Compare Ogden Dunes, IN Car Insurance Rates (2021)

Car insurance in Ogden Dunes, IN averages $294 a month. Ogden Dunes, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ogden Dunes car insurance rates, compare quotes from the top car insurance companies in Ogden Dunes, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ogden Dunes for teen drivers is USAA
  • Average car insurance rates in Ogden Dunes, IN after a DUI are $4,201/year
  • The cheapest car insurance company in Ogden Dunes is USAA

If you need to buy Ogden Dunes, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Ogden Dunes, IN is right here.

You’ll find Ogden Dunes car insurance rates, the cheapest Ogden Dunes, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Ogden Dunes, Indiana car insurance rates to Bloomington car insurance rates, Fishers car insurance rates, and Gary car insurance rates.

Ready to find affordable Ogden Dunes, IN car insurance today? Enter your ZIP code for fast, free Ogden Dunes car insurance quotes.

Cheapest Ogden Dunes, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ogden Dunes, IN car insurance rates? Every Ogden Dunes, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ogden Dunes, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,501 $2,555 $2,207 $2,413 $7,848 $9,924 $2,524 $2,741
American Family $2,468 $2,468 $2,224 $2,224 $6,945 $10,016 $2,468 $3,022
Farmers $1,746 $1,721 $1,491 $1,680 $9,570 $10,230 $2,313 $2,494
GEICO $1,464 $1,453 $1,377 $1,428 $4,281 $3,966 $1,672 $1,467
Liberty Mutual $4,592 $4,592 $4,226 $4,226 $9,968 $15,014 $4,592 $6,269
Nationwide $1,621 $1,658 $1,425 $1,521 $4,652 $6,039 $1,895 $2,072
Progressive $1,739 $1,643 $1,581 $1,589 $10,355 $11,651 $2,182 $2,218
State Farm $1,613 $1,613 $1,453 $1,453 $5,022 $6,424 $1,793 $1,987
Travelers $1,090 $1,109 $1,024 $1,025 $6,926 $11,101 $1,151 $1,318
USAA $1,220 $1,198 $1,145 $1,146 $3,480 $3,862 $1,649 $1,753

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Minimum Car Insurance in Ogden Dunes, IN

Every driver must carry the minimum car insurance in Ogden Dunes, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Ogden Dunes, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ogden Dunes, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ogden Dunes, IN. Compare credit history car insurance rates in Ogden Dunes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ogden Dunes, Indiana

Insurance Company Poor Fair Good
Allstate $5,066 $3,772 $3,429
American Family $5,456 $3,530 $2,953
Farmers $4,553 $3,718 $3,447
GEICO $2,572 $2,139 $1,705
Liberty Mutual $8,898 $5,795 $5,361
Nationwide $2,972 $2,511 $2,348
Progressive $4,536 $4,025 $3,799
State Farm $3,884 $2,322 $1,804
Travelers $3,440 $2,919 $2,920
USAA $2,582 $1,726 $1,486

Cheapest Ogden Dunes, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ogden Dunes, IN to rates for a clean record with top companies.

Annual Ogden Dunes, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,254 $4,799 $4,427 $3,877
American Family $2,743 $4,363 $5,543 $3,269
Farmers $3,497 $4,068 $4,199 $3,858
GEICO $1,400 $2,210 $3,002 $1,941
Liberty Mutual $5,166 $6,127 $9,736 $5,710
Nationwide $2,248 $2,891 $2,773 $2,529
Progressive $3,072 $5,449 $3,670 $4,290
State Farm $2,604 $2,867 $2,604 $2,604
Travelers $2,631 $3,243 $3,674 $2,824
USAA $1,453 $2,084 $2,387 $1,802

Cheapest Ogden Dunes, IN Car Insurance for Teen Drivers

Teen car insurance in Ogden Dunes, IN can be expensive. Take a look at rates from the top car insurance companies in Ogden Dunes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ogden Dunes, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,848 $9,924
American Family $6,945 $10,016
Farmers $9,570 $10,230
GEICO $4,281 $3,966
Liberty Mutual $9,968 $15,014
Nationwide $4,652 $6,039
Progressive $10,355 $11,651
State Farm $5,022 $6,424
Travelers $6,926 $11,101
USAA $3,480 $3,862

Cheapest Ogden Dunes, IN Car Insurance for Seniors

Take a look at Ogden Dunes, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ogden Dunes, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,207 $2,413
American Family $2,224 $2,224
Farmers $1,491 $1,680
GEICO $1,377 $1,428
Liberty Mutual $4,226 $4,226
Nationwide $1,425 $1,521
Progressive $1,581 $1,589
State Farm $1,453 $1,453
Travelers $1,024 $1,025
USAA $1,145 $1,146

Cheapest Ogden Dunes, IN Car Insurance Rates After a DUI

A DUI in Ogden Dunes, IN increases car insurance rates. Compare Ogden Dunes, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ogden Dunes, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,427
American Family $5,543
Farmers $4,199
GEICO $3,002
Liberty Mutual $9,736
Nationwide $2,773
Progressive $3,670
State Farm $2,604
Travelers $3,674
USAA $2,387

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Cheapest Ogden Dunes, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ogden Dunes, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ogden Dunes, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,089 $4,089
American Family $3,931 $4,028
Farmers $3,906 $3,906
GEICO $2,102 $2,175
Liberty Mutual $6,509 $6,860
Nationwide $2,610 $2,610
Progressive $4,120 $4,120
State Farm $2,594 $2,746
Travelers $3,093 $3,093
USAA $1,906 $1,957

The Best Cheap Car Insurance Companies in Ogden Dunes, IN

Take a look at a side-by-side comparison of the top car insurance companies in Ogden Dunes, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ogden Dunes, Indiana

Insurance Company Average Annual Rates
Allstate $4,089
American Family $3,980
Farmers $3,906
GEICO $2,139
Liberty Mutual $6,685
Nationwide $2,610
Progressive $4,120
State Farm $2,670
Travelers $3,093
USAA $1,932

Category Winners: Cheapest Car Insurance in Ogden Dunes, Indiana

Find the cheapest car insurance companies in Ogden Dunes, IN for each category right here.

Best Annual Car Insurance Rates by Company in Ogden Dunes, Indiana

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ogden Dunes, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ogden Dunes car insurance rates. Find the cheapest Ogden Dunes, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ogden Dunes, Indiana

Insurance Company Low Medium High
Allstate $3,875 $4,069 $4,323
American Family $3,930 $4,110 $3,898
Farmers $3,756 $3,898 $4,062
GEICO $2,001 $2,132 $2,282
Liberty Mutual $6,415 $6,663 $6,975
Nationwide $2,635 $2,588 $2,607
Progressive $3,853 $4,045 $4,461
State Farm $2,523 $2,670 $2,817
Travelers $2,993 $3,123 $3,163
USAA $1,845 $1,926 $2,024

What affects car insurance rates in Ogden Dunes, Indiana?

What factors can have an impact on Ogden Dunes, IN car insurance? There are several reasons why Ogden Dunes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ogden Dunes, Indiana.

Commute Time in Ogden Dunes

The more time you spend in your car the higher the risk of an accident. The average commute length in Ogden Dunes, IN is 36.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ogden Dunes, IN

Ready to find affordable Ogden Dunes, Indiana car insurance today? Enter your ZIP code for fast, free Ogden Dunes, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State