Compare Odessa, DE Car Insurance Rates (2021)

Car insurance in Odessa, DE averages $530 a month. Odessa, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Odessa car insurance rates, compare quotes from the top car insurance companies in Odessa, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Odessa, DE are $6,354/year
  • The cheapest car insurance company in Odessa is USAA
  • The cheapest car insurance company in Odessa for teen drivers is USAA

If you need to buy Odessa, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Odessa, DE is right here.

You’ll find Odessa car insurance rates, the cheapest Odessa, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Odessa, Delaware car insurance rates to Milford car insurance rates, Newark car insurance rates, and Seaford car insurance rates.

Ready to find affordable Odessa, DE car insurance today? Enter your ZIP code for fast, free Odessa car insurance quotes.

Cheapest Odessa, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Odessa, DE car insurance rates? Every Odessa, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Odessa, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,249 $4,165 $3,728 $3,928 $15,436 $18,024 $4,461 $4,729
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $12,221 $12,221 $12,074 $12,074 $27,149 $41,109 $12,221 $16,922
Nationwide $3,861 $3,824 $3,519 $3,500 $9,220 $11,691 $4,281 $4,568
Progressive $2,186 $2,019 $1,920 $1,959 $11,167 $12,340 $2,676 $2,604
State Farm $3,123 $3,123 $2,887 $2,887 $8,987 $11,605 $3,509 $3,651
Travelers $1,728 $1,734 $1,711 $1,666 $10,211 $15,800 $1,845 $1,981
USAA $1,197 $1,177 $1,112 $1,108 $4,377 $5,133 $1,498 $1,643

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Minimum Car Insurance in Odessa, DE

Every driver must carry the minimum car insurance in Odessa, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Odessa, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Odessa, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Odessa, DE. Compare credit history car insurance rates in Odessa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Odessa, Delaware

Insurance Company Poor Fair Good
Allstate $9,434 $6,677 $5,909
GEICO $5,219 $2,898 $1,988
Liberty Mutual $24,693 $16,638 $13,416
Nationwide $6,471 $5,347 $4,855
Progressive $5,150 $4,510 $4,167
State Farm $7,613 $4,192 $3,110
Travelers $5,108 $4,220 $4,426
USAA $3,521 $1,710 $1,236

Cheapest Odessa, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Odessa, DE to rates for a clean record with top companies.

Annual Odessa, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,192 $7,434 $8,692 $7,042
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $14,556 $16,764 $26,761 $14,913
Nationwide $4,425 $4,425 $8,146 $5,236
Progressive $3,966 $5,268 $4,521 $4,681
State Farm $4,501 $5,442 $4,972 $4,972
Travelers $3,901 $3,912 $6,437 $4,089
USAA $1,778 $1,778 $3,035 $2,031

Cheapest Odessa, DE Car Insurance for Teen Drivers

Teen car insurance in Odessa, DE can be expensive. Take a look at rates from the top car insurance companies in Odessa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Odessa, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,436 $18,024
GEICO $5,847 $6,106
Liberty Mutual $27,149 $41,109
Nationwide $9,220 $11,691
Progressive $11,167 $12,340
State Farm $8,987 $11,605
Travelers $10,211 $15,800
USAA $4,377 $5,133

Cheapest Odessa, DE Car Insurance for Seniors

Take a look at Odessa, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Odessa, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,728 $3,928
GEICO $2,291 $2,666
Liberty Mutual $12,074 $12,074
Nationwide $3,519 $3,500
Progressive $1,920 $1,959
State Farm $2,887 $2,887
Travelers $1,711 $1,666
USAA $1,112 $1,108

Cheapest Odessa, DE Car Insurance Rates After a DUI

A DUI in Odessa, DE increases car insurance rates. Compare Odessa, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Odessa, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,692
GEICO $4,373
Liberty Mutual $26,761
Nationwide $8,146
Progressive $4,521
State Farm $4,972
Travelers $6,437
USAA $3,035

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Cheapest Odessa, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Odessa, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Odessa, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,340 $7,340
GEICO $3,314 $3,422
Liberty Mutual $17,744 $18,753
Nationwide $5,558 $5,558
Progressive $4,609 $4,609
State Farm $4,801 $5,142
Travelers $4,585 $4,585
USAA $2,133 $2,178

The Best Cheap Car Insurance Companies in Odessa, DE

Take a look at a side-by-side comparison of the top car insurance companies in Odessa, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Odessa, Delaware

Insurance Company Average Annual Rates
Allstate $7,340
GEICO $3,368
Liberty Mutual $18,249
Nationwide $5,558
Progressive $4,609
State Farm $4,972
Travelers $4,585
USAA $2,156

Category Winners: Cheapest Car Insurance in Odessa, Delaware

Find the cheapest car insurance companies in Odessa, DE for each category right here.

Best Annual Car Insurance Rates by Company in Odessa, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Odessa, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Odessa car insurance rates. Find the cheapest Odessa, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Odessa, Delaware

Insurance Company Low Medium High
Allstate $6,708 $7,427 $7,884
GEICO $3,044 $3,417 $3,644
Liberty Mutual $17,359 $18,039 $19,348
Nationwide $5,512 $5,464 $5,698
Progressive $4,044 $4,664 $5,119
State Farm $4,634 $4,984 $5,296
Travelers $4,248 $4,743 $4,763
USAA $2,014 $2,152 $2,301

What affects car insurance rates in Odessa, Delaware?

What factors can have an impact on Odessa, DE car insurance? There are several reasons why Odessa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Odessa, Delaware.

Commute Time in Odessa

The more time you spend in your car the higher the risk of an accident. The average commute length in Odessa, DE is 28.2 minutes according to City-Data.

Traffic in Odessa

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Odessa, DE traffic data from INRIX ranks Odessa as the 859th-most congested in the world.

Compare Car Insurance Quotes in Odessa, DE

Ready to find affordable Odessa, Delaware car insurance today? Enter your ZIP code for fast, free Odessa, DE car insurance quotes.

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Average Monthly Car Insurance Rates by State