Compare Okreek, SD Car Insurance Rates (2021)

Car insurance in Okreek, SD averages $349 a month. Okreek, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Okreek car insurance rates, compare quotes from the top car insurance companies in Okreek, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Okreek, SD are $4,187/year
  • The cheapest car insurance company in Okreek is GEICO
  • The cheapest car insurance company in Okreek for teen drivers is GEICO

If you need to buy Okreek, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Okreek, SD is right here.

You’ll find Okreek car insurance rates, the cheapest Okreek, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Okreek, South Dakota car insurance rates to Yankton car insurance rates, Box Elder car insurance rates, and Aberdeen car insurance rates.

Ready to find affordable Okreek, SD car insurance today? Enter your ZIP code for fast, free Okreek car insurance quotes.

Cheapest Okreek, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Okreek, SD car insurance rates? Every Okreek, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Okreek, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,432 $2,440 $2,140 $2,226 $10,882 $11,320 $2,717 $2,897
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $2,280 $2,349 $2,031 $2,179 $4,969 $6,458 $2,557 $2,791
Progressive $2,574 $2,553 $2,115 $2,176 $8,963 $10,224 $3,228 $3,367
State Farm $2,157 $2,157 $1,819 $1,819 $4,736 $6,158 $2,401 $2,666

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Minimum Car Insurance in Okreek, SD

Every driver must carry the minimum car insurance in Okreek, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Okreek, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Okreek, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Okreek, SD. Compare credit history car insurance rates in Okreek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Okreek, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $5,235 $4,421 $4,239
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,886 $3,046 $2,674
Progressive $5,105 $4,215 $3,880
State Farm $4,353 $2,601 $2,014

Cheapest Okreek, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Okreek, SD to rates for a clean record with top companies.

Annual Okreek, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,949 $4,990 $4,868 $4,720
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $2,301 $3,211 $4,618 $2,678
Progressive $3,799 $5,116 $4,099 $4,586
State Farm $2,841 $3,138 $2,989 $2,989

Cheapest Okreek, SD Car Insurance for Teen Drivers

Teen car insurance in Okreek, SD can be expensive. Take a look at rates from the top car insurance companies in Okreek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Okreek, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $10,882 $11,320
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $4,969 $6,458
Progressive $8,963 $10,224
State Farm $4,736 $6,158

Cheapest Okreek, SD Car Insurance for Seniors

Take a look at Okreek, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Okreek, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $2,140 $2,226
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $2,031 $2,179
Progressive $2,115 $2,176
State Farm $1,819 $1,819

Cheapest Okreek, SD Car Insurance Rates After a DUI

A DUI in Okreek, SD increases car insurance rates. Compare Okreek, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Okreek, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $4,868
GEICO $4,443
Liberty Mutual $7,325
Nationwide $4,618
Progressive $4,099
State Farm $2,989

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Cheapest Okreek, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Okreek, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Okreek, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $4,632 $4,632
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $3,202 $3,202
Progressive $4,400 $4,400
State Farm $2,917 $3,061

The Best Cheap Car Insurance Companies in Okreek, SD

Take a look at a side-by-side comparison of the top car insurance companies in Okreek, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Okreek, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $4,632
GEICO $2,664
Liberty Mutual $6,737
Nationwide $3,202
Progressive $4,400
State Farm $2,989

Category Winners: Cheapest Car Insurance in Okreek, South Dakota

Find the cheapest car insurance companies in Okreek, SD for each category right here.

Best Annual Car Insurance Rates by Company in Okreek, South Dakota

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Okreek, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Okreek car insurance rates. Find the cheapest Okreek, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Okreek, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $4,435 $4,582 $4,877
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $3,029 $3,189 $3,388
Progressive $4,311 $4,370 $4,520
State Farm $2,925 $2,990 $3,053

What affects car insurance rates in Okreek, South Dakota?

What factors can have an impact on Okreek, SD car insurance? There are several reasons why Okreek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Okreek, South Dakota.

Commute Time in Okreek

The more time you spend in your car the higher the risk of an accident. The average commute length in Okreek, SD is 35.5 minutes according to City-Data.

Compare Car Insurance Quotes in Okreek, SD

Ready to find affordable Okreek, South Dakota car insurance today? Enter your ZIP code for fast, free Okreek, SD car insurance quotes.

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