Compare Okauchee, WI Car Insurance Rates (2021)

Car insurance in Okauchee, WI averages $229 a month. Okauchee, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Okauchee car insurance rates, compare quotes from the top car insurance companies in Okauchee, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Okauchee is American Family
  • Average car insurance rates in Okauchee, WI are $2,753/year
  • Average car insurance rates in Okauchee, WI after a DUI are $3,044/year

If you need to buy Okauchee, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Okauchee, WI is right here.

You’ll find Okauchee car insurance rates, the cheapest Okauchee, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Okauchee, Wisconsin car insurance rates to Eau Claire car insurance rates, La Crosse car insurance rates, and Oshkosh car insurance rates.

Ready to find affordable Okauchee, WI car insurance today? Enter your ZIP code for fast, free Okauchee car insurance quotes.

Cheapest Okauchee, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Okauchee, WI car insurance rates? Every Okauchee, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Okauchee, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,197 $2,311 $2,034 $2,242 $7,280 $9,296 $2,226 $2,419
American Family $926 $965 $888 $891 $2,946 $3,231 $1,103 $1,172
Farmers $1,901 $1,898 $1,681 $1,788 $9,279 $9,615 $2,153 $2,237
GEICO $1,099 $1,228 $1,173 $1,377 $3,790 $4,075 $1,014 $1,030
Liberty Mutual $1,446 $1,565 $1,163 $1,313 $5,652 $6,323 $1,533 $1,644
Nationwide $2,901 $3,041 $2,429 $2,550 $6,230 $9,623 $3,553 $4,151
Progressive $1,634 $1,532 $1,344 $1,410 $6,609 $7,422 $1,954 $2,114
State Farm $1,302 $1,302 $1,176 $1,176 $3,973 $5,000 $1,474 $1,690
USAA $1,193 $1,182 $1,091 $1,098 $3,135 $3,611 $1,535 $1,671

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Minimum Car Insurance in Okauchee, WI

Every driver must carry the minimum car insurance in Okauchee, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Okauchee, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Okauchee, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Okauchee, WI. Compare credit history car insurance rates in Okauchee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Okauchee, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,917 $3,391 $2,943
American Family $2,029 $1,337 $1,180
Farmers $4,304 $3,657 $3,496
GEICO $2,422 $1,731 $1,392
Liberty Mutual $3,691 $2,269 $1,780
Nationwide $4,844 $4,043 $4,043
Progressive $3,384 $2,908 $2,715
State Farm $3,187 $1,830 $1,393
USAA $2,773 $1,482 $1,189

Cheapest Okauchee, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Okauchee, WI to rates for a clean record with top companies.

Annual Okauchee, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,049 $4,205 $3,941 $3,807
American Family $1,450 $1,537 $1,537 $1,537
Farmers $3,320 $4,208 $3,992 $3,757
GEICO $1,262 $2,073 $2,437 $1,622
Liberty Mutual $1,954 $2,837 $2,904 $2,625
Nationwide $3,645 $4,215 $5,164 $4,215
Progressive $2,741 $3,350 $2,855 $3,063
State Farm $1,948 $2,325 $2,137 $2,137
USAA $1,417 $1,795 $2,427 $1,618

Cheapest Okauchee, WI Car Insurance for Teen Drivers

Teen car insurance in Okauchee, WI can be expensive. Take a look at rates from the top car insurance companies in Okauchee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Okauchee, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,280 $9,296
American Family $2,946 $3,231
Farmers $9,279 $9,615
GEICO $3,790 $4,075
Liberty Mutual $5,652 $6,323
Nationwide $6,230 $9,623
Progressive $6,609 $7,422
State Farm $3,973 $5,000
USAA $3,135 $3,611

Cheapest Okauchee, WI Car Insurance for Seniors

Take a look at Okauchee, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Okauchee, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,034 $2,242
American Family $888 $891
Farmers $1,681 $1,788
GEICO $1,173 $1,377
Liberty Mutual $1,163 $1,313
Nationwide $2,429 $2,550
Progressive $1,344 $1,410
State Farm $1,176 $1,176
USAA $1,091 $1,098

Cheapest Okauchee, WI Car Insurance Rates After a DUI

A DUI in Okauchee, WI increases car insurance rates. Compare Okauchee, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Okauchee, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,941
American Family $1,537
Farmers $3,992
GEICO $2,437
Liberty Mutual $2,904
Nationwide $5,164
Progressive $2,855
State Farm $2,137
USAA $2,427

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Cheapest Okauchee, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Okauchee, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Okauchee, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,841
American Family $1,489 $1,541
Farmers $3,819 $3,819
GEICO $1,814 $1,882
Liberty Mutual $2,580 $2,580
Nationwide $4,310 $4,310
Progressive $3,002 $3,002
State Farm $2,083 $2,191
USAA $1,791 $1,838

The Best Cheap Car Insurance Companies in Okauchee, WI

Take a look at a side-by-side comparison of the top car insurance companies in Okauchee, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Okauchee, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,751
American Family $1,515
Farmers $3,819
GEICO $1,848
Liberty Mutual $2,580
Nationwide $4,310
Progressive $3,002
State Farm $2,137
USAA $1,814

Category Winners: Cheapest Car Insurance in Okauchee, Wisconsin

Find the cheapest car insurance companies in Okauchee, WI for each category right here.

Best Annual Car Insurance Rates by Company in Okauchee, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Okauchee, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Okauchee car insurance rates. Find the cheapest Okauchee, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Okauchee, Wisconsin

Insurance Company Low Medium High
Allstate $3,610 $3,742 $3,900
American Family $1,491 $1,530 $1,525
Farmers $3,485 $3,790 $4,182
GEICO $1,694 $1,849 $2,001
Liberty Mutual $2,342 $2,608 $2,789
Nationwide $4,153 $4,312 $4,466
Progressive $2,771 $3,035 $3,201
State Farm $1,994 $2,145 $2,270
USAA $1,740 $1,816 $1,887

What affects car insurance rates in Okauchee, Wisconsin?

What factors can have an impact on Okauchee, WI car insurance? There are several reasons why Okauchee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Okauchee, Wisconsin.

Commute Time in Okauchee

The more time you spend in your car the higher the risk of an accident. The average commute length in Okauchee, WI is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Okauchee, WI

Ready to find affordable Okauchee, Wisconsin car insurance today? Enter your ZIP code for fast, free Okauchee, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State