Compare Oklee, MN Car Insurance Rates (2021)

Car insurance in Oklee, MN averages $367 a month. Oklee, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Oklee car insurance rates, compare quotes from the top car insurance companies in Oklee, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oklee is State Farm
  • The cheapest car insurance company in Oklee for teen drivers is State Farm
  • Average car insurance rates in Oklee, MN are $4,399/year

If you need to buy Oklee, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Oklee, MN is right here.

You’ll find Oklee car insurance rates, the cheapest Oklee, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Oklee, Minnesota car insurance rates to Brooklyn Park car insurance rates, St. Cloud car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Oklee, MN car insurance today? Enter your ZIP code for fast, free Oklee car insurance quotes.

Cheapest Oklee, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oklee, MN car insurance rates? Every Oklee, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oklee, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,900 $2,900 $2,776 $2,776 $6,576 $9,597 $3,517 $3,717
American Family $2,217 $2,217 $2,008 $2,008 $6,005 $8,729 $2,217 $2,506
Farmers $1,944 $1,943 $1,877 $1,978 $5,485 $5,545 $2,540 $2,514
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,889 $1,901 $1,680 $1,785 $4,741 $5,772 $2,208 $2,298
State Farm $1,458 $1,458 $1,289 $1,289 $3,080 $3,828 $1,697 $1,395
USAA $2,076 $2,078 $1,877 $1,898 $5,413 $5,983 $2,729 $2,934

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Minimum Car Insurance in Oklee, MN

Every driver must carry the minimum car insurance in Oklee, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Oklee, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Oklee, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oklee, MN. Compare credit history car insurance rates in Oklee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oklee, Minnesota

Insurance Company Poor Fair Good
Allstate $6,390 $3,447 $3,197
American Family $4,750 $3,166 $2,550
Farmers $3,710 $2,700 $2,525
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,312 $2,669 $2,371
State Farm $2,824 $1,727 $1,260
USAA $4,944 $2,378 $2,048

Cheapest Oklee, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oklee, MN to rates for a clean record with top companies.

Annual Oklee, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,194 $4,577 $5,468 $4,140
American Family $2,343 $4,224 $4,729 $2,657
Farmers $2,550 $3,204 $3,252 $2,908
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,206 $2,934 $3,379 $2,618
State Farm $1,788 $2,085 $1,937 $1,937
USAA $2,321 $2,938 $4,467 $2,768

Cheapest Oklee, MN Car Insurance for Teen Drivers

Teen car insurance in Oklee, MN can be expensive. Take a look at rates from the top car insurance companies in Oklee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oklee, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,576 $9,597
American Family $6,005 $8,729
Farmers $5,485 $5,545
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,741 $5,772
State Farm $3,080 $3,828
USAA $5,413 $5,983

Cheapest Oklee, MN Car Insurance for Seniors

Take a look at Oklee, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oklee, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,776 $2,776
American Family $2,008 $2,008
Farmers $1,877 $1,978
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,680 $1,785
State Farm $1,289 $1,289
USAA $1,877 $1,898

Cheapest Oklee, MN Car Insurance Rates After a DUI

A DUI in Oklee, MN increases car insurance rates. Compare Oklee, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oklee, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,468
American Family $4,729
Farmers $3,252
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,379
State Farm $1,937
USAA $4,467

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Cheapest Oklee, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oklee, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oklee, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,345 $4,345
American Family $3,448 $3,529
Farmers $2,978 $2,978
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,784 $2,784
State Farm $1,886 $1,987
USAA $3,082 $3,165

The Best Cheap Car Insurance Companies in Oklee, MN

Take a look at a side-by-side comparison of the top car insurance companies in Oklee, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oklee, Minnesota

Insurance Company Average Annual Rates
Allstate $4,345
American Family $3,488
Farmers $2,978
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,784
State Farm $1,937
USAA $3,123

Category Winners: Cheapest Car Insurance in Oklee, Minnesota

Find the cheapest car insurance companies in Oklee, MN for each category right here.

Best Annual Car Insurance Rates by Company in Oklee, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Oklee, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oklee car insurance rates. Find the cheapest Oklee, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oklee, Minnesota

Insurance Company Low Medium High
Allstate $4,289 $4,342 $4,403
American Family $3,485 $3,586 $3,395
Farmers $2,871 $2,990 $3,074
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,640 $2,802 $2,910
State Farm $1,868 $1,942 $2,000
USAA $3,038 $3,121 $3,211

What affects car insurance rates in Oklee, Minnesota?

What factors can have an impact on Oklee, MN car insurance? There are several reasons why Oklee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oklee, Minnesota.

Commute Time in Oklee

The more time you spend in your car the higher the risk of an accident. The average commute length in Oklee, MN is 26.2 minutes according to City-Data.

Compare Car Insurance Quotes in Oklee, MN

Ready to find affordable Oklee, Minnesota car insurance today? Enter your ZIP code for fast, free Oklee, MN car insurance quotes.

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