Compare Oakville, TX Car Insurance Rates (2021)

Car insurance in Oakville, TX averages $309 a month. Oakville, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Oakville car insurance rates, compare quotes from the top car insurance companies in Oakville, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oakville for teen drivers is USAA
  • The cheapest car insurance company in Oakville is USAA
  • Average car insurance rates in Oakville, TX after a DUI are $4,222/year

If you need to buy Oakville, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Oakville, TX is right here.

You’ll find Oakville car insurance rates, the cheapest Oakville, TX car insurance companies, and information on Texas car insurance laws. You can also compare Oakville, Texas car insurance rates to Houston car insurance rates, Arlington car insurance rates, and Austin car insurance rates.

Ready to find affordable Oakville, TX car insurance today? Enter your ZIP code for fast, free Oakville car insurance quotes.

Cheapest Oakville, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oakville, TX car insurance rates? Every Oakville, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oakville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,150 $3,176 $3,107 $3,107 $8,486 $10,243 $3,908 $4,073
American Family $2,830 $3,164 $2,677 $3,078 $7,784 $10,187 $4,121 $4,706
GEICO $2,490 $2,671 $2,376 $2,666 $5,324 $5,563 $2,690 $2,700
Nationwide $2,641 $2,686 $2,342 $2,477 $7,289 $9,350 $3,086 $3,335
Progressive $2,092 $1,999 $1,863 $1,897 $8,577 $9,596 $2,482 $2,534
State Farm $1,817 $1,817 $1,610 $1,610 $4,233 $5,373 $1,967 $2,030
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

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Minimum Car Insurance in Oakville, TX

Every driver must carry the minimum car insurance in Oakville, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Oakville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oakville, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oakville, TX. Compare credit history car insurance rates in Oakville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oakville, Texas

Insurance Company Poor Fair Good
Allstate $6,220 $4,577 $3,922
American Family $6,583 $4,198 $3,673
GEICO $5,110 $2,892 $1,928
Nationwide $5,000 $3,991 $3,461
Progressive $4,376 $3,772 $3,492
State Farm $3,623 $2,254 $1,795
USAA $3,434 $1,983 $1,595

Cheapest Oakville, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oakville, TX to rates for a clean record with top companies.

Annual Oakville, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,788 $5,884 $6,166 $3,788
American Family $4,385 $5,598 $4,904 $4,385
GEICO $2,810 $3,682 $3,119 $3,629
Nationwide $3,608 $3,608 $5,318 $4,069
Progressive $3,390 $4,362 $3,957 $3,812
State Farm $2,285 $2,604 $3,056 $2,285
USAA $1,745 $2,571 $3,031 $2,002

Cheapest Oakville, TX Car Insurance for Teen Drivers

Teen car insurance in Oakville, TX can be expensive. Take a look at rates from the top car insurance companies in Oakville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oakville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,486 $10,243
American Family $7,784 $10,187
GEICO $5,324 $5,563
Nationwide $7,289 $9,350
Progressive $8,577 $9,596
State Farm $4,233 $5,373
USAA $4,176 $4,555

Cheapest Oakville, TX Car Insurance for Seniors

Take a look at Oakville, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oakville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,107 $3,107
American Family $2,677 $3,078
GEICO $2,376 $2,666
Nationwide $2,342 $2,477
Progressive $1,863 $1,897
State Farm $1,610 $1,610
USAA $1,425 $1,417

Cheapest Oakville, TX Car Insurance Rates After a DUI

A DUI in Oakville, TX increases car insurance rates. Compare Oakville, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oakville, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,166
American Family $4,904
GEICO $3,119
Nationwide $5,318
Progressive $3,957
State Farm $3,056
USAA $3,031

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Cheapest Oakville, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oakville, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oakville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,789 $5,024
American Family $4,818 $4,818
GEICO $3,244 $3,376
Nationwide $4,151 $4,151
Progressive $3,880 $3,880
State Farm $2,557 $2,557
USAA $2,308 $2,367

The Best Cheap Car Insurance Companies in Oakville, TX

Take a look at a side-by-side comparison of the top car insurance companies in Oakville, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oakville, Texas

Insurance Company Average Annual Rates
Allstate $4,906
American Family $4,818
GEICO $3,310
Nationwide $4,151
Progressive $3,880
State Farm $2,557
USAA $2,337

Category Winners: Cheapest Car Insurance in Oakville, Texas

Find the cheapest car insurance companies in Oakville, TX for each category right here.

Best Annual Car Insurance Rates by Company in Oakville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Oakville, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oakville car insurance rates. Find the cheapest Oakville, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oakville, Texas

Insurance Company Low Medium High
Allstate $4,813 $4,871 $5,035
American Family $4,457 $4,624 $5,374
GEICO $3,146 $3,268 $3,517
Nationwide $4,422 $3,973 $4,057
Progressive $3,701 $3,864 $4,075
State Farm $2,431 $2,549 $2,693
USAA $2,260 $2,328 $2,424

Compare Car Insurance Quotes in Oakville, TX

Ready to find affordable Oakville, Texas car insurance today? Enter your ZIP code for fast, free Oakville, TX car insurance quotes.

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