Compare Oconto, WI Car Insurance Rates (2021)

Car insurance in Oconto, WI averages $239 a month. Oconto, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Oconto car insurance rates, compare quotes from the top car insurance companies in Oconto, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oconto for teen drivers is American Family
  • Average car insurance rates in Oconto, WI after a DUI are $3,172/year
  • The cheapest car insurance company in Oconto is American Family

If you need to buy Oconto, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Oconto, WI is right here.

You’ll find Oconto car insurance rates, the cheapest Oconto, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Oconto, Wisconsin car insurance rates to Green Bay car insurance rates, La Crosse car insurance rates, and Madison car insurance rates.

Ready to find affordable Oconto, WI car insurance today? Enter your ZIP code for fast, free Oconto car insurance quotes.

Cheapest Oconto, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oconto, WI car insurance rates? Every Oconto, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oconto, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,111 $2,224 $1,952 $2,152 $6,819 $8,712 $2,145 $2,332
American Family $939 $983 $883 $892 $2,643 $2,919 $1,103 $1,175
Farmers $1,857 $1,855 $1,648 $1,742 $8,696 $9,001 $2,114 $2,219
GEICO $1,260 $1,382 $1,296 $1,481 $4,104 $4,415 $1,167 $1,203
Liberty Mutual $1,837 $2,008 $1,486 $1,690 $6,057 $6,797 $1,955 $2,122
Nationwide $3,445 $3,629 $2,854 $3,009 $7,047 $10,803 $4,194 $4,982
Progressive $1,784 $1,711 $1,460 $1,517 $6,524 $7,380 $2,141 $2,317
State Farm $1,318 $1,318 $1,158 $1,158 $3,562 $4,520 $1,482 $1,686
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

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Minimum Car Insurance in Oconto, WI

Every driver must carry the minimum car insurance in Oconto, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Oconto, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Oconto, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oconto, WI. Compare credit history car insurance rates in Oconto from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oconto, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,664 $3,215 $2,788
American Family $1,934 $1,270 $1,122
Farmers $4,118 $3,479 $3,327
GEICO $2,674 $1,908 $1,533
Liberty Mutual $4,326 $2,604 $2,053
Nationwide $5,616 $4,685 $4,685
Progressive $3,550 $2,991 $2,772
State Farm $3,021 $1,734 $1,321
USAA $3,041 $1,602 $1,279

Cheapest Oconto, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oconto, WI to rates for a clean record with top companies.

Annual Oconto, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,903 $3,987 $3,729 $3,604
American Family $1,380 $1,463 $1,463 $1,463
Farmers $3,176 $4,008 $3,788 $3,594
GEICO $1,423 $2,284 $2,592 $1,856
Liberty Mutual $2,293 $3,248 $3,378 $3,059
Nationwide $4,223 $4,885 $5,988 $4,885
Progressive $2,847 $3,431 $2,951 $3,188
State Farm $1,875 $2,175 $2,025 $2,025
USAA $1,547 $1,949 $2,637 $1,764

Cheapest Oconto, WI Car Insurance for Teen Drivers

Teen car insurance in Oconto, WI can be expensive. Take a look at rates from the top car insurance companies in Oconto for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oconto, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,819 $8,712
American Family $2,643 $2,919
Farmers $8,696 $9,001
GEICO $4,104 $4,415
Liberty Mutual $6,057 $6,797
Nationwide $7,047 $10,803
Progressive $6,524 $7,380
State Farm $3,562 $4,520
USAA $3,343 $3,879

Cheapest Oconto, WI Car Insurance for Seniors

Take a look at Oconto, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oconto, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $2,152
American Family $883 $892
Farmers $1,648 $1,742
GEICO $1,296 $1,481
Liberty Mutual $1,486 $1,690
Nationwide $2,854 $3,009
Progressive $1,460 $1,517
State Farm $1,158 $1,158
USAA $1,186 $1,206

Cheapest Oconto, WI Car Insurance Rates After a DUI

A DUI in Oconto, WI increases car insurance rates. Compare Oconto, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oconto, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,729
American Family $1,463
Farmers $3,788
GEICO $2,592
Liberty Mutual $3,378
Nationwide $5,988
Progressive $2,951
State Farm $2,025
USAA $2,637

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Cheapest Oconto, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oconto, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oconto, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,471 $3,641
American Family $1,418 $1,466
Farmers $3,642 $3,642
GEICO $1,995 $2,083
Liberty Mutual $2,994 $2,994
Nationwide $4,995 $4,995
Progressive $3,104 $3,104
State Farm $1,976 $2,074
USAA $1,949 $2,000

The Best Cheap Car Insurance Companies in Oconto, WI

Take a look at a side-by-side comparison of the top car insurance companies in Oconto, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oconto, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,556
American Family $1,442
Farmers $3,642
GEICO $2,039
Liberty Mutual $2,994
Nationwide $4,995
Progressive $3,104
State Farm $2,025
USAA $1,974

Category Winners: Cheapest Car Insurance in Oconto, Wisconsin

Find the cheapest car insurance companies in Oconto, WI for each category right here.

Best Annual Car Insurance Rates by Company in Oconto, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Oconto, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oconto car insurance rates. Find the cheapest Oconto, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oconto, Wisconsin

Insurance Company Low Medium High
Allstate $3,414 $3,547 $3,706
American Family $1,425 $1,454 $1,447
Farmers $3,377 $3,617 $3,930
GEICO $1,902 $2,037 $2,177
Liberty Mutual $2,764 $3,022 $3,197
Nationwide $4,842 $4,995 $5,149
Progressive $2,928 $3,126 $3,258
State Farm $1,930 $2,030 $2,115
USAA $1,905 $1,976 $2,042

What affects car insurance rates in Oconto, Wisconsin?

What factors can have an impact on Oconto, WI car insurance? There are several reasons why Oconto car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oconto, Wisconsin.

Car Theft in Oconto

High levels of vehicle theft can make car insurance more expensive. Oconto, WI car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Oconto

The more time you spend in your car the higher the risk of an accident. The average commute length in Oconto, WI is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Oconto, WI

Ready to find affordable Oconto, Wisconsin car insurance today? Enter your ZIP code for fast, free Oconto, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State