Compare Oketo, KS Car Insurance Rates (2021)

Car insurance in Oketo, KS averages $274 a month. Oketo, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oketo car insurance rates, compare quotes from the top car insurance companies in Oketo, KS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Oketo, KS are $3,289/year
  • The cheapest car insurance company in Oketo is American Family
  • Average car insurance rates in Oketo, KS after a DUI are $3,963/year

If you need to buy Oketo, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Oketo, KS is right here.

You’ll find Oketo car insurance rates, the cheapest Oketo, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Oketo, Kansas car insurance rates to Topeka car insurance rates, Overland Park car insurance rates, and Shawnee car insurance rates.

Ready to find affordable Oketo, KS car insurance today? Enter your ZIP code for fast, free Oketo car insurance quotes.

Cheapest Oketo, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oketo, KS car insurance rates? Every Oketo, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oketo, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,632 $1,632 $1,473 $1,473 $3,111 $3,724 $1,632 $1,828
Farmers $2,427 $2,409 $2,170 $2,264 $6,472 $6,697 $2,732 $2,877
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,303 $2,195 $1,857 $1,936 $8,399 $9,471 $2,716 $2,907
State Farm $1,634 $1,634 $1,429 $1,429 $4,322 $5,512 $1,835 $2,072
Travelers $2,044 $2,080 $1,993 $2,017 $8,273 $12,918 $2,092 $2,468
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Oketo, KS

Every driver must carry the minimum car insurance in Oketo, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Oketo, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oketo, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oketo, KS. Compare credit history car insurance rates in Oketo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oketo, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,693 $1,909 $1,589
Farmers $4,135 $3,284 $3,098
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,867 $2,519 $2,349
Progressive $4,563 $3,826 $3,530
State Farm $3,615 $2,161 $1,674
Travelers $4,894 $3,985 $3,828
USAA $3,182 $2,079 $1,707

Cheapest Oketo, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oketo, KS to rates for a clean record with top companies.

Annual Oketo, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,026 $2,176 $2,026 $2,026
Farmers $2,958 $3,798 $3,703 $3,565
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,671 $4,292 $3,834 $4,096
State Farm $2,306 $2,661 $2,483 $2,483
Travelers $3,087 $4,027 $5,551 $4,277
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Oketo, KS Car Insurance for Teen Drivers

Teen car insurance in Oketo, KS can be expensive. Take a look at rates from the top car insurance companies in Oketo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oketo, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,111 $3,724
Farmers $6,472 $6,697
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,874 $4,772
Progressive $8,399 $9,471
State Farm $4,322 $5,512
Travelers $8,273 $12,918
USAA $4,580 $4,837

Cheapest Oketo, KS Car Insurance for Seniors

Take a look at Oketo, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oketo, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,473 $1,473
Farmers $2,170 $2,264
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,694 $1,831
Progressive $1,857 $1,936
State Farm $1,429 $1,429
Travelers $1,993 $2,017
USAA $1,272 $1,296

Cheapest Oketo, KS Car Insurance Rates After a DUI

A DUI in Oketo, KS increases car insurance rates. Compare Oketo, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oketo, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,026
Farmers $3,703
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,950
Progressive $3,834
State Farm $2,483
Travelers $5,551
USAA $3,352

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oketo, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oketo, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oketo, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,037 $2,090
Farmers $3,506 $3,506
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,578 $2,578
Progressive $3,973 $3,973
State Farm $2,422 $2,545
Travelers $4,236 $4,236
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Oketo, KS

Take a look at a side-by-side comparison of the top car insurance companies in Oketo, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oketo, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,063
Farmers $3,506
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,578
Progressive $3,973
State Farm $2,483
Travelers $4,236
USAA $2,323

Category Winners: Cheapest Car Insurance in Oketo, Kansas

Find the cheapest car insurance companies in Oketo, KS for each category right here.

Best Annual Car Insurance Rates by Company in Oketo, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oketo, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oketo car insurance rates. Find the cheapest Oketo, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oketo, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,087 $2,167 $1,936
Farmers $3,370 $3,488 $3,660
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,721 $2,549 $2,465
Progressive $3,768 $3,942 $4,208
State Farm $2,394 $2,490 $2,566
Travelers $4,018 $4,242 $4,447
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Oketo, Kansas?

What factors can have an impact on Oketo, KS car insurance? There are several reasons why Oketo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oketo, Kansas.

Commute Time in Oketo

The more time you spend in your car the higher the risk of an accident. The average commute length in Oketo, KS is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Oketo, KS

Ready to find affordable Oketo, Kansas car insurance today? Enter your ZIP code for fast, free Oketo, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption