Compare Oberon, ND Car Insurance Rates (2021)

Car insurance in Oberon, ND averages $355 a month. Oberon, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oberon car insurance rates, compare quotes from the top car insurance companies in Oberon, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oberon is USAA
  • Average car insurance rates in Oberon, ND are $4,259/year
  • The cheapest car insurance company in Oberon for teen drivers is USAA

If you need to buy Oberon, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Oberon, ND is right here.

You’ll find Oberon car insurance rates, the cheapest Oberon, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Oberon, North Dakota car insurance rates to Bismarck car insurance rates, Minot car insurance rates, and Fargo car insurance rates.

Ready to find affordable Oberon, ND car insurance today? Enter your ZIP code for fast, free Oberon car insurance quotes.

Cheapest Oberon, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oberon, ND car insurance rates? Every Oberon, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oberon, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,421 $2,428 $2,147 $2,276 $9,354 $11,014 $2,660 $2,871
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,948 $1,916 $1,743 $1,811 $6,917 $7,097 $2,218 $2,351
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,800 $1,846 $1,611 $1,723 $3,958 $4,897 $2,042 $2,171
Progressive $1,967 $1,878 $1,592 $1,648 $7,062 $7,891 $2,407 $2,426
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Oberon, ND

Every driver must carry the minimum car insurance in Oberon, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Oberon, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oberon, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oberon, ND. Compare credit history car insurance rates in Oberon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oberon, North Dakota

Insurance Company Poor Fair Good
Allstate $5,539 $4,218 $3,432
American Family $5,292 $3,681 $3,115
Farmers $3,761 $3,071 $2,918
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,055 $2,374 $2,089
Progressive $3,890 $3,239 $2,948
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Oberon, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oberon, ND to rates for a clean record with top companies.

Annual Oberon, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,561 $3,923 $5,961 $4,140
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,739 $3,492 $3,448 $3,321
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,843 $2,551 $3,530 $2,100
Progressive $3,106 $3,802 $3,140 $3,387
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Oberon, ND Car Insurance for Teen Drivers

Teen car insurance in Oberon, ND can be expensive. Take a look at rates from the top car insurance companies in Oberon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oberon, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,354 $11,014
American Family $6,100 $8,820
Farmers $6,917 $7,097
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $3,958 $4,897
Progressive $7,062 $7,891
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Oberon, ND Car Insurance for Seniors

Take a look at Oberon, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oberon, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,147 $2,276
American Family $2,612 $2,612
Farmers $1,743 $1,811
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,611 $1,723
Progressive $1,592 $1,648
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Oberon, ND Car Insurance Rates After a DUI

A DUI in Oberon, ND increases car insurance rates. Compare Oberon, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oberon, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,961
American Family $5,597
Farmers $3,448
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,530
Progressive $3,140
State Farm $2,757
USAA $2,854

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Cheapest Oberon, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oberon, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oberon, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $4,504
American Family $3,979 $4,079
Farmers $3,250 $3,250
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,506 $2,506
Progressive $3,359 $3,359
State Farm $2,683 $2,831
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Oberon, ND

Take a look at a side-by-side comparison of the top car insurance companies in Oberon, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oberon, North Dakota

Insurance Company Average Annual Rates
Allstate $4,396
American Family $4,029
Farmers $3,250
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,506
Progressive $3,359
State Farm $2,757
USAA $2,028

Category Winners: Cheapest Car Insurance in Oberon, North Dakota

Find the cheapest car insurance companies in Oberon, ND for each category right here.

Best Annual Car Insurance Rates by Company in Oberon, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Oberon, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oberon car insurance rates. Find the cheapest Oberon, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oberon, North Dakota

Insurance Company Low Medium High
Allstate $4,299 $4,395 $4,495
American Family $4,159 $4,230 $3,699
Farmers $3,183 $3,238 $3,329
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,444 $2,493 $2,581
Progressive $3,260 $3,347 $3,470
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Oberon, North Dakota?

What factors can have an impact on Oberon, ND car insurance? There are several reasons why Oberon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oberon, North Dakota.

Commute Time in Oberon

The more time you spend in your car the higher the risk of an accident. The average commute length in Oberon, ND is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Oberon, ND

Ready to find affordable Oberon, North Dakota car insurance today? Enter your ZIP code for fast, free Oberon, ND car insurance quotes.

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