Compare Odenton, MD Car Insurance Rates (2021)

Car insurance in Odenton, MD averages $376 a month. Odenton, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Odenton car insurance rates, compare quotes from the top car insurance companies in Odenton, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Odenton, MD are $4,506/year
  • The cheapest car insurance company in Odenton is USAA
  • Average car insurance rates in Odenton, MD after a DUI are $5,235/year

If you need to buy Odenton, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Odenton, MD is right here.

You’ll find Odenton car insurance rates, the cheapest Odenton, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Odenton, Maryland car insurance rates to College Park car insurance rates, Annapolis car insurance rates, and Salisbury car insurance rates.

Ready to find affordable Odenton, MD car insurance today? Enter your ZIP code for fast, free Odenton car insurance quotes.

Cheapest Odenton, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Odenton, MD car insurance rates? Every Odenton, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Odenton, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,877 $3,704 $3,721 $3,819 $11,758 $13,851 $3,469 $3,501
GEICO $2,299 $2,521 $2,628 $3,045 $7,051 $8,053 $1,971 $2,079
Liberty Mutual $5,953 $5,953 $5,885 $5,885 $11,550 $17,115 $5,953 $8,016
Nationwide $1,958 $1,964 $1,770 $1,821 $4,651 $6,103 $2,272 $2,448
Progressive $2,362 $2,122 $2,058 $2,106 $8,543 $9,335 $2,747 $2,678
State Farm $2,369 $2,369 $2,181 $2,181 $7,514 $9,610 $2,645 $2,986
USAA $1,967 $1,931 $1,842 $1,835 $4,380 $5,160 $2,260 $2,520

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Minimum Car Insurance in Odenton, MD

Every driver must carry the minimum car insurance in Odenton, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Odenton, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Odenton, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Odenton, MD. Compare credit history car insurance rates in Odenton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Odenton, Maryland

Insurance Company Poor Fair Good
Allstate $7,736 $5,390 $4,762
GEICO $4,200 $3,480 $3,438
Liberty Mutual $11,848 $7,635 $5,385
Nationwide $3,674 $2,598 $2,348
Progressive $5,024 $3,785 $3,172
State Farm $5,820 $3,457 $2,668
USAA $3,646 $2,504 $2,061

Cheapest Odenton, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Odenton, MD to rates for a clean record with top companies.

Annual Odenton, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,259 $7,048 $5,259 $6,285
GEICO $2,620 $4,091 $5,011 $3,102
Liberty Mutual $5,975 $7,859 $11,781 $7,541
Nationwide $2,527 $3,396 $2,705 $2,866
Progressive $3,409 $4,531 $4,117 $3,919
State Farm $3,567 $4,489 $3,936 $3,936
USAA $2,152 $2,641 $3,838 $2,316

Cheapest Odenton, MD Car Insurance for Teen Drivers

Teen car insurance in Odenton, MD can be expensive. Take a look at rates from the top car insurance companies in Odenton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Odenton, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,758 $13,851
GEICO $7,051 $8,053
Liberty Mutual $11,550 $17,115
Nationwide $4,651 $6,103
Progressive $8,543 $9,335
State Farm $7,514 $9,610
USAA $4,380 $5,160

Cheapest Odenton, MD Car Insurance for Seniors

Take a look at Odenton, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Odenton, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,721 $3,819
GEICO $2,628 $3,045
Liberty Mutual $5,885 $5,885
Nationwide $1,770 $1,821
Progressive $2,058 $2,106
State Farm $2,181 $2,181
USAA $1,842 $1,835

Cheapest Odenton, MD Car Insurance Rates After a DUI

A DUI in Odenton, MD increases car insurance rates. Compare Odenton, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Odenton, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,259
GEICO $5,011
Liberty Mutual $11,781
Nationwide $2,705
Progressive $4,117
State Farm $3,936
USAA $3,838

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Cheapest Odenton, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Odenton, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Odenton, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,877 $6,048
GEICO $3,645 $3,767
Liberty Mutual $8,068 $8,511
Nationwide $2,873 $2,873
Progressive $3,994 $3,994
State Farm $3,881 $4,083
USAA $2,652 $2,822

The Best Cheap Car Insurance Companies in Odenton, MD

Take a look at a side-by-side comparison of the top car insurance companies in Odenton, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Odenton, Maryland

Insurance Company Average Annual Rates
Allstate $5,963
GEICO $3,706
Liberty Mutual $8,289
Nationwide $2,873
Progressive $3,994
State Farm $3,982
USAA $2,737

Category Winners: Cheapest Car Insurance in Odenton, Maryland

Find the cheapest car insurance companies in Odenton, MD for each category right here.

Best Annual Car Insurance Rates by Company in Odenton, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Odenton, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Odenton car insurance rates. Find the cheapest Odenton, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Odenton, Maryland

Insurance Company Low Medium High
Allstate $5,797 $5,922 $6,169
GEICO $3,575 $3,685 $3,858
Liberty Mutual $8,050 $8,269 $8,548
Nationwide $2,759 $2,882 $2,979
Progressive $3,801 $3,995 $4,186
State Farm $3,768 $3,992 $4,185
USAA $2,591 $2,746 $2,874

What affects car insurance rates in Odenton, Maryland?

What factors can have an impact on Odenton, MD car insurance? There are several reasons why Odenton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Odenton, Maryland.

Commute Time in Odenton

The more time you spend in your car the higher the risk of an accident. The average commute length in Odenton, MD is 33.6 minutes according to City-Data.

Compare Car Insurance Quotes in Odenton, MD

Ready to find affordable Odenton, Maryland car insurance today? Enter your ZIP code for fast, free Odenton, MD car insurance quotes.

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