Compare Ogdensburg, NJ Car Insurance Rates (2021)

Car insurance in Ogdensburg, NJ averages $413 a month. Ogdensburg, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ogdensburg car insurance rates, compare quotes from the top car insurance companies in Ogdensburg, NJ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Ogdensburg for teen drivers is GEICO
  • The cheapest car insurance company in Ogdensburg is GEICO
  • Average car insurance rates in Ogdensburg, NJ after a DUI are $5,788/year

If you need to buy Ogdensburg, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Ogdensburg, NJ is right here.

You’ll find Ogdensburg car insurance rates, the cheapest Ogdensburg, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Ogdensburg, New Jersey car insurance rates to Elizabeth car insurance rates, Bayonne car insurance rates, and Clifton car insurance rates.

Ready to find affordable Ogdensburg, NJ car insurance today? Enter your ZIP code for fast, free Ogdensburg car insurance quotes.

Cheapest Ogdensburg, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ogdensburg, NJ car insurance rates? Every Ogdensburg, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ogdensburg, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,786 $4,836 $4,616 $4,539 $14,383 $16,553 $5,711 $5,961
GEICO $2,185 $2,134 $2,119 $2,119 $3,918 $3,968 $2,492 $2,461
Liberty Mutual $3,702 $3,702 $4,059 $4,059 $9,444 $10,703 $4,059 $4,644
Progressive $2,036 $1,892 $1,835 $1,868 $9,389 $10,579 $2,420 $2,380
State Farm $3,630 $3,630 $3,272 $3,272 $11,692 $15,026 $4,125 $4,607
Travelers $2,797 $2,738 $2,581 $2,622 $6,358 $7,198 $2,745 $2,738

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ogdensburg, NJ

Every driver must carry the minimum car insurance in Ogdensburg, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Ogdensburg, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ogdensburg, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ogdensburg, NJ. Compare credit history car insurance rates in Ogdensburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ogdensburg, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $9,020 $7,196 $6,804
GEICO $4,025 $2,318 $1,681
Liberty Mutual $7,014 $5,214 $4,411
Progressive $4,518 $3,960 $3,672
State Farm $8,893 $5,377 $4,200
Travelers $4,960 $3,665 $2,542

Cheapest Ogdensburg, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ogdensburg, NJ to rates for a clean record with top companies.

Annual Ogdensburg, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $5,899 $10,126 $8,161 $6,506
GEICO $2,080 $2,735 $3,803 $2,080
Liberty Mutual $5,328 $6,092 $5,437 $5,328
Progressive $3,513 $4,627 $3,979 $4,081
State Farm $3,360 $6,088 $9,781 $5,398
Travelers $2,873 $4,239 $4,094 $3,683

Cheapest Ogdensburg, NJ Car Insurance for Teen Drivers

Teen car insurance in Ogdensburg, NJ can be expensive. Take a look at rates from the top car insurance companies in Ogdensburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ogdensburg, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $14,383 $16,553
GEICO $3,918 $3,968
Liberty Mutual $9,444 $10,703
Progressive $9,389 $10,579
State Farm $11,692 $15,026
Travelers $6,358 $7,198

Cheapest Ogdensburg, NJ Car Insurance for Seniors

Take a look at Ogdensburg, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ogdensburg, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $4,616 $4,539
GEICO $2,119 $2,119
Liberty Mutual $4,059 $4,059
Progressive $1,835 $1,868
State Farm $3,272 $3,272
Travelers $2,581 $2,622

Cheapest Ogdensburg, NJ Car Insurance Rates After a DUI

A DUI in Ogdensburg, NJ increases car insurance rates. Compare Ogdensburg, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ogdensburg, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
Farmers $8,161
GEICO $3,803
Liberty Mutual $5,437
Progressive $3,979
State Farm $9,781
Travelers $4,094

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ogdensburg, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ogdensburg, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ogdensburg, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $7,673 $7,673
GEICO $2,653 $2,696
Liberty Mutual $5,493 $5,600
Progressive $4,050 $4,050
State Farm $6,004 $6,309
Travelers $3,722 $3,722

The Best Cheap Car Insurance Companies in Ogdensburg, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Ogdensburg, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ogdensburg, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $7,673
GEICO $2,674
Liberty Mutual $5,546
Progressive $4,050
State Farm $6,157
Travelers $3,722

Category Winners: Cheapest Car Insurance in Ogdensburg, New Jersey

Find the cheapest car insurance companies in Ogdensburg, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Ogdensburg, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ogdensburg, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ogdensburg car insurance rates. Find the cheapest Ogdensburg, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ogdensburg, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $7,112 $7,664 $8,243
GEICO $2,417 $2,724 $2,882
Liberty Mutual $5,019 $5,704 $5,916
Progressive $3,765 $4,102 $4,282
State Farm $5,773 $6,228 $6,469
Travelers $3,430 $3,726 $4,011

What affects car insurance rates in Ogdensburg, New Jersey?

What factors can have an impact on Ogdensburg, NJ car insurance? There are several reasons why Ogdensburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ogdensburg, New Jersey.

Commute Time in Ogdensburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Ogdensburg, NJ is 35.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ogdensburg, NJ

Ready to find affordable Ogdensburg, New Jersey car insurance today? Enter your ZIP code for fast, free Ogdensburg, NJ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption