Compare Odin, MN Car Insurance Rates (2021)

Car insurance in Odin, MN averages $341 a month. Odin, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Odin car insurance rates, compare quotes from the top car insurance companies in Odin, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Odin for teen drivers is State Farm
  • Average car insurance rates in Odin, MN are $4,090/year
  • The cheapest car insurance company in Odin is State Farm

If you need to buy Odin, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Odin, MN is right here.

You’ll find Odin car insurance rates, the cheapest Odin, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Odin, Minnesota car insurance rates to Woodbury car insurance rates, Rochester car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Odin, MN car insurance today? Enter your ZIP code for fast, free Odin car insurance quotes.

Cheapest Odin, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Odin, MN car insurance rates? Every Odin, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Odin, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,729 $2,729 $2,619 $2,619 $6,258 $9,123 $3,314 $3,496
American Family $2,018 $2,018 $1,830 $1,830 $5,443 $7,901 $2,018 $2,278
Farmers $2,003 $2,002 $1,925 $2,043 $5,823 $5,906 $2,633 $2,583
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,823 $1,831 $1,625 $1,722 $4,678 $5,684 $2,143 $2,228
State Farm $1,312 $1,312 $1,169 $1,169 $2,849 $3,527 $1,526 $1,252
USAA $1,636 $1,631 $1,484 $1,494 $4,214 $4,636 $2,134 $2,282

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Minimum Car Insurance in Odin, MN

Every driver must carry the minimum car insurance in Odin, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Odin, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Odin, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Odin, MN. Compare credit history car insurance rates in Odin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Odin, Minnesota

Insurance Company Poor Fair Good
Allstate $6,030 $3,270 $3,033
American Family $4,298 $2,878 $2,324
Farmers $3,874 $2,827 $2,643
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,229 $2,609 $2,314
State Farm $2,571 $1,573 $1,148
USAA $3,838 $1,866 $1,613

Cheapest Odin, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Odin, MN to rates for a clean record with top companies.

Annual Odin, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,985 $4,330 $5,220 $3,908
American Family $2,117 $3,882 $4,270 $2,399
Farmers $2,670 $3,353 $3,401 $3,035
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,163 $2,861 $3,286 $2,558
State Farm $1,621 $1,907 $1,764 $1,764
USAA $1,818 $2,300 $3,473 $2,165

Cheapest Odin, MN Car Insurance for Teen Drivers

Teen car insurance in Odin, MN can be expensive. Take a look at rates from the top car insurance companies in Odin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Odin, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,258 $9,123
American Family $5,443 $7,901
Farmers $5,823 $5,906
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,678 $5,684
State Farm $2,849 $3,527
USAA $4,214 $4,636

Cheapest Odin, MN Car Insurance for Seniors

Take a look at Odin, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Odin, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,619 $2,619
American Family $1,830 $1,830
Farmers $1,925 $2,043
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,625 $1,722
State Farm $1,169 $1,169
USAA $1,484 $1,494

Cheapest Odin, MN Car Insurance Rates After a DUI

A DUI in Odin, MN increases car insurance rates. Compare Odin, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Odin, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,220
American Family $4,270
Farmers $3,401
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,286
State Farm $1,764
USAA $3,473

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Cheapest Odin, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Odin, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Odin, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,111 $4,111
American Family $3,130 $3,204
Farmers $3,115 $3,115
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,717 $2,717
State Farm $1,718 $1,811
USAA $2,407 $2,471

The Best Cheap Car Insurance Companies in Odin, MN

Take a look at a side-by-side comparison of the top car insurance companies in Odin, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Odin, Minnesota

Insurance Company Average Annual Rates
Allstate $4,111
American Family $3,167
Farmers $3,115
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,717
State Farm $1,764
USAA $2,439

Category Winners: Cheapest Car Insurance in Odin, Minnesota

Find the cheapest car insurance companies in Odin, MN for each category right here.

Best Annual Car Insurance Rates by Company in Odin, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Odin, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Odin car insurance rates. Find the cheapest Odin, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Odin, Minnesota

Insurance Company Low Medium High
Allstate $4,056 $4,106 $4,171
American Family $3,160 $3,254 $3,086
Farmers $2,996 $3,129 $3,220
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,572 $2,736 $2,843
State Farm $1,695 $1,770 $1,828
USAA $2,373 $2,437 $2,506

What affects car insurance rates in Odin, Minnesota?

What factors can have an impact on Odin, MN car insurance? There are several reasons why Odin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Odin, Minnesota.

Commute Time in Odin

The more time you spend in your car the higher the risk of an accident. The average commute length in Odin, MN is 25.9 minutes according to City-Data.

Compare Car Insurance Quotes in Odin, MN

Ready to find affordable Odin, Minnesota car insurance today? Enter your ZIP code for fast, free Odin, MN car insurance quotes.

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