Compare Ocean Bluff, MA Car Insurance Rates (2021)

Car insurance in Ocean Bluff, MA averages $265 a month. Ocean Bluff, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Ocean Bluff car insurance rates, compare quotes from the top car insurance companies in Ocean Bluff, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ocean Bluff, MA after a DUI are $3,907/year
  • Average car insurance rates in Ocean Bluff, MA are $3,176/year
  • The cheapest car insurance company in Ocean Bluff for teen drivers is State Farm

If you need to buy Ocean Bluff, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Ocean Bluff, MA is right here.

You’ll find Ocean Bluff car insurance rates, the cheapest Ocean Bluff, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Ocean Bluff, Massachusetts car insurance rates to Quincy car insurance rates, Worcester car insurance rates, and Brockton car insurance rates.

Ready to find affordable Ocean Bluff, MA car insurance today? Enter your ZIP code for fast, free Ocean Bluff car insurance quotes.

Cheapest Ocean Bluff, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ocean Bluff, MA car insurance rates? Every Ocean Bluff, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ocean Bluff, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,393 $2,393 $2,393 $2,393 $8,280 $8,280 $2,680 $2,680
GEICO $2,047 $2,047 $1,899 $1,899 $5,723 $5,723 $2,111 $2,111
Liberty Mutual $3,009 $3,009 $2,622 $2,622 $9,767 $9,767 $3,149 $3,149
Progressive $2,196 $2,196 $2,106 $2,106 $8,259 $8,259 $2,377 $2,377
State Farm $862 $862 $862 $862 $2,394 $2,394 $862 $862
Travelers $2,937 $2,937 $2,590 $2,590 $6,022 $6,022 $3,269 $3,269
USAA $1,492 $1,492 $1,470 $1,470 $3,499 $3,499 $1,649 $1,649

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Minimum Car Insurance in Ocean Bluff, MA

Every driver must carry the minimum car insurance in Ocean Bluff, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Ocean Bluff, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ocean Bluff, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ocean Bluff, MA to rates for a clean record with top companies.

Annual Ocean Bluff, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,050 $4,541 $5,105 $3,050
GEICO $2,355 $3,241 $3,698 $2,484
Liberty Mutual $3,655 $4,990 $5,999 $3,903
Progressive $3,139 $4,420 $3,507 $3,871
State Farm $986 $1,342 $1,597 $1,056
Travelers $2,888 $4,001 $4,260 $3,671
USAA $1,442 $1,874 $3,181 $1,613

Cheapest Ocean Bluff, MA Car Insurance for Teen Drivers

Teen car insurance in Ocean Bluff, MA can be expensive. Take a look at rates from the top car insurance companies in Ocean Bluff for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ocean Bluff, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,280 $8,280
GEICO $5,723 $5,723
Liberty Mutual $9,767 $9,767
Progressive $8,259 $8,259
State Farm $2,394 $2,394
Travelers $6,022 $6,022
USAA $3,499 $3,499

Cheapest Ocean Bluff, MA Car Insurance for Seniors

Take a look at Ocean Bluff, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ocean Bluff, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,393 $2,393
GEICO $1,899 $1,899
Liberty Mutual $2,622 $2,622
Progressive $2,106 $2,106
State Farm $862 $862
Travelers $2,590 $2,590
USAA $1,470 $1,470

Cheapest Ocean Bluff, MA Car Insurance Rates After a DUI

A DUI in Ocean Bluff, MA increases car insurance rates. Compare Ocean Bluff, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ocean Bluff, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,105
GEICO $3,698
Liberty Mutual $5,999
Progressive $3,507
State Farm $1,597
Travelers $4,260
USAA $3,181

Cheapest Ocean Bluff, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ocean Bluff, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ocean Bluff, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,808 $4,065
GEICO $2,890 $3,000
Liberty Mutual $4,455 $4,819
Progressive $3,734 $3,734
State Farm $1,216 $1,275
Travelers $3,530 $3,880
USAA $1,972 $2,084

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The Best Cheap Car Insurance Companies in Ocean Bluff, MA

Take a look at a side-by-side comparison of the top car insurance companies in Ocean Bluff, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ocean Bluff, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,937
GEICO $2,945
Liberty Mutual $4,637
Progressive $3,734
State Farm $1,245
Travelers $3,705
USAA $2,028

Category Winners: Cheapest Car Insurance in Ocean Bluff, Massachusetts

Find the cheapest car insurance companies in Ocean Bluff, MA for each category right here.

Best Annual Car Insurance Rates by Company in Ocean Bluff, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Ocean Bluff, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ocean Bluff car insurance rates. Find the cheapest Ocean Bluff, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ocean Bluff, Massachusetts

Insurance Company Low Medium High
Allstate $3,632 $4,004 $4,174
GEICO $2,708 $3,000 $3,127
Liberty Mutual $4,333 $4,697 $4,880
Progressive $3,416 $3,809 $3,978
State Farm $1,135 $1,268 $1,333
Travelers $3,356 $3,781 $3,977
USAA $1,879 $2,062 $2,142

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What affects car insurance rates in Ocean Bluff, Massachusetts?

What factors can have an impact on Ocean Bluff, MA car insurance? There are several reasons why Ocean Bluff car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ocean Bluff, Massachusetts.

Commute Time in Ocean Bluff

The more time you spend in your car the higher the risk of an accident. The average commute length in Ocean Bluff, MA is 35.8 minutes according to City-Data.

Compare Car Insurance Quotes in Ocean Bluff, MA

Ready to find affordable Ocean Bluff, Massachusetts car insurance today? Enter your ZIP code for fast, free Ocean Bluff, MA car insurance quotes.

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