need to buy Oakville, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Oakville, CT is right here.

You’ll find Oakville car insurance rates, the cheapest Oakville, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Oakville, Connecticut car insurance rates to Waterbury car insurance rates, Stamford car insurance rates, and Danbury car insurance rates.

Ready to find affordable Oakville, CT car insurance today? Enter your ZIP code for fast, free Oakville car insurance quotes.

Cheapest Oakville, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakville, CT car insurance rates? Every Oakville, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakville, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,874 $3,820 $3,574 $3,831 $11,771 $13,885 $4,040 $4,215
GEICO $2,349 $2,356 $2,178 $2,196 $5,409 $6,416 $2,267 $2,205
Liberty Mutual $3,598 $3,920 $2,772 $3,427 $17,912 $20,215 $3,635 $3,964
Nationwide $2,410 $2,436 $2,164 $2,270 $6,725 $8,535 $2,800 $3,012
Progressive $2,928 $2,726 $2,496 $2,597 $12,325 $13,676 $3,346 $3,762
State Farm $1,852 $1,852 $1,704 $1,704 $5,639 $7,096 $2,083 $2,388
Travelers $1,814 $1,841 $1,810 $1,804 $13,903 $22,479 $1,972 $2,213
USAA $2,240 $2,214 $2,093 $2,064 $7,139 $7,477 $3,009 $3,112

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Minimum Car Insurance in Oakville, CT

Every driver must carry the minimum car insurance in Oakville, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Oakville, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Oakville, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakville, CT. Compare credit history car insurance rates in Oakville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakville, Connecticut

Insurance Company Poor Fair Good
Allstate $7,805 $5,899 $4,675
GEICO $4,615 $2,783 $2,118
Liberty Mutual $10,550 $6,574 $5,167
Nationwide $5,024 $3,373 $2,984
Progressive $5,961 $5,354 $5,131
State Farm $4,233 $2,708 $2,178
Travelers $6,784 $5,658 $5,497
USAA $4,851 $3,276 $2,879

Cheapest Oakville, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakville, CT to rates for a clean record with top companies.

Annual Oakville, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,212 $6,460 $7,620 $5,212
GEICO $2,001 $2,624 $5,605 $2,458
Liberty Mutual $6,507 $8,142 $8,071 $7,001
Nationwide $3,086 $4,033 $4,620 $3,437
Progressive $4,671 $6,799 $4,915 $5,543
State Farm $2,829 $3,110 $3,110 $3,110
Travelers $4,817 $5,217 $7,583 $6,300
USAA $2,826 $3,557 $5,466 $2,826

Cheapest Oakville, CT Car Insurance for Teen Drivers

Teen car insurance in Oakville, CT can be expensive. Take a look at rates from the top car insurance companies in Oakville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakville, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,771 $13,885
GEICO $5,409 $6,416
Liberty Mutual $17,912 $20,215
Nationwide $6,725 $8,535
Progressive $12,325 $13,676
State Farm $5,639 $7,096
Travelers $13,903 $22,479
USAA $7,139 $7,477

Cheapest Oakville, CT Car Insurance for Seniors

Take a look at Oakville, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakville, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,574 $3,831
GEICO $2,178 $2,196
Liberty Mutual $2,772 $3,427
Nationwide $2,164 $2,270
Progressive $2,496 $2,597
State Farm $1,704 $1,704
Travelers $1,810 $1,804
USAA $2,093 $2,064

Cheapest Oakville, CT Car Insurance Rates After a DUI

A DUI in Oakville, CT increases car insurance rates. Compare Oakville, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakville, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,620
GEICO $5,605
Liberty Mutual $8,071
Nationwide $4,620
Progressive $4,915
State Farm $3,110
Travelers $7,583
USAA $5,466

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Cheapest Oakville, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakville, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakville, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,126 $6,126
GEICO $3,124 $3,220
Liberty Mutual $7,430 $7,430
Nationwide $3,794 $3,794
Progressive $5,482 $5,482
State Farm $2,964 $3,115
Travelers $5,979 $5,979
USAA $3,624 $3,713

The Best Cheap Car Insurance Companies in Oakville, CT

Take a look at a side-by-side comparison of the top car insurance companies in Oakville, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakville, Connecticut

Insurance Company Average Annual Rates
Allstate $6,126
GEICO $3,172
Liberty Mutual $7,430
Nationwide $3,794
Progressive $5,482
State Farm $3,040
Travelers $5,979
USAA $3,668

Category Winners: Cheapest Car Insurance in Oakville, Connecticut

Find the cheapest car insurance companies in Oakville, CT for each category right here.

Best Annual Car Insurance Rates by Company in Oakville, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Oakville, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakville car insurance rates. Find the cheapest Oakville, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakville, Connecticut

Insurance Company Low Medium High
Allstate $5,714 $6,116 $6,549
GEICO $2,938 $3,132 $3,446
Liberty Mutual $7,117 $7,369 $7,806
Nationwide $3,851 $3,826 $3,705
Progressive $5,097 $5,432 $5,917
State Farm $2,846 $3,045 $3,227
Travelers $5,518 $5,936 $6,483
USAA $3,411 $3,672 $3,922

What affects car insurance rates in Oakville, Connecticut?

What factors can have an impact on Oakville, CT car insurance? There are several reasons why Oakville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oakville, Connecticut.

Commute Time in Oakville

The more time you spend in your car the higher the risk of an accident. The average commute length in Oakville, CT is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Oakville, CT

Ready to find affordable Oakville, Connecticut car insurance today? Enter your ZIP code for fast, free Oakville, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State