Compare Okay, OK Car Insurance Rates (2021)

Car insurance in Okay, OK averages $346 a month. Okay, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Okay car insurance rates, compare quotes from the top car insurance companies in Okay, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Okay is State Farm
  • The cheapest car insurance company in Okay for teen drivers is State Farm
  • Average car insurance rates in Okay, OK after a DUI are $4,702/year

If you need to buy Okay, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Okay, OK is right here.

You’ll find Okay car insurance rates, the cheapest Okay, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Okay, Oklahoma car insurance rates to Midwest City car insurance rates, Moore car insurance rates, and Oklahoma City car insurance rates.

Ready to find affordable Okay, OK car insurance today? Enter your ZIP code for fast, free Okay car insurance quotes.

Cheapest Okay, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Okay, OK car insurance rates? Every Okay, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Okay, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,396 $2,404 $2,204 $2,317 $7,572 $8,916 $2,587 $2,735
Farmers $2,549 $2,532 $2,295 $2,433 $9,608 $9,817 $2,876 $2,996
GEICO $2,197 $2,412 $2,390 $2,715 $6,544 $6,968 $1,921 $1,923
Liberty Mutual $4,469 $4,720 $3,926 $4,270 $12,268 $13,462 $4,653 $4,828
Progressive $2,567 $2,433 $2,114 $2,243 $10,281 $11,511 $2,997 $3,130
State Farm $1,889 $1,889 $1,670 $1,670 $4,941 $6,222 $1,989 $2,238
USAA $1,990 $1,996 $1,911 $1,937 $6,287 $7,040 $2,561 $2,815

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Minimum Car Insurance in Okay, OK

Every driver must carry the minimum car insurance in Okay, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Okay, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Okay, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Okay, OK. Compare credit history car insurance rates in Okay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Okay, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,810 $3,648 $3,216
Farmers $5,062 $4,153 $3,949
GEICO $4,077 $3,384 $2,691
Liberty Mutual $9,453 $5,756 $4,515
Progressive $5,283 $4,505 $4,191
State Farm $3,914 $2,507 $2,019
USAA $4,908 $2,804 $2,239

Cheapest Okay, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Okay, OK to rates for a clean record with top companies.

Annual Okay, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,329 $3,919 $4,556 $3,762
Farmers $3,706 $4,757 $4,645 $4,444
GEICO $2,451 $3,782 $4,232 $3,071
Liberty Mutual $4,429 $7,399 $8,374 $6,097
Progressive $3,627 $6,748 $4,006 $4,258
State Farm $2,604 $3,023 $2,813 $2,813
USAA $2,450 $3,514 $4,291 $3,013

Cheapest Okay, OK Car Insurance for Teen Drivers

Teen car insurance in Okay, OK can be expensive. Take a look at rates from the top car insurance companies in Okay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Okay, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,572 $8,916
Farmers $9,608 $9,817
GEICO $6,544 $6,968
Liberty Mutual $12,268 $13,462
Progressive $10,281 $11,511
State Farm $4,941 $6,222
USAA $6,287 $7,040

Cheapest Okay, OK Car Insurance for Seniors

Take a look at Okay, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Okay, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,204 $2,317
Farmers $2,295 $2,433
GEICO $2,390 $2,715
Liberty Mutual $3,926 $4,270
Progressive $2,114 $2,243
State Farm $1,670 $1,670
USAA $1,911 $1,937

Cheapest Okay, OK Car Insurance Rates After a DUI

A DUI in Okay, OK increases car insurance rates. Compare Okay, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Okay, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,556
Farmers $4,645
GEICO $4,232
Liberty Mutual $8,374
Progressive $4,006
State Farm $2,813
USAA $4,291

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Cheapest Okay, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Okay, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Okay, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,891 $3,891
Farmers $4,388 $4,388
GEICO $3,323 $3,444
Liberty Mutual $6,575 $6,575
Progressive $4,660 $4,660
State Farm $2,766 $2,861
USAA $3,276 $3,358

The Best Cheap Car Insurance Companies in Okay, OK

Take a look at a side-by-side comparison of the top car insurance companies in Okay, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Okay, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,891
Farmers $4,388
GEICO $3,384
Liberty Mutual $6,575
Progressive $4,660
State Farm $2,813
USAA $3,317

Category Winners: Cheapest Car Insurance in Okay, Oklahoma

Find the cheapest car insurance companies in Okay, OK for each category right here.

Best Annual Car Insurance Rates by Company in Okay, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Okay, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Okay car insurance rates. Find the cheapest Okay, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Okay, Oklahoma

Insurance Company Low Medium High
Allstate $3,657 $3,877 $4,140
Farmers $4,170 $4,333 $4,661
GEICO $3,113 $3,390 $3,649
Liberty Mutual $6,254 $6,552 $6,918
Progressive $4,298 $4,628 $5,053
State Farm $2,635 $2,793 $3,012
USAA $3,173 $3,306 $3,471

What affects car insurance rates in Okay, Oklahoma?

What factors can have an impact on Okay, OK car insurance? There are several reasons why Okay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Okay, Oklahoma.

Commute Time in Okay

The more time you spend in your car the higher the risk of an accident. The average commute length in Okay, OK is 20.7 minutes according to City-Data.

Compare Car Insurance Quotes in Okay, OK

Ready to find affordable Okay, Oklahoma car insurance today? Enter your ZIP code for fast, free Okay, OK car insurance quotes.

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