Compare Ojo Caliente, NM Car Insurance Rates (2021)

Car insurance in Ojo Caliente, NM averages $306 a month. Ojo Caliente, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ojo Caliente car insurance rates, compare quotes from the top car insurance companies in Ojo Caliente, NM.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ojo Caliente, NM after a DUI are $4,731/year
  • The cheapest car insurance company in Ojo Caliente is USAA
  • The cheapest car insurance company in Ojo Caliente for teen drivers is USAA

If you need to buy Ojo Caliente, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Ojo Caliente, NM is right here.

You’ll find Ojo Caliente car insurance rates, the cheapest Ojo Caliente, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Ojo Caliente, New Mexico car insurance rates to Albuquerque car insurance rates, Las Cruces car insurance rates, and Gallup car insurance rates.

Ready to find affordable Ojo Caliente, NM car insurance today? Enter your ZIP code for fast, free Ojo Caliente car insurance quotes.

Cheapest Ojo Caliente, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ojo Caliente, NM car insurance rates? Every Ojo Caliente, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ojo Caliente, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,515 $2,517 $2,313 $2,429 $8,651 $10,068 $2,773 $2,943
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,576 $2,615 $2,344 $2,454 $6,281 $7,896 $2,912 $3,114
Progressive $1,702 $1,643 $1,553 $1,552 $7,076 $7,988 $2,053 $2,122
State Farm $1,612 $1,612 $1,471 $1,471 $4,418 $5,535 $1,804 $1,995
USAA $1,634 $1,617 $1,562 $1,551 $4,371 $4,937 $2,025 $2,164

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ojo Caliente, NM

Every driver must carry the minimum car insurance in Ojo Caliente, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Ojo Caliente, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ojo Caliente, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ojo Caliente, NM. Compare credit history car insurance rates in Ojo Caliente from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ojo Caliente, New Mexico

Insurance Company Poor Fair Good
Allstate $4,974 $4,102 $3,753
Farmers $5,160 $4,273 $4,061
GEICO $5,580 $4,858 $4,495
Nationwide $4,618 $3,592 $3,111
Progressive $3,519 $3,140 $2,974
State Farm $3,544 $2,189 $1,736
USAA $3,105 $2,326 $2,017

Cheapest Ojo Caliente, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ojo Caliente, NM to rates for a clean record with top companies.

Annual Ojo Caliente, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,496 $4,637 $5,011 $3,962
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,831 $3,962 $5,100 $3,202
Progressive $2,770 $3,809 $2,990 $3,275
State Farm $2,335 $2,541 $2,541 $2,541
USAA $1,840 $2,568 $3,377 $2,145

Cheapest Ojo Caliente, NM Car Insurance for Teen Drivers

Teen car insurance in Ojo Caliente, NM can be expensive. Take a look at rates from the top car insurance companies in Ojo Caliente for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ojo Caliente, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,651 $10,068
Farmers $10,278 $10,545
GEICO $8,952 $12,283
Nationwide $6,281 $7,896
Progressive $7,076 $7,988
State Farm $4,418 $5,535
USAA $4,371 $4,937

Cheapest Ojo Caliente, NM Car Insurance for Seniors

Take a look at Ojo Caliente, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ojo Caliente, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,313 $2,429
Farmers $2,218 $2,377
GEICO $2,903 $2,903
Nationwide $2,344 $2,454
Progressive $1,553 $1,552
State Farm $1,471 $1,471
USAA $1,562 $1,551

Cheapest Ojo Caliente, NM Car Insurance Rates After a DUI

A DUI in Ojo Caliente, NM increases car insurance rates. Compare Ojo Caliente, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ojo Caliente, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,011
Farmers $4,788
GEICO $9,310
Nationwide $5,100
Progressive $2,990
State Farm $2,541
USAA $3,377

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ojo Caliente, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ojo Caliente, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ojo Caliente, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,276 $4,276
Farmers $4,498 $4,498
GEICO $4,902 $5,054
Nationwide $3,774 $3,774
Progressive $3,211 $3,211
State Farm $2,428 $2,551
USAA $2,408 $2,557

The Best Cheap Car Insurance Companies in Ojo Caliente, NM

Take a look at a side-by-side comparison of the top car insurance companies in Ojo Caliente, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ojo Caliente, New Mexico

Insurance Company Average Annual Rates
Allstate $4,276
Farmers $4,498
GEICO $4,978
Nationwide $3,774
Progressive $3,211
State Farm $2,490
USAA $2,483

Category Winners: Cheapest Car Insurance in Ojo Caliente, New Mexico

Find the cheapest car insurance companies in Ojo Caliente, NM for each category right here.

Best Annual Car Insurance Rates by Company in Ojo Caliente, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ojo Caliente, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ojo Caliente car insurance rates. Find the cheapest Ojo Caliente, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ojo Caliente, New Mexico

Insurance Company Low Medium High
Allstate $4,088 $4,268 $4,473
Farmers $4,060 $4,451 $4,983
GEICO $4,635 $4,964 $5,335
Nationwide $3,691 $3,737 $3,894
Progressive $3,041 $3,206 $3,386
State Farm $2,262 $2,497 $2,709
USAA $2,305 $2,495 $2,648

Compare Car Insurance Quotes in Ojo Caliente, NM

Ready to find affordable Ojo Caliente, New Mexico car insurance today? Enter your ZIP code for fast, free Ojo Caliente, NM car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption