Compare Ogema, WI Car Insurance Rates (2021)

Car insurance in Ogema, WI averages $251 a month. Ogema, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ogema car insurance rates, compare quotes from the top car insurance companies in Ogema, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ogema, WI are $3,017/year
  • The cheapest car insurance company in Ogema is American Family
  • The cheapest car insurance company in Ogema for teen drivers is American Family

If you need to buy Ogema, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Ogema, WI is right here.

You’ll find Ogema car insurance rates, the cheapest Ogema, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Ogema, Wisconsin car insurance rates to La Crosse car insurance rates, Green Bay car insurance rates, and Madison car insurance rates.

Ready to find affordable Ogema, WI car insurance today? Enter your ZIP code for fast, free Ogema car insurance quotes.

Cheapest Ogema, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ogema, WI car insurance rates? Every Ogema, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ogema, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,269 $2,398 $2,088 $2,312 $7,147 $9,171 $2,313 $2,515
American Family $998 $1,047 $926 $939 $2,660 $2,947 $1,167 $1,245
Farmers $1,889 $1,891 $1,683 $1,770 $8,430 $8,729 $2,144 $2,263
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,736 $1,677 $1,419 $1,469 $6,112 $6,931 $2,084 $2,251
State Farm $1,381 $1,381 $1,206 $1,206 $3,641 $4,632 $1,550 $1,758
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

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Minimum Car Insurance in Ogema, WI

Every driver must carry the minimum car insurance in Ogema, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Ogema, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ogema, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ogema, WI. Compare credit history car insurance rates in Ogema from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ogema, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,962 $3,412 $2,956
American Family $1,995 $1,316 $1,163
Farmers $4,084 $3,431 $3,284
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $6,518 $5,437 $5,437
Progressive $3,402 $2,847 $2,631
State Farm $3,124 $1,793 $1,365
USAA $3,216 $1,680 $1,337

Cheapest Ogema, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ogema, WI to rates for a clean record with top companies.

Annual Ogema, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,100 $4,241 $3,950 $3,816
American Family $1,427 $1,512 $1,512 $1,512
Farmers $3,144 $3,949 $3,741 $3,565
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,720 $3,259 $2,814 $3,046
State Farm $1,945 $2,243 $2,094 $2,094
USAA $1,633 $2,047 $2,771 $1,860

Cheapest Ogema, WI Car Insurance for Teen Drivers

Teen car insurance in Ogema, WI can be expensive. Take a look at rates from the top car insurance companies in Ogema for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ogema, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,147 $9,171
American Family $2,660 $2,947
Farmers $8,430 $8,729
GEICO $4,697 $5,064
Liberty Mutual $5,914 $6,647
Nationwide $8,021 $12,216
Progressive $6,112 $6,931
State Farm $3,641 $4,632
USAA $3,456 $4,029

Cheapest Ogema, WI Car Insurance for Seniors

Take a look at Ogema, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ogema, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,088 $2,312
American Family $926 $939
Farmers $1,683 $1,770
GEICO $1,472 $1,670
Liberty Mutual $1,555 $1,774
Nationwide $3,349 $3,542
Progressive $1,419 $1,469
State Farm $1,206 $1,206
USAA $1,252 $1,283

Cheapest Ogema, WI Car Insurance Rates After a DUI

A DUI in Ogema, WI increases car insurance rates. Compare Ogema, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ogema, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,950
American Family $1,512
Farmers $3,741
GEICO $2,949
Liberty Mutual $3,411
Nationwide $6,950
Progressive $2,814
State Farm $2,094
USAA $2,771

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Cheapest Ogema, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ogema, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ogema, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $3,868
American Family $1,466 $1,516
Farmers $3,600 $3,600
GEICO $2,281 $2,384
Liberty Mutual $3,022 $3,022
Nationwide $5,798 $5,798
Progressive $2,960 $2,960
State Farm $2,044 $2,145
USAA $2,050 $2,105

The Best Cheap Car Insurance Companies in Ogema, WI

Take a look at a side-by-side comparison of the top car insurance companies in Ogema, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ogema, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,491
Farmers $3,600
GEICO $2,333
Liberty Mutual $3,022
Nationwide $5,798
Progressive $2,960
State Farm $2,094
USAA $2,078

Category Winners: Cheapest Car Insurance in Ogema, Wisconsin

Find the cheapest car insurance companies in Ogema, WI for each category right here.

Best Annual Car Insurance Rates by Company in Ogema, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Ogema, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ogema car insurance rates. Find the cheapest Ogema, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ogema, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,478 $1,504 $1,491
Farmers $3,370 $3,577 $3,852
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $5,657 $5,796 $5,940
Progressive $2,807 $2,978 $3,095
State Farm $2,002 $2,099 $2,182
USAA $2,009 $2,079 $2,145

What affects car insurance rates in Ogema, Wisconsin?

What factors can have an impact on Ogema, WI car insurance? There are several reasons why Ogema car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ogema, Wisconsin.

Commute Time in Ogema

The more time you spend in your car the higher the risk of an accident. The average commute length in Ogema, WI is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in Ogema, WI

Ready to find affordable Ogema, Wisconsin car insurance today? Enter your ZIP code for fast, free Ogema, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State