Compare Oil City, LA Car Insurance Rates (2021)

Car insurance in Oil City, LA averages $405 a month. Oil City, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Oil City car insurance rates, compare quotes from the top car insurance companies in Oil City, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oil City, LA are $4,858/year
  • Average car insurance rates in Oil City, LA after a DUI are $5,597/year
  • The cheapest car insurance company in Oil City is USAA

If you need to buy Oil City, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Oil City, LA is right here.

You’ll find Oil City car insurance rates, the cheapest Oil City, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Oil City, Louisiana car insurance rates to Bossier City car insurance rates, Houma car insurance rates, and Lafayette car insurance rates.

Ready to find affordable Oil City, LA car insurance today? Enter your ZIP code for fast, free Oil City car insurance quotes.

Cheapest Oil City, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oil City, LA car insurance rates? Every Oil City, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oil City, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,986 $3,439 $3,528 $4,274 $11,207 $11,895 $2,896 $2,838
Progressive $3,159 $2,957 $2,647 $2,838 $12,935 $14,403 $3,649 $3,797
State Farm $2,408 $2,408 $2,206 $2,206 $7,203 $9,017 $2,690 $3,044
USAA $2,345 $2,306 $2,284 $2,265 $6,977 $8,189 $2,875 $3,145

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Minimum Car Insurance in Oil City, LA

Every driver must carry the minimum car insurance in Oil City, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Oil City, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oil City, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oil City, LA. Compare credit history car insurance rates in Oil City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oil City, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $6,402 $5,556 $4,191
Progressive $6,545 $5,617 $5,232
State Farm $5,416 $3,476 $2,802
USAA $5,245 $3,351 $2,799

Cheapest Oil City, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oil City, LA to rates for a clean record with top companies.

Annual Oil City, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,665 $5,917 $7,244 $4,705
Progressive $4,827 $6,501 $6,218 $5,647
State Farm $3,569 $4,227 $3,898 $3,898
USAA $2,901 $4,015 $4,817 $3,460

Cheapest Oil City, LA Car Insurance for Teen Drivers

Teen car insurance in Oil City, LA can be expensive. Take a look at rates from the top car insurance companies in Oil City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oil City, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $11,207 $11,895
Progressive $12,935 $14,403
State Farm $7,203 $9,017
USAA $6,977 $8,189

Cheapest Oil City, LA Car Insurance for Seniors

Take a look at Oil City, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oil City, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,528 $4,274
Progressive $2,647 $2,838
State Farm $2,206 $2,206
USAA $2,284 $2,265

Cheapest Oil City, LA Car Insurance Rates After a DUI

A DUI in Oil City, LA increases car insurance rates. Compare Oil City, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oil City, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,806
GEICO $7,244
Progressive $6,218
State Farm $3,898
USAA $4,817

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Cheapest Oil City, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oil City, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oil City, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,414 $5,414
GEICO $5,280 $5,486
Progressive $5,798 $5,798
State Farm $3,800 $3,996
USAA $3,683 $3,914

The Best Cheap Car Insurance Companies in Oil City, LA

Take a look at a side-by-side comparison of the top car insurance companies in Oil City, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oil City, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,383
Progressive $5,798
State Farm $3,898
USAA $3,798

Category Winners: Cheapest Car Insurance in Oil City, Louisiana

Find the cheapest car insurance companies in Oil City, LA for each category right here.

Best Annual Car Insurance Rates by Company in Oil City, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Oil City, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oil City car insurance rates. Find the cheapest Oil City, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oil City, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,554 $5,401 $6,193
Progressive $5,025 $5,759 $6,611
State Farm $3,418 $3,889 $4,386
USAA $3,329 $3,853 $4,213

What affects car insurance rates in Oil City, Louisiana?

What factors can have an impact on Oil City, LA car insurance? There are several reasons why Oil City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oil City, Louisiana.

Car Theft in Oil City

High levels of vehicle theft can make car insurance more expensive. Oil City, LA car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Oil City

The more time you spend in your car the higher the risk of an accident. The average commute length in Oil City, LA is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in Oil City, LA

Ready to find affordable Oil City, Louisiana car insurance today? Enter your ZIP code for fast, free Oil City, LA car insurance quotes.

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