Compare Oil Springs, KY Car Insurance Rates (2021)

Car insurance in Oil Springs, KY averages $582 a month. Oil Springs, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oil Springs car insurance rates, compare quotes from the top car insurance companies in Oil Springs, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oil Springs for teen drivers is USAA
  • Average car insurance rates in Oil Springs, KY are $6,981/year
  • Average car insurance rates in Oil Springs, KY after a DUI are $8,303/year

If you need to buy Oil Springs, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Oil Springs, KY is right here.

You’ll find Oil Springs car insurance rates, the cheapest Oil Springs, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Oil Springs, Kentucky car insurance rates to Covington car insurance rates, Florence car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Oil Springs, KY car insurance today? Enter your ZIP code for fast, free Oil Springs car insurance quotes.

Cheapest Oil Springs, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oil Springs, KY car insurance rates? Every Oil Springs, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oil Springs, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,650 $5,555 $5,189 $5,507 $21,068 $23,352 $6,117 $6,391
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,481 $4,881 $3,743 $4,222 $19,882 $22,132 $4,694 $4,920
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,372 $3,187 $3,060 $3,058 $17,172 $19,495 $4,190 $4,223
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

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Minimum Car Insurance in Oil Springs, KY

Every driver must carry the minimum car insurance in Oil Springs, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Oil Springs, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oil Springs, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oil Springs, KY. Compare credit history car insurance rates in Oil Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oil Springs, Kentucky

Insurance Company Poor Fair Good
Allstate $13,273 $8,937 $7,350
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,410 $7,544 $5,904
Nationwide $9,567 $7,412 $6,376
Progressive $8,054 $7,040 $6,565
State Farm $5,740 $3,505 $2,756
Travelers $11,031 $9,310 $9,279
USAA $4,625 $2,592 $2,113

Cheapest Oil Springs, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oil Springs, KY to rates for a clean record with top companies.

Annual Oil Springs, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,140 $10,644 $11,418 $9,212
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,149 $11,111 $8,598 $7,620
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,948 $8,922 $6,774 $7,234
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,341 $3,319 $3,962 $2,818

Cheapest Oil Springs, KY Car Insurance for Teen Drivers

Teen car insurance in Oil Springs, KY can be expensive. Take a look at rates from the top car insurance companies in Oil Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oil Springs, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $21,068 $23,352
GEICO $8,902 $10,417
Liberty Mutual $19,882 $22,132
Nationwide $12,513 $15,335
Progressive $17,172 $19,495
State Farm $7,103 $8,745
Travelers $20,555 $33,336
USAA $5,515 $5,811

Cheapest Oil Springs, KY Car Insurance for Seniors

Take a look at Oil Springs, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oil Springs, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,189 $5,507
GEICO $4,595 $4,158
Liberty Mutual $3,743 $4,222
Nationwide $5,076 $5,251
Progressive $3,060 $3,058
State Farm $2,371 $2,371
Travelers $3,958 $3,963
USAA $1,883 $1,927

Cheapest Oil Springs, KY Car Insurance Rates After a DUI

A DUI in Oil Springs, KY increases car insurance rates. Compare Oil Springs, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oil Springs, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,418
GEICO $8,597
Liberty Mutual $8,598
Nationwide $10,201
Progressive $6,774
State Farm $4,000
Travelers $12,875
USAA $3,962

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Cheapest Oil Springs, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oil Springs, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oil Springs, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,854 $9,854
GEICO $5,341 $5,438
Liberty Mutual $8,620 $8,620
Nationwide $7,785 $7,785
Progressive $7,219 $7,219
State Farm $3,895 $4,105
Travelers $9,873 $9,873
USAA $2,991 $3,229

The Best Cheap Car Insurance Companies in Oil Springs, KY

Take a look at a side-by-side comparison of the top car insurance companies in Oil Springs, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oil Springs, Kentucky

Insurance Company Average Annual Rates
Allstate $9,854
GEICO $5,390
Liberty Mutual $8,620
Nationwide $7,785
Progressive $7,219
State Farm $4,000
Travelers $9,873
USAA $3,110

Category Winners: Cheapest Car Insurance in Oil Springs, Kentucky

Find the cheapest car insurance companies in Oil Springs, KY for each category right here.

Best Annual Car Insurance Rates by Company in Oil Springs, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Oil Springs, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oil Springs car insurance rates. Find the cheapest Oil Springs, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oil Springs, Kentucky

Insurance Company Low Medium High
Allstate $8,634 $9,776 $11,152
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,088 $8,554 $9,216
Nationwide $7,752 $7,650 $7,952
Progressive $6,409 $7,035 $8,214
State Farm $3,743 $3,988 $4,270
Travelers $9,335 $9,905 $10,380
USAA $2,950 $3,102 $3,279

Compare Car Insurance Quotes in Oil Springs, KY

Ready to find affordable Oil Springs, Kentucky car insurance today? Enter your ZIP code for fast, free Oil Springs, KY car insurance quotes.

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