Compare Ogden, KS Car Insurance Rates (2021)

Car insurance in Ogden, KS averages $265 a month. Ogden, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ogden car insurance rates, compare quotes from the top car insurance companies in Ogden, KS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ogden, KS are $3,180/year
  • Average car insurance rates in Ogden, KS after a DUI are $3,818/year
  • The cheapest car insurance company in Ogden is American Family

If you need to buy Ogden, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Ogden, KS is right here.

You’ll find Ogden car insurance rates, the cheapest Ogden, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Ogden, Kansas car insurance rates to Wichita car insurance rates, Lawrence car insurance rates, and Topeka car insurance rates.

Ready to find affordable Ogden, KS car insurance today? Enter your ZIP code for fast, free Ogden car insurance quotes.

Cheapest Ogden, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ogden, KS car insurance rates? Every Ogden, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ogden, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,495 $1,495 $1,351 $1,351 $2,960 $3,561 $1,495 $1,688
Farmers $2,452 $2,427 $2,187 $2,289 $6,870 $7,104 $2,773 $2,914
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,723 $1,772 $1,538 $1,653 $3,704 $4,531 $2,026 $2,156
Progressive $2,130 $2,023 $1,719 $1,794 $7,914 $8,910 $2,514 $2,690
State Farm $1,629 $1,629 $1,427 $1,427 $4,338 $5,529 $1,830 $2,068
Travelers $1,866 $1,901 $1,817 $1,838 $7,480 $11,685 $1,911 $2,269
USAA $1,216 $1,231 $1,123 $1,124 $4,276 $4,459 $1,609 $1,667

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ogden, KS

Every driver must carry the minimum car insurance in Ogden, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Ogden, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ogden, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ogden, KS. Compare credit history car insurance rates in Ogden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ogden, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,514 $1,775 $1,485
Farmers $4,262 $3,407 $3,212
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,637 $2,343 $2,183
Progressive $4,252 $3,577 $3,306
State Farm $3,617 $2,162 $1,675
Travelers $4,443 $3,619 $3,476
USAA $2,838 $1,877 $1,549

Cheapest Ogden, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ogden, KS to rates for a clean record with top companies.

Annual Ogden, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $1,887 $2,037 $1,887 $1,887
Farmers $3,049 $3,939 $3,838 $3,683
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,809 $2,074 $3,608 $2,060
Progressive $3,426 $4,015 $3,583 $3,823
State Farm $2,305 $2,664 $2,484 $2,484
Travelers $2,810 $3,659 $5,033 $3,881
USAA $1,525 $2,064 $3,015 $1,748

Cheapest Ogden, KS Car Insurance for Teen Drivers

Teen car insurance in Ogden, KS can be expensive. Take a look at rates from the top car insurance companies in Ogden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ogden, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $2,960 $3,561
Farmers $6,870 $7,104
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,704 $4,531
Progressive $7,914 $8,910
State Farm $4,338 $5,529
Travelers $7,480 $11,685
USAA $4,276 $4,459

Cheapest Ogden, KS Car Insurance for Seniors

Take a look at Ogden, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ogden, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,351 $1,351
Farmers $2,187 $2,289
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,538 $1,653
Progressive $1,719 $1,794
State Farm $1,427 $1,427
Travelers $1,817 $1,838
USAA $1,123 $1,124

Cheapest Ogden, KS Car Insurance Rates After a DUI

A DUI in Ogden, KS increases car insurance rates. Compare Ogden, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ogden, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $1,887
Farmers $3,838
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,608
Progressive $3,583
State Farm $2,484
Travelers $5,033
USAA $3,015

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ogden, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ogden, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ogden, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $1,900 $1,949
Farmers $3,627 $3,627
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,388 $2,388
Progressive $3,712 $3,712
State Farm $2,423 $2,546
Travelers $3,846 $3,846
USAA $2,029 $2,147

The Best Cheap Car Insurance Companies in Ogden, KS

Take a look at a side-by-side comparison of the top car insurance companies in Ogden, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ogden, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $1,924
Farmers $3,627
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,388
Progressive $3,712
State Farm $2,484
Travelers $3,846
USAA $2,088

Category Winners: Cheapest Car Insurance in Ogden, Kansas

Find the cheapest car insurance companies in Ogden, KS for each category right here.

Best Annual Car Insurance Rates by Company in Ogden, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ogden, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ogden car insurance rates. Find the cheapest Ogden, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ogden, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $1,938 $2,021 $1,814
Farmers $3,480 $3,608 $3,794
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,514 $2,364 $2,286
Progressive $3,521 $3,682 $3,933
State Farm $2,394 $2,491 $2,568
Travelers $3,660 $3,852 $4,025
USAA $2,013 $2,083 $2,169

What affects car insurance rates in Ogden, Kansas?

What factors can have an impact on Ogden, KS car insurance? There are several reasons why Ogden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ogden, Kansas.

Commute Time in Ogden

The more time you spend in your car the higher the risk of an accident. The average commute length in Ogden, KS is 18.0 minutes according to City-Data.

Traffic in Ogden

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Ogden, KS traffic data from INRIX ranks Ogden as the 931st-most congested in the world.

Compare Car Insurance Quotes in Ogden, KS

Ready to find affordable Ogden, Kansas car insurance today? Enter your ZIP code for fast, free Ogden, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption