Compare Oconee, GA Car Insurance Rates (2021)

Car insurance in Oconee, GA averages $419 a month. Oconee, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oconee car insurance rates, compare quotes from the top car insurance companies in Oconee, GA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Oconee, GA after a DUI are $6,107/year
  • The cheapest car insurance company in Oconee is GEICO
  • Average car insurance rates in Oconee, GA are $5,030/year

If you need to buy Oconee, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Oconee, GA is right here.

You’ll find Oconee car insurance rates, the cheapest Oconee, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Oconee, Georgia car insurance rates to Smyrna car insurance rates, Atlanta car insurance rates, and Savannah car insurance rates.

Ready to find affordable Oconee, GA car insurance today? Enter your ZIP code for fast, free Oconee car insurance quotes.

Cheapest Oconee, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oconee, GA car insurance rates? Every Oconee, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oconee, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,887 $2,887 $2,769 $2,769 $6,707 $8,613 $3,226 $3,519
GEICO $1,636 $1,605 $1,575 $1,575 $4,692 $5,606 $2,063 $2,308
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $4,010 $4,150 $3,940 $4,342 $12,456 $16,087 $4,886 $5,314
Progressive $3,731 $3,433 $3,189 $3,348 $11,072 $12,276 $4,272 $4,438
State Farm $2,179 $2,179 $1,946 $1,946 $5,644 $7,435 $2,386 $2,571
USAA $1,841 $1,842 $1,698 $1,713 $6,554 $7,778 $2,301 $2,553

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Oconee, GA

Every driver must carry the minimum car insurance in Oconee, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Oconee, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oconee, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oconee, GA. Compare credit history car insurance rates in Oconee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oconee, Georgia

Insurance Company Poor Fair Good
Allstate $5,405 $3,759 $3,352
GEICO $3,311 $2,327 $2,260
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $8,230 $6,650 $5,814
Progressive $6,523 $5,552 $5,085
State Farm $4,659 $2,901 $2,298
USAA $4,286 $3,006 $2,563

Cheapest Oconee, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oconee, GA to rates for a clean record with top companies.

Annual Oconee, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,431 $5,328 $4,318 $3,611
GEICO $1,763 $2,220 $4,572 $1,976
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $5,298 $6,223 $9,638 $6,434
Progressive $4,503 $7,826 $5,308 $5,243
State Farm $3,006 $3,565 $3,286 $3,286
USAA $2,515 $3,177 $4,645 $2,804

Cheapest Oconee, GA Car Insurance for Teen Drivers

Teen car insurance in Oconee, GA can be expensive. Take a look at rates from the top car insurance companies in Oconee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oconee, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,707 $8,613
GEICO $4,692 $5,606
Liberty Mutual $20,620 $23,033
Nationwide $12,456 $16,087
Progressive $11,072 $12,276
State Farm $5,644 $7,435
USAA $6,554 $7,778

Cheapest Oconee, GA Car Insurance for Seniors

Take a look at Oconee, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oconee, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,769 $2,769
GEICO $1,575 $1,575
Liberty Mutual $4,088 $4,641
Nationwide $3,940 $4,342
Progressive $3,189 $3,348
State Farm $1,946 $1,946
USAA $1,698 $1,713

Cheapest Oconee, GA Car Insurance Rates After a DUI

A DUI in Oconee, GA increases car insurance rates. Compare Oconee, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oconee, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,318
GEICO $4,572
Liberty Mutual $10,982
Nationwide $9,638
Progressive $5,308
State Farm $3,286
USAA $4,645

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oconee, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oconee, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oconee, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,076 $4,268
GEICO $2,587 $2,679
Liberty Mutual $9,217 $9,217
Nationwide $6,898 $6,898
Progressive $5,720 $5,720
State Farm $3,286 $3,286
USAA $3,135 $3,435

The Best Cheap Car Insurance Companies in Oconee, GA

Take a look at a side-by-side comparison of the top car insurance companies in Oconee, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oconee, Georgia

Insurance Company Average Annual Rates
Allstate $4,172
GEICO $2,633
Liberty Mutual $9,217
Nationwide $6,898
Progressive $5,720
State Farm $3,286
USAA $3,285

Category Winners: Cheapest Car Insurance in Oconee, Georgia

Find the cheapest car insurance companies in Oconee, GA for each category right here.

Best Annual Car Insurance Rates by Company in Oconee, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oconee, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oconee car insurance rates. Find the cheapest Oconee, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oconee, Georgia

Insurance Company Low Medium High
Allstate $3,818 $4,219 $4,478
GEICO $2,456 $2,644 $2,798
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $6,793 $7,016 $6,885
Progressive $5,150 $5,611 $6,398
State Farm $3,091 $3,288 $3,479
USAA $3,143 $3,269 $3,443

What affects car insurance rates in Oconee, Georgia?

What factors can have an impact on Oconee, GA car insurance? There are several reasons why Oconee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oconee, Georgia.

Commute Time in Oconee

The more time you spend in your car the higher the risk of an accident. The average commute length in Oconee, GA is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Oconee, GA

Ready to find affordable Oconee, Georgia car insurance today? Enter your ZIP code for fast, free Oconee, GA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption