Compare Ohiowa, NE Car Insurance Rates (2021)

Car insurance in Ohiowa, NE averages $273 a month. Ohiowa, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ohiowa car insurance rates, compare quotes from the top car insurance companies in Ohiowa, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ohiowa, NE after a DUI are $3,793/year
  • The cheapest car insurance company in Ohiowa for teen drivers is American Family
  • The cheapest car insurance company in Ohiowa is American Family

If you need to buy Ohiowa, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Ohiowa, NE is right here.

You’ll find Ohiowa car insurance rates, the cheapest Ohiowa, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Ohiowa, Nebraska car insurance rates to Norfolk car insurance rates, Bellevue car insurance rates, and Grand Island car insurance rates.

Ready to find affordable Ohiowa, NE car insurance today? Enter your ZIP code for fast, free Ohiowa car insurance quotes.

Cheapest Ohiowa, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ohiowa, NE car insurance rates? Every Ohiowa, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ohiowa, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,778 $1,778 $1,616 $1,616 $2,948 $4,303 $1,739 $1,877
Farmers $2,252 $2,245 $2,023 $2,128 $8,375 $8,631 $2,539 $2,660
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,101 $3,368 $2,450 $2,983 $13,109 $14,737 $3,259 $3,611
Nationwide $1,655 $1,710 $1,483 $1,588 $3,762 $4,696 $1,900 $2,056
Progressive $2,051 $1,983 $1,683 $1,748 $7,832 $8,835 $2,457 $2,631
State Farm $1,528 $1,528 $1,326 $1,326 $3,970 $5,087 $1,682 $1,908
USAA $1,414 $1,412 $1,282 $1,324 $4,410 $5,293 $1,833 $2,049

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Minimum Car Insurance in Ohiowa, NE

Every driver must carry the minimum car insurance in Ohiowa, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Ohiowa, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ohiowa, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ohiowa, NE. Compare credit history car insurance rates in Ohiowa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ohiowa, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,952 $2,024 $1,645
Farmers $4,429 $3,657 $3,483
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,415 $5,075 $3,992
Nationwide $2,832 $2,253 $1,983
Progressive $4,196 $3,517 $3,245
State Farm $3,333 $1,999 $1,552
USAA $3,172 $2,143 $1,817

Cheapest Ohiowa, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ohiowa, NE to rates for a clean record with top companies.

Annual Ohiowa, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,161 $2,345 $2,161 $2,161
Farmers $3,270 $4,178 $4,076 $3,903
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,003 $5,884 $6,386 $6,036
Nationwide $1,673 $2,414 $3,442 $1,896
Progressive $3,106 $4,553 $3,473 $3,480
State Farm $2,144 $2,444 $2,294 $2,294
USAA $1,804 $2,270 $3,391 $2,044

Cheapest Ohiowa, NE Car Insurance for Teen Drivers

Teen car insurance in Ohiowa, NE can be expensive. Take a look at rates from the top car insurance companies in Ohiowa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ohiowa, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,948 $4,303
Farmers $8,375 $8,631
GEICO $6,043 $7,918
Liberty Mutual $13,109 $14,737
Nationwide $3,762 $4,696
Progressive $7,832 $8,835
State Farm $3,970 $5,087
USAA $4,410 $5,293

Cheapest Ohiowa, NE Car Insurance for Seniors

Take a look at Ohiowa, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ohiowa, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,616 $1,616
Farmers $2,023 $2,128
GEICO $2,841 $2,734
Liberty Mutual $2,450 $2,983
Nationwide $1,483 $1,588
Progressive $1,683 $1,748
State Farm $1,326 $1,326
USAA $1,282 $1,324

Cheapest Ohiowa, NE Car Insurance Rates After a DUI

A DUI in Ohiowa, NE increases car insurance rates. Compare Ohiowa, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ohiowa, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,161
Farmers $4,076
GEICO $5,286
Liberty Mutual $6,386
Nationwide $3,442
Progressive $3,473
State Farm $2,294
USAA $3,391

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Cheapest Ohiowa, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ohiowa, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ohiowa, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,189 $2,225
Farmers $3,857 $3,857
GEICO $3,746 $3,863
Liberty Mutual $5,827 $5,827
Nationwide $2,356 $2,356
Progressive $3,653 $3,653
State Farm $2,236 $2,353
USAA $2,349 $2,405

The Best Cheap Car Insurance Companies in Ohiowa, NE

Take a look at a side-by-side comparison of the top car insurance companies in Ohiowa, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ohiowa, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,207
Farmers $3,857
GEICO $3,805
Liberty Mutual $5,827
Nationwide $2,356
Progressive $3,653
State Farm $2,294
USAA $2,377

Category Winners: Cheapest Car Insurance in Ohiowa, Nebraska

Find the cheapest car insurance companies in Ohiowa, NE for each category right here.

Best Annual Car Insurance Rates by Company in Ohiowa, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Ohiowa, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ohiowa car insurance rates. Find the cheapest Ohiowa, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ohiowa, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,196 $2,273 $2,153
Farmers $3,699 $3,804 $4,068
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,664 $5,796 $6,022
Nationwide $2,394 $2,346 $2,329
Progressive $3,493 $3,644 $3,822
State Farm $2,216 $2,290 $2,376
USAA $2,305 $2,374 $2,453

What affects car insurance rates in Ohiowa, Nebraska?

What factors can have an impact on Ohiowa, NE car insurance? There are several reasons why Ohiowa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ohiowa, Nebraska.

Commute Time in Ohiowa

The more time you spend in your car the higher the risk of an accident. The average commute length in Ohiowa, NE is 25.3 minutes according to City-Data.

Compare Car Insurance Quotes in Ohiowa, NE

Ready to find affordable Ohiowa, Nebraska car insurance today? Enter your ZIP code for fast, free Ohiowa, NE car insurance quotes.

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