Compare Offerman, GA Car Insurance Rates (2021)

Car insurance in Offerman, GA averages $385 a month. Offerman, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Offerman car insurance rates, compare quotes from the top car insurance companies in Offerman, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Offerman, GA after a DUI are $5,708/year
  • The cheapest car insurance company in Offerman is GEICO
  • Average car insurance rates in Offerman, GA are $4,618/year

If you need to buy Offerman, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Offerman, GA is right here.

You’ll find Offerman car insurance rates, the cheapest Offerman, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Offerman, Georgia car insurance rates to Atlanta car insurance rates, Savannah car insurance rates, and Albany car insurance rates.

Ready to find affordable Offerman, GA car insurance today? Enter your ZIP code for fast, free Offerman car insurance quotes.

Cheapest Offerman, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Offerman, GA car insurance rates? Every Offerman, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Offerman, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,515 $1,495 $1,468 $1,468 $4,498 $5,384 $1,947 $2,165
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,160 $4,303 $4,100 $4,516 $13,009 $16,786 $5,079 $5,520
Progressive $2,494 $2,323 $2,135 $2,231 $7,483 $8,306 $2,896 $3,054
State Farm $1,882 $1,882 $1,682 $1,682 $4,859 $6,402 $2,060 $2,217
USAA $1,843 $1,841 $1,699 $1,710 $6,618 $7,869 $2,299 $2,544

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Minimum Car Insurance in Offerman, GA

Every driver must carry the minimum car insurance in Offerman, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Offerman, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Offerman, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Offerman, GA. Compare credit history car insurance rates in Offerman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Offerman, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $3,135 $2,203 $2,139
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,567 $6,929 $6,056
Progressive $4,395 $3,749 $3,452
State Farm $4,012 $2,502 $1,985
USAA $4,312 $3,021 $2,575

Cheapest Offerman, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Offerman, GA to rates for a clean record with top companies.

Annual Offerman, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,679 $2,104 $4,305 $1,882
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,518 $6,483 $10,034 $6,701
Progressive $3,064 $5,277 $3,559 $3,562
State Farm $2,593 $3,074 $2,833 $2,833
USAA $2,523 $3,188 $4,690 $2,810

Cheapest Offerman, GA Car Insurance for Teen Drivers

Teen car insurance in Offerman, GA can be expensive. Take a look at rates from the top car insurance companies in Offerman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Offerman, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $4,498 $5,384
Liberty Mutual $20,684 $23,096
Nationwide $13,009 $16,786
Progressive $7,483 $8,306
State Farm $4,859 $6,402
USAA $6,618 $7,869

Cheapest Offerman, GA Car Insurance for Seniors

Take a look at Offerman, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Offerman, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,468 $1,468
Liberty Mutual $4,115 $4,669
Nationwide $4,100 $4,516
Progressive $2,135 $2,231
State Farm $1,682 $1,682
USAA $1,699 $1,710

Cheapest Offerman, GA Car Insurance Rates After a DUI

A DUI in Offerman, GA increases car insurance rates. Compare Offerman, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Offerman, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,501
GEICO $4,305
Liberty Mutual $11,032
Nationwide $10,034
Progressive $3,559
State Farm $2,833
USAA $4,690

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Cheapest Offerman, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Offerman, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Offerman, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,450 $2,535
Liberty Mutual $9,257 $9,257
Nationwide $7,184 $7,184
Progressive $3,865 $3,865
State Farm $2,833 $2,833
USAA $3,152 $3,453

The Best Cheap Car Insurance Companies in Offerman, GA

Take a look at a side-by-side comparison of the top car insurance companies in Offerman, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Offerman, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,492
Liberty Mutual $9,257
Nationwide $7,184
Progressive $3,865
State Farm $2,833
USAA $3,303

Category Winners: Cheapest Car Insurance in Offerman, Georgia

Find the cheapest car insurance companies in Offerman, GA for each category right here.

Best Annual Car Insurance Rates by Company in Offerman, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Offerman, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Offerman car insurance rates. Find the cheapest Offerman, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Offerman, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,306 $2,504 $2,668
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $7,051 $7,313 $7,188
Progressive $3,590 $3,813 $4,193
State Farm $2,655 $2,834 $3,010
USAA $3,164 $3,287 $3,457

What affects car insurance rates in Offerman, Georgia?

What factors can have an impact on Offerman, GA car insurance? There are several reasons why Offerman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Offerman, Georgia.

Commute Time in Offerman

The more time you spend in your car the higher the risk of an accident. The average commute length in Offerman, GA is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Offerman, GA

Ready to find affordable Offerman, Georgia car insurance today? Enter your ZIP code for fast, free Offerman, GA car insurance quotes.

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