Compare Oglesby, TX Car Insurance Rates (2021)

Car insurance in Oglesby, TX averages $286 a month. Oglesby, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Oglesby car insurance rates, compare quotes from the top car insurance companies in Oglesby, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Oglesby is USAA
  • Average car insurance rates in Oglesby, TX are $3,428/year
  • Average car insurance rates in Oglesby, TX after a DUI are $3,913/year

If you need to buy Oglesby, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Oglesby, TX is right here.

You’ll find Oglesby car insurance rates, the cheapest Oglesby, TX car insurance companies, and information on Texas car insurance laws. You can also compare Oglesby, Texas car insurance rates to Laredo car insurance rates, Austin car insurance rates, and Arlington car insurance rates.

Ready to find affordable Oglesby, TX car insurance today? Enter your ZIP code for fast, free Oglesby car insurance quotes.

Cheapest Oglesby, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oglesby, TX car insurance rates? Every Oglesby, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oglesby, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,133 $3,158 $3,092 $3,092 $8,326 $10,032 $3,869 $4,027
American Family $2,293 $2,540 $2,128 $2,423 $5,854 $7,666 $3,243 $3,690
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,269 $2,306 $2,006 $2,122 $6,462 $8,289 $2,669 $2,886
Progressive $2,239 $2,119 $2,010 $2,041 $9,671 $10,774 $2,649 $2,676
State Farm $1,849 $1,849 $1,636 $1,636 $4,283 $5,435 $2,000 $2,068
USAA $1,412 $1,419 $1,350 $1,338 $3,967 $4,316 $1,879 $2,010

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Oglesby, TX

Every driver must carry the minimum car insurance in Oglesby, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Oglesby, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oglesby, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oglesby, TX. Compare credit history car insurance rates in Oglesby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oglesby, Texas

Insurance Company Poor Fair Good
Allstate $6,141 $4,515 $3,868
American Family $5,151 $3,219 $2,819
GEICO $4,183 $2,384 $1,603
Nationwide $4,345 $3,495 $3,038
Progressive $4,781 $4,164 $3,871
State Farm $3,677 $2,286 $1,820
USAA $3,243 $1,878 $1,513

Cheapest Oglesby, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oglesby, TX to rates for a clean record with top companies.

Annual Oglesby, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,753 $5,792 $6,067 $3,753
American Family $3,411 $4,308 $3,789 $3,411
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $3,146 $3,146 $4,659 $3,553
Progressive $3,726 $4,840 $4,338 $4,186
State Farm $2,322 $2,642 $3,093 $2,322
USAA $1,650 $2,432 $2,871 $1,892

Cheapest Oglesby, TX Car Insurance for Teen Drivers

Teen car insurance in Oglesby, TX can be expensive. Take a look at rates from the top car insurance companies in Oglesby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oglesby, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,326 $10,032
American Family $5,854 $7,666
GEICO $4,365 $4,568
Nationwide $6,462 $8,289
Progressive $9,671 $10,774
State Farm $4,283 $5,435
USAA $3,967 $4,316

Cheapest Oglesby, TX Car Insurance for Seniors

Take a look at Oglesby, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oglesby, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,092 $3,092
American Family $2,128 $2,423
GEICO $1,955 $2,178
Nationwide $2,006 $2,122
Progressive $2,010 $2,041
State Farm $1,636 $1,636
USAA $1,350 $1,338

Cheapest Oglesby, TX Car Insurance Rates After a DUI

A DUI in Oglesby, TX increases car insurance rates. Compare Oglesby, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oglesby, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,067
American Family $3,789
GEICO $2,571
Nationwide $4,659
Progressive $4,338
State Farm $3,093
USAA $2,871

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oglesby, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oglesby, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oglesby, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,728 $4,955
American Family $3,730 $3,730
GEICO $2,671 $2,776
Nationwide $3,626 $3,626
Progressive $4,272 $4,272
State Farm $2,595 $2,595
USAA $2,184 $2,239

The Best Cheap Car Insurance Companies in Oglesby, TX

Take a look at a side-by-side comparison of the top car insurance companies in Oglesby, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oglesby, Texas

Insurance Company Average Annual Rates
Allstate $4,841
American Family $3,730
GEICO $2,723
Nationwide $3,626
Progressive $4,272
State Farm $2,595
USAA $2,212

Category Winners: Cheapest Car Insurance in Oglesby, Texas

Find the cheapest car insurance companies in Oglesby, TX for each category right here.

Best Annual Car Insurance Rates by Company in Oglesby, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oglesby, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oglesby car insurance rates. Find the cheapest Oglesby, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oglesby, Texas

Insurance Company Low Medium High
Allstate $4,726 $4,798 $4,999
American Family $3,491 $3,608 $4,090
GEICO $2,604 $2,696 $2,871
Nationwide $3,911 $3,473 $3,495
Progressive $4,061 $4,253 $4,503
State Farm $2,478 $2,588 $2,718
USAA $2,137 $2,203 $2,294

What affects car insurance rates in Oglesby, Texas?

What factors can have an impact on Oglesby, TX car insurance? There are several reasons why Oglesby car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oglesby, Texas.

Commute Time in Oglesby

The more time you spend in your car the higher the risk of an accident. The average commute length in Oglesby, TX is 30.8 minutes according to City-Data.

Compare Car Insurance Quotes in Oglesby, TX

Ready to find affordable Oglesby, Texas car insurance today? Enter your ZIP code for fast, free Oglesby, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption