Compare Ocotillo, CA Car Insurance Rates (2021)

Car insurance in Ocotillo, CA averages $261 a month. Ocotillo, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ocotillo car insurance rates, compare quotes from the top car insurance companies in Ocotillo, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ocotillo, CA are $3,126/year
  • The cheapest car insurance company in Ocotillo for teen drivers is USAA
  • The cheapest car insurance company in Ocotillo is Progressive

If you need to buy Ocotillo, California car insurance, the options can be confusing. Everything you need to know about car insurance in Ocotillo, CA is right here.

You’ll find Ocotillo car insurance rates, the cheapest Ocotillo, CA car insurance companies, and information on California car insurance laws. You can also compare Ocotillo, California car insurance rates to Anaheim car insurance rates, Oakland car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Ocotillo, CA car insurance today? Enter your ZIP code for fast, free Ocotillo car insurance quotes.

Cheapest Ocotillo, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ocotillo, CA car insurance rates? Every Ocotillo, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ocotillo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,813 $2,842 $2,027 $2,079 $7,577 $9,592 $3,691 $4,162
Farmers $2,039 $2,039 $1,813 $1,813 $6,495 $10,800 $2,413 $2,681
GEICO $1,515 $1,517 $1,427 $1,427 $4,606 $4,694 $2,176 $2,230
Liberty Mutual $2,054 $1,948 $1,907 $1,849 $4,483 $4,761 $2,318 $2,333
Nationwide $2,615 $2,503 $2,281 $2,157 $6,507 $7,198 $3,103 $3,077
Progressive $1,458 $1,497 $1,225 $1,454 $3,758 $4,530 $2,077 $2,227
State Farm $2,881 $2,881 $2,568 $2,568 $5,231 $6,496 $3,184 $3,281
Travelers $2,144 $2,086 $1,889 $1,869 $4,276 $4,912 $2,756 $2,718
USAA $1,763 $1,673 $1,724 $1,736 $3,934 $3,962 $2,442 $2,311

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Minimum Car Insurance in Ocotillo, CA

Every driver must carry the minimum car insurance in Ocotillo, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Ocotillo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ocotillo, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ocotillo, CA to rates for a clean record with top companies.

Annual Ocotillo, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,598 $4,441 $6,925 $3,427
Farmers $2,771 $3,781 $4,731 $3,762
GEICO $1,715 $2,638 $3,317 $2,127
Liberty Mutual $2,349 $3,148 $2,840 $2,489
Nationwide $2,572 $3,293 $5,561 $3,293
Progressive $1,503 $2,529 $2,920 $2,161
State Farm $2,589 $3,092 $5,857 $3,008
Travelers $1,924 $3,054 $3,571 $2,776
USAA $1,626 $2,408 $3,958 $1,781

Cheapest Ocotillo, CA Car Insurance for Teen Drivers

Teen car insurance in Ocotillo, CA can be expensive. Take a look at rates from the top car insurance companies in Ocotillo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ocotillo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,577 $9,592
Farmers $6,495 $10,800
GEICO $4,606 $4,694
Liberty Mutual $4,483 $4,761
Nationwide $6,507 $7,198
Progressive $3,758 $4,530
State Farm $5,231 $6,496
Travelers $4,276 $4,912
USAA $3,934 $3,962

Cheapest Ocotillo, CA Car Insurance for Seniors

Take a look at Ocotillo, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ocotillo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,027 $2,079
Farmers $1,813 $1,813
GEICO $1,427 $1,427
Liberty Mutual $1,907 $1,849
Nationwide $2,281 $2,157
Progressive $1,225 $1,454
State Farm $2,568 $2,568
Travelers $1,889 $1,869
USAA $1,724 $1,736

Cheapest Ocotillo, CA Car Insurance Rates After a DUI

A DUI in Ocotillo, CA increases car insurance rates. Compare Ocotillo, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ocotillo, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,925
Farmers $4,731
GEICO $3,317
Liberty Mutual $2,840
Nationwide $5,561
Progressive $2,920
State Farm $5,857
Travelers $3,571
USAA $3,958

Cheapest Ocotillo, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ocotillo, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ocotillo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,924 $4,771
Farmers $3,416 $4,108
GEICO $2,225 $2,673
Liberty Mutual $2,487 $2,926
Nationwide $3,256 $4,105
Progressive $2,067 $2,489
State Farm $3,504 $3,769
Travelers $2,551 $3,112
USAA $2,253 $2,633

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The Best Cheap Car Insurance Companies in Ocotillo, CA

Take a look at a side-by-side comparison of the top car insurance companies in Ocotillo, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ocotillo, California

Insurance Company Average Annual Rates
Allstate $4,348
Farmers $3,762
GEICO $2,449
Liberty Mutual $2,707
Nationwide $3,680
Progressive $2,278
State Farm $3,636
Travelers $2,831
USAA $2,443

Category Winners: Cheapest Car Insurance in Ocotillo, California

Find the cheapest car insurance companies in Ocotillo, CA for each category right here.

Best Annual Car Insurance Rates by Company in Ocotillo, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Ocotillo, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ocotillo car insurance rates. Find the cheapest Ocotillo, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ocotillo, California

Insurance Company Low Medium High
Allstate $4,168 $4,378 $4,498
Farmers $3,563 $3,782 $3,940
GEICO $2,247 $2,475 $2,625
Liberty Mutual $2,534 $2,730 $2,856
Nationwide $3,321 $3,738 $3,982
Progressive $2,072 $2,342 $2,421
State Farm $3,315 $3,690 $3,903
Travelers $2,510 $2,900 $3,084
USAA $2,243 $2,485 $2,602

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Compare Car Insurance Quotes in Ocotillo, CA

Ready to find affordable Ocotillo, California car insurance today? Enter your ZIP code for fast, free Ocotillo, CA car insurance quotes.

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