Compare Ocean View, DE Car Insurance Rates (2021)

Car insurance in Ocean View, DE averages $413 a month. Ocean View, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ocean View car insurance rates, compare quotes from the top car insurance companies in Ocean View, DE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ocean View, DE are $4,954/year
  • The cheapest car insurance company in Ocean View for teen drivers is USAA
  • Average car insurance rates in Ocean View, DE after a DUI are $6,519/year

If you need to buy Ocean View, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Ocean View, DE is right here.

You’ll find Ocean View car insurance rates, the cheapest Ocean View, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Ocean View, Delaware car insurance rates to Dover car insurance rates, Wilmington car insurance rates, and Smyrna car insurance rates.

Ready to find affordable Ocean View, DE car insurance today? Enter your ZIP code for fast, free Ocean View car insurance quotes.

Cheapest Ocean View, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ocean View, DE car insurance rates? Every Ocean View, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ocean View, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,991 $2,958 $2,622 $2,767 $10,444 $12,208 $3,184 $3,405
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $10,013 $10,013 $9,892 $9,892 $22,247 $33,687 $10,013 $13,864
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,723 $1,596 $1,517 $1,550 $8,565 $9,434 $2,094 $2,036
State Farm $2,392 $2,392 $2,199 $2,199 $6,787 $8,773 $2,682 $2,803
Travelers $1,288 $1,293 $1,271 $1,240 $7,116 $10,873 $1,374 $1,485
USAA $1,141 $1,124 $1,055 $1,055 $4,098 $4,819 $1,427 $1,566

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Minimum Car Insurance in Ocean View, DE

Every driver must carry the minimum car insurance in Ocean View, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Ocean View, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ocean View, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ocean View, DE. Compare credit history car insurance rates in Ocean View from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ocean View, Delaware

Insurance Company Poor Fair Good
Allstate $6,485 $4,630 $4,102
GEICO $5,219 $2,898 $1,988
Liberty Mutual $20,194 $13,642 $11,021
Nationwide $4,183 $3,489 $3,184
Progressive $3,986 $3,486 $3,222
State Farm $5,784 $3,187 $2,365
Travelers $3,612 $2,989 $3,126
USAA $3,336 $1,610 $1,161

Cheapest Ocean View, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ocean View, DE to rates for a clean record with top companies.

Annual Ocean View, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,305 $5,127 $5,983 $4,875
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $11,953 $13,748 $21,863 $12,246
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,079 $4,059 $3,499 $3,620
State Farm $3,428 $4,129 $3,778 $3,778
Travelers $2,769 $2,777 $4,518 $2,905
USAA $1,682 $1,682 $2,861 $1,918

Cheapest Ocean View, DE Car Insurance for Teen Drivers

Teen car insurance in Ocean View, DE can be expensive. Take a look at rates from the top car insurance companies in Ocean View for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ocean View, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,444 $12,208
GEICO $5,847 $6,106
Liberty Mutual $22,247 $33,687
Nationwide $5,939 $7,522
Progressive $8,565 $9,434
State Farm $6,787 $8,773
Travelers $7,116 $10,873
USAA $4,098 $4,819

Cheapest Ocean View, DE Car Insurance for Seniors

Take a look at Ocean View, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ocean View, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,622 $2,767
GEICO $2,291 $2,666
Liberty Mutual $9,892 $9,892
Nationwide $2,314 $2,309
Progressive $1,517 $1,550
State Farm $2,199 $2,199
Travelers $1,271 $1,240
USAA $1,055 $1,055

Cheapest Ocean View, DE Car Insurance Rates After a DUI

A DUI in Ocean View, DE increases car insurance rates. Compare Ocean View, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ocean View, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,983
GEICO $4,373
Liberty Mutual $21,863
Nationwide $5,279
Progressive $3,499
State Farm $3,778
Travelers $4,518
USAA $2,861

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Cheapest Ocean View, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ocean View, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ocean View, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,072 $5,072
GEICO $3,314 $3,422
Liberty Mutual $14,539 $15,366
Nationwide $3,619 $3,619
Progressive $3,564 $3,564
State Farm $3,650 $3,907
Travelers $3,242 $3,242
USAA $2,014 $2,057

The Best Cheap Car Insurance Companies in Ocean View, DE

Take a look at a side-by-side comparison of the top car insurance companies in Ocean View, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ocean View, Delaware

Insurance Company Average Annual Rates
Allstate $5,072
GEICO $3,368
Liberty Mutual $14,952
Nationwide $3,619
Progressive $3,564
State Farm $3,778
Travelers $3,242
USAA $2,036

Category Winners: Cheapest Car Insurance in Ocean View, Delaware

Find the cheapest car insurance companies in Ocean View, DE for each category right here.

Best Annual Car Insurance Rates by Company in Ocean View, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ocean View, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ocean View car insurance rates. Find the cheapest Ocean View, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ocean View, Delaware

Insurance Company Low Medium High
Allstate $4,731 $5,120 $5,367
GEICO $3,044 $3,417 $3,644
Liberty Mutual $14,272 $14,792 $15,793
Nationwide $3,604 $3,559 $3,692
Progressive $3,137 $3,606 $3,950
State Farm $3,542 $3,786 $4,007
Travelers $3,048 $3,345 $3,334
USAA $1,911 $2,031 $2,165

What affects car insurance rates in Ocean View, Delaware?

What factors can have an impact on Ocean View, DE car insurance? There are several reasons why Ocean View car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ocean View, Delaware.

Commute Time in Ocean View

The more time you spend in your car the higher the risk of an accident. The average commute length in Ocean View, DE is 33.6 minutes according to City-Data.

Compare Car Insurance Quotes in Ocean View, DE

Ready to find affordable Ocean View, Delaware car insurance today? Enter your ZIP code for fast, free Ocean View, DE car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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