Compare Odebolt, IA Car Insurance Rates (2021)

Car insurance in Odebolt, IA averages $249 a month. Odebolt, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Odebolt car insurance rates, compare quotes from the top car insurance companies in Odebolt, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Odebolt, IA are $2,984/year
  • Average car insurance rates in Odebolt, IA after a DUI are $3,589/year
  • The cheapest car insurance company in Odebolt for teen drivers is USAA

If you need to buy Odebolt, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Odebolt, IA is right here.

You’ll find Odebolt car insurance rates, the cheapest Odebolt, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Odebolt, Iowa car insurance rates to Ames car insurance rates, West Des Moines car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Odebolt, IA car insurance today? Enter your ZIP code for fast, free Odebolt car insurance quotes.

Cheapest Odebolt, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Odebolt, IA car insurance rates? Every Odebolt, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Odebolt, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,719 $1,652 $1,412 $1,470 $4,276 $4,828 $2,068 $2,247
State Farm $1,383 $1,383 $1,216 $1,216 $3,769 $4,773 $1,555 $1,775
Travelers $2,539 $2,593 $2,461 $2,472 $11,303 $18,092 $2,639 $3,121
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

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Minimum Car Insurance in Odebolt, IA

Every driver must carry the minimum car insurance in Odebolt, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Odebolt, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Odebolt, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Odebolt, IA. Compare credit history car insurance rates in Odebolt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Odebolt, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $3,834 $2,817 $2,369
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,902 $2,347 $2,128
State Farm $3,039 $1,880 $1,483
Travelers $6,357 $5,428 $5,173
USAA $2,542 $1,743 $1,509

Cheapest Odebolt, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Odebolt, IA to rates for a clean record with top companies.

Annual Odebolt, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,975 $3,245 $2,142 $2,474
State Farm $1,974 $2,294 $2,134 $2,134
Travelers $4,125 $5,493 $7,353 $5,639
USAA $1,475 $1,981 $2,577 $1,693

Cheapest Odebolt, IA Car Insurance for Teen Drivers

Teen car insurance in Odebolt, IA can be expensive. Take a look at rates from the top car insurance companies in Odebolt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Odebolt, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,176 $7,258
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,276 $4,828
State Farm $3,769 $4,773
Travelers $11,303 $18,092
USAA $3,484 $3,704

Cheapest Odebolt, IA Car Insurance for Seniors

Take a look at Odebolt, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Odebolt, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,734 $1,734
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,412 $1,470
State Farm $1,216 $1,216
Travelers $2,461 $2,472
USAA $1,182 $1,208

Cheapest Odebolt, IA Car Insurance Rates After a DUI

A DUI in Odebolt, IA increases car insurance rates. Compare Odebolt, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Odebolt, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,794
American Family $4,125
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,142
State Farm $2,134
Travelers $7,353
USAA $2,577

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Cheapest Odebolt, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Odebolt, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Odebolt, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $2,971 $3,042
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,459 $2,459
State Farm $2,083 $2,185
Travelers $5,652 $5,652
USAA $1,861 $2,002

The Best Cheap Car Insurance Companies in Odebolt, IA

Take a look at a side-by-side comparison of the top car insurance companies in Odebolt, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Odebolt, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $3,006
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,459
State Farm $2,134
Travelers $5,652
USAA $1,931

Category Winners: Cheapest Car Insurance in Odebolt, Iowa

Find the cheapest car insurance companies in Odebolt, IA for each category right here.

Best Annual Car Insurance Rates by Company in Odebolt, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Odebolt, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Odebolt car insurance rates. Find the cheapest Odebolt, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Odebolt, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $3,019 $3,173 $2,827
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,326 $2,465 $2,586
State Farm $2,032 $2,146 $2,225
Travelers $5,300 $5,739 $5,918
USAA $1,835 $1,937 $2,022

What affects car insurance rates in Odebolt, Iowa?

What factors can have an impact on Odebolt, IA car insurance? There are several reasons why Odebolt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Odebolt, Iowa.

Commute Time in Odebolt

The more time you spend in your car the higher the risk of an accident. The average commute length in Odebolt, IA is 18.8 minutes according to City-Data.

Compare Car Insurance Quotes in Odebolt, IA

Ready to find affordable Odebolt, Iowa car insurance today? Enter your ZIP code for fast, free Odebolt, IA car insurance quotes.

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