Compare Oil Trough, AR Car Insurance Rates (2021)

Car insurance in Oil Trough, AR averages $343 a month. Oil Trough, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oil Trough car insurance rates, compare quotes from the top car insurance companies in Oil Trough, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oil Trough is USAA
  • The cheapest car insurance company in Oil Trough for teen drivers is USAA
  • Average car insurance rates in Oil Trough, AR after a DUI are $4,948/year

If you need to buy Oil Trough, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Oil Trough, AR is right here.

You’ll find Oil Trough car insurance rates, the cheapest Oil Trough, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Oil Trough, Arkansas car insurance rates to Little Rock car insurance rates, Jonesboro car insurance rates, and Pine Bluff car insurance rates.

Ready to find affordable Oil Trough, AR car insurance today? Enter your ZIP code for fast, free Oil Trough car insurance quotes.

Cheapest Oil Trough, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oil Trough, AR car insurance rates? Every Oil Trough, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oil Trough, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,875 $2,884 $2,571 $2,747 $10,644 $12,803 $3,160 $3,431
Farmers $2,278 $2,269 $2,036 $2,139 $9,500 $9,851 $2,611 $2,756
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,902 $2,759 $2,384 $2,489 $12,085 $13,624 $3,476 $3,760
State Farm $1,800 $1,800 $1,600 $1,600 $5,050 $6,364 $2,024 $2,316
Travelers $2,228 $2,272 $2,193 $2,199 $12,759 $20,428 $2,380 $2,771
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

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Minimum Car Insurance in Oil Trough, AR

Every driver must carry the minimum car insurance in Oil Trough, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Oil Trough, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oil Trough, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oil Trough, AR. Compare credit history car insurance rates in Oil Trough from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oil Trough, Arkansas

Insurance Company Poor Fair Good
Allstate $6,459 $4,946 $4,013
Farmers $4,760 $3,984 $3,796
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,176 $5,251 $4,878
State Farm $4,085 $2,459 $1,914
Travelers $6,782 $5,651 $5,278
USAA $2,749 $1,878 $1,602

Cheapest Oil Trough, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oil Trough, AR to rates for a clean record with top companies.

Annual Oil Trough, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,217 $5,328 $5,947 $5,065
Farmers $3,533 $4,527 $4,420 $4,240
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,687 $6,500 $4,923 $5,629
State Farm $2,597 $3,042 $2,819 $2,819
Travelers $4,949 $5,113 $7,473 $6,081
USAA $1,597 $2,023 $2,912 $1,772

Cheapest Oil Trough, AR Car Insurance for Teen Drivers

Teen car insurance in Oil Trough, AR can be expensive. Take a look at rates from the top car insurance companies in Oil Trough for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oil Trough, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,644 $12,803
Farmers $9,500 $9,851
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $12,085 $13,624
State Farm $5,050 $6,364
Travelers $12,759 $20,428
USAA $4,009 $4,199

Cheapest Oil Trough, AR Car Insurance for Seniors

Take a look at Oil Trough, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oil Trough, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,571 $2,747
Farmers $2,036 $2,139
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,384 $2,489
State Farm $1,600 $1,600
Travelers $2,193 $2,199
USAA $1,192 $1,200

Cheapest Oil Trough, AR Car Insurance Rates After a DUI

A DUI in Oil Trough, AR increases car insurance rates. Compare Oil Trough, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oil Trough, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,947
Farmers $4,420
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $4,923
State Farm $2,819
Travelers $7,473
USAA $2,912

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Cheapest Oil Trough, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oil Trough, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oil Trough, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,139 $5,139
Farmers $4,180 $4,180
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,435 $5,435
State Farm $2,752 $2,886
Travelers $5,904 $5,904
USAA $2,017 $2,135

The Best Cheap Car Insurance Companies in Oil Trough, AR

Take a look at a side-by-side comparison of the top car insurance companies in Oil Trough, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oil Trough, Arkansas

Insurance Company Average Annual Rates
Allstate $5,139
Farmers $4,180
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,435
State Farm $2,819
Travelers $5,904
USAA $2,076

Category Winners: Cheapest Car Insurance in Oil Trough, Arkansas

Find the cheapest car insurance companies in Oil Trough, AR for each category right here.

Best Annual Car Insurance Rates by Company in Oil Trough, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Oil Trough, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oil Trough car insurance rates. Find the cheapest Oil Trough, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oil Trough, Arkansas

Insurance Company Low Medium High
Allstate $4,985 $5,136 $5,297
Farmers $3,975 $4,137 $4,428
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,036 $5,353 $5,916
State Farm $2,691 $2,816 $2,950
Travelers $5,647 $5,921 $6,144
USAA $1,989 $2,069 $2,171

What affects car insurance rates in Oil Trough, Arkansas?

What factors can have an impact on Oil Trough, AR car insurance? There are several reasons why Oil Trough car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oil Trough, Arkansas.

Commute Time in Oil Trough

The more time you spend in your car the higher the risk of an accident. The average commute length in Oil Trough, AR is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Oil Trough, AR

Ready to find affordable Oil Trough, Arkansas car insurance today? Enter your ZIP code for fast, free Oil Trough, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State