Compare Ogden, AR Car Insurance Rates (2021)

Car insurance in Ogden, AR averages $350 a month. Ogden, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ogden car insurance rates, compare quotes from the top car insurance companies in Ogden, AR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ogden, AR after a DUI are $5,062/year
  • The cheapest car insurance company in Ogden for teen drivers is USAA
  • The cheapest car insurance company in Ogden is USAA

If you need to buy Ogden, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Ogden, AR is right here.

You’ll find Ogden car insurance rates, the cheapest Ogden, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Ogden, Arkansas car insurance rates to Fayetteville car insurance rates, Conway car insurance rates, and Rogers car insurance rates.

Ready to find affordable Ogden, AR car insurance today? Enter your ZIP code for fast, free Ogden car insurance quotes.

Cheapest Ogden, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ogden, AR car insurance rates? Every Ogden, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ogden, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,473 $2,461 $2,213 $2,324 $10,214 $10,581 $2,829 $2,980
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,721 $2,579 $2,238 $2,337 $11,515 $12,976 $3,254 $3,520
State Farm $1,746 $1,746 $1,554 $1,554 $4,948 $6,221 $1,965 $2,258
Travelers $2,361 $2,409 $2,316 $2,327 $13,599 $21,887 $2,517 $2,926
USAA $1,302 $1,317 $1,204 $1,215 $4,031 $4,231 $1,676 $1,810

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ogden, AR

Every driver must carry the minimum car insurance in Ogden, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Ogden, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ogden, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ogden, AR. Compare credit history car insurance rates in Ogden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ogden, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $5,131 $4,299 $4,097
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $5,829 $4,973 $4,625
State Farm $3,982 $2,398 $1,867
Travelers $7,227 $6,024 $5,628
USAA $2,786 $1,896 $1,613

Cheapest Ogden, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ogden, AR to rates for a clean record with top companies.

Annual Ogden, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,816 $4,879 $4,770 $4,572
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,433 $6,160 $4,659 $5,318
State Farm $2,529 $2,969 $2,749 $2,749
Travelers $5,277 $5,453 $7,964 $6,477
USAA $1,614 $2,040 $2,949 $1,791

Cheapest Ogden, AR Car Insurance for Teen Drivers

Teen car insurance in Ogden, AR can be expensive. Take a look at rates from the top car insurance companies in Ogden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ogden, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $10,214 $10,581
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $11,515 $12,976
State Farm $4,948 $6,221
Travelers $13,599 $21,887
USAA $4,031 $4,231

Cheapest Ogden, AR Car Insurance for Seniors

Take a look at Ogden, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ogden, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $2,213 $2,324
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,238 $2,337
State Farm $1,554 $1,554
Travelers $2,316 $2,327
USAA $1,204 $1,215

Cheapest Ogden, AR Car Insurance Rates After a DUI

A DUI in Ogden, AR increases car insurance rates. Compare Ogden, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ogden, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,770
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,659
State Farm $2,749
Travelers $7,964
USAA $2,949

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ogden, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ogden, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ogden, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,509 $4,509
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,142 $5,142
State Farm $2,684 $2,814
Travelers $6,293 $6,293
USAA $2,039 $2,158

The Best Cheap Car Insurance Companies in Ogden, AR

Take a look at a side-by-side comparison of the top car insurance companies in Ogden, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ogden, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,509
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,142
State Farm $2,749
Travelers $6,293
USAA $2,098

Category Winners: Cheapest Car Insurance in Ogden, Arkansas

Find the cheapest car insurance companies in Ogden, AR for each category right here.

Best Annual Car Insurance Rates by Company in Ogden, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ogden, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ogden car insurance rates. Find the cheapest Ogden, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ogden, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $4,303 $4,466 $4,758
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $4,713 $5,052 $5,663
State Farm $2,628 $2,746 $2,873
Travelers $5,992 $6,310 $6,576
USAA $2,022 $2,092 $2,182

What affects car insurance rates in Ogden, Arkansas?

What factors can have an impact on Ogden, AR car insurance? There are several reasons why Ogden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ogden, Arkansas.

Commute Time in Ogden

The more time you spend in your car the higher the risk of an accident. The average commute length in Ogden, AR is 20.3 minutes according to City-Data.

Traffic in Ogden

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Ogden, AR traffic data from INRIX ranks Ogden as the 931st-most congested in the world.

Compare Car Insurance Quotes in Ogden, AR

Ready to find affordable Ogden, Arkansas car insurance today? Enter your ZIP code for fast, free Ogden, AR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State