Compare Okawville, IL Car Insurance Rates (2021)

Car insurance in Okawville, IL averages $264 a month. Okawville, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Okawville car insurance rates, compare quotes from the top car insurance companies in Okawville, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Okawville, IL after a DUI are $3,706/year
  • The cheapest car insurance company in Okawville for teen drivers is State Farm
  • The cheapest car insurance company in Okawville is State Farm

If you need to buy Okawville, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Okawville, IL is right here.

You’ll find Okawville car insurance rates, the cheapest Okawville, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Okawville, Illinois car insurance rates to Cicero car insurance rates, Elgin car insurance rates, and Rockford car insurance rates.

Ready to find affordable Okawville, IL car insurance today? Enter your ZIP code for fast, free Okawville car insurance quotes.

Cheapest Okawville, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Okawville, IL car insurance rates? Every Okawville, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Okawville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,804 $2,816 $2,931 $2,931 $7,288 $9,474 $3,370 $3,643
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,207 $2,205 $1,960 $2,072 $9,364 $9,750 $2,520 $2,637
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,455 $1,571 $1,206 $1,348 $4,793 $5,335 $1,524 $1,612
Nationwide $2,204 $2,244 $1,955 $2,075 $6,133 $7,891 $2,573 $2,792
Progressive $2,060 $1,963 $1,696 $1,777 $7,053 $7,923 $2,455 $2,640
State Farm $1,304 $1,304 $1,166 $1,166 $3,731 $4,727 $1,473 $1,694
Travelers $1,504 $1,587 $1,359 $1,450 $4,204 $5,232 $1,597 $1,683
USAA $1,633 $1,657 $1,520 $1,491 $5,336 $5,875 $2,149 $2,354

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Minimum Car Insurance in Okawville, IL

Every driver must carry the minimum car insurance in Okawville, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Okawville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Okawville, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Okawville, IL. Compare credit history car insurance rates in Okawville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Okawville, Illinois

Insurance Company Poor Fair Good
Allstate $5,618 $4,056 $3,548
American Family $4,958 $3,363 $2,841
Farmers $4,652 $3,903 $3,713
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,336 $2,077 $1,653
Nationwide $4,164 $3,354 $2,932
Progressive $3,949 $3,326 $3,063
State Farm $3,007 $1,804 $1,401
Travelers $2,847 $2,278 $1,856
USAA $3,660 $2,519 $2,077

Cheapest Okawville, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Okawville, IL to rates for a clean record with top companies.

Annual Okawville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,144 $5,359 $4,988 $4,138
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,453 $4,449 $4,339 $4,116
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,963 $2,782 $2,449 $2,228
Nationwide $2,796 $3,635 $4,284 $3,219
Progressive $2,849 $4,182 $3,151 $3,602
State Farm $1,893 $2,249 $2,071 $2,071
Travelers $1,857 $2,425 $2,699 $2,327
USAA $1,958 $2,823 $3,864 $2,363

Cheapest Okawville, IL Car Insurance for Teen Drivers

Teen car insurance in Okawville, IL can be expensive. Take a look at rates from the top car insurance companies in Okawville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Okawville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,288 $9,474
American Family $6,493 $9,036
Farmers $9,364 $9,750
GEICO $5,690 $6,014
Liberty Mutual $4,793 $5,335
Nationwide $6,133 $7,891
Progressive $7,053 $7,923
State Farm $3,731 $4,727
Travelers $4,204 $5,232
USAA $5,336 $5,875

Cheapest Okawville, IL Car Insurance for Seniors

Take a look at Okawville, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Okawville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,931 $2,931
American Family $2,127 $2,127
Farmers $1,960 $2,072
GEICO $1,757 $2,095
Liberty Mutual $1,206 $1,348
Nationwide $1,955 $2,075
Progressive $1,696 $1,777
State Farm $1,166 $1,166
Travelers $1,359 $1,450
USAA $1,520 $1,491

Cheapest Okawville, IL Car Insurance Rates After a DUI

A DUI in Okawville, IL increases car insurance rates. Compare Okawville, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Okawville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,988
American Family $5,161
Farmers $4,339
GEICO $4,060
Liberty Mutual $2,449
Nationwide $4,284
Progressive $3,151
State Farm $2,071
Travelers $2,699
USAA $3,864

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Cheapest Okawville, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Okawville, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Okawville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,407 $4,407
American Family $3,673 $3,769
Farmers $4,089 $4,089
GEICO $2,920 $3,043
Liberty Mutual $2,355 $2,355
Nationwide $3,483 $3,483
Progressive $3,446 $3,446
State Farm $2,019 $2,123
Travelers $2,236 $2,418
USAA $2,675 $2,829

The Best Cheap Car Insurance Companies in Okawville, IL

Take a look at a side-by-side comparison of the top car insurance companies in Okawville, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Okawville, Illinois

Insurance Company Average Annual Rates
Allstate $4,407
American Family $3,721
Farmers $4,089
GEICO $2,982
Liberty Mutual $2,355
Nationwide $3,483
Progressive $3,446
State Farm $2,071
Travelers $2,327
USAA $2,752

Category Winners: Cheapest Car Insurance in Okawville, Illinois

Find the cheapest car insurance companies in Okawville, IL for each category right here.

Best Annual Car Insurance Rates by Company in Okawville, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Okawville, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Okawville car insurance rates. Find the cheapest Okawville, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Okawville, Illinois

Insurance Company Low Medium High
Allstate $4,271 $4,403 $4,548
American Family $3,601 $3,856 $3,705
Farmers $3,896 $3,997 $4,375
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,227 $2,351 $2,489
Nationwide $3,470 $3,512 $3,468
Progressive $3,176 $3,425 $3,736
State Farm $1,958 $2,073 $2,182
Travelers $2,192 $2,325 $2,464
USAA $2,566 $2,750 $2,941

What affects car insurance rates in Okawville, Illinois?

What factors can have an impact on Okawville, IL car insurance? There are several reasons why Okawville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Okawville, Illinois.

Commute Time in Okawville

The more time you spend in your car the higher the risk of an accident. The average commute length in Okawville, IL is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Okawville, IL

Ready to find affordable Okawville, Illinois car insurance today? Enter your ZIP code for fast, free Okawville, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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