Compare Olathe, KS Car Insurance Rates (2021)

Car insurance in Olathe, KS averages $270 a month. Olathe, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Olathe car insurance rates, compare quotes from the top car insurance companies in Olathe, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Olathe is USAA
  • Average car insurance rates in Olathe, KS are $3,236/year
  • The cheapest ZIP code in Olathe is 66061

If you need to buy Olathe, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Olathe, KS is right here.

You’ll find Olathe car insurance rates, the cheapest Olathe, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Olathe, Kansas car insurance rates to Salina car insurance rates, Kansas City car insurance rates, and Lawrence car insurance rates.

Ready to find affordable Olathe, KS car insurance today? Enter your ZIP code for fast, free Olathe car insurance quotes.

Cheapest Olathe, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Olathe, KS car insurance rates? Every Olathe, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olathe, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,459 $2,365 $2,233 $2,291 $7,272 $8,233 $2,482 $2,552
American Family $1,632 $1,632 $1,476 $1,476 $3,261 $3,939 $1,632 $1,844
Farmers $2,425 $2,398 $2,157 $2,265 $7,104 $7,352 $2,736 $2,855
GEICO $2,208 $2,155 $2,235 $2,080 $4,252 $5,750 $2,636 $1,859
Liberty Mutual $2,158 $2,324 $2,120 $2,366 $11,106 $12,387 $2,303 $2,474
Nationwide $1,708 $1,746 $1,532 $1,638 $3,926 $4,761 $2,041 $2,167
Progressive $2,208 $2,075 $1,788 $1,869 $8,701 $9,782 $2,614 $2,809
State Farm $1,684 $1,684 $1,510 $1,510 $5,012 $6,321 $1,904 $2,181
Travelers $1,905 $1,932 $1,897 $1,911 $8,204 $12,841 $1,964 $2,251
USAA $1,161 $1,164 $1,081 $1,069 $4,284 $4,428 $1,542 $1,578

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Minimum Car Insurance in Olathe, KS

Every driver must carry the minimum car insurance in Olathe, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Olathe, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Olathe, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Olathe, KS. Compare credit history car insurance rates in Olathe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Olathe, Kansas

Insurance Company Poor Fair Good
Allstate $4,608 $3,534 $3,066
American Family $2,759 $1,947 $1,629
Farmers $4,281 $3,451 $3,253
GEICO $4,502 $2,380 $1,808
Liberty Mutual $4,655 $4,655 $4,655
Nationwide $2,675 $2,405 $2,240
Progressive $4,523 $3,847 $3,573
State Farm $3,969 $2,372 $1,837
Travelers $4,724 $3,881 $3,734
USAA $2,757 $1,837 $1,520

Cheapest Olathe, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Olathe, KS to rates for a clean record with top companies.

Annual Olathe, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,179 $3,721 $4,425 $3,619
American Family $2,074 $2,224 $2,074 $2,074
Farmers $3,076 $3,987 $3,884 $3,698
GEICO $1,840 $2,988 $4,568 $2,192
Liberty Mutual $3,447 $5,322 $5,213 $4,637
Nationwide $1,870 $2,134 $3,639 $2,116
Progressive $3,661 $4,328 $3,844 $4,090
State Farm $2,494 $2,958 $2,726 $2,726
Travelers $2,957 $3,911 $5,423 $4,161
USAA $1,483 $2,022 $2,945 $1,703

Cheapest Olathe, KS Car Insurance for Teen Drivers

Teen car insurance in Olathe, KS can be expensive. Take a look at rates from the top car insurance companies in Olathe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Olathe, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,272 $8,233
American Family $3,261 $3,939
Farmers $7,104 $7,352
GEICO $4,252 $5,750
Liberty Mutual $11,106 $12,387
Nationwide $3,926 $4,761
Progressive $8,701 $9,782
State Farm $5,012 $6,321
Travelers $8,204 $12,841
USAA $4,284 $4,428

Cheapest Olathe, KS Car Insurance for Seniors

Take a look at Olathe, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Olathe, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,233 $2,291
American Family $1,476 $1,476
Farmers $2,157 $2,265
GEICO $2,235 $2,080
Liberty Mutual $2,120 $2,366
Nationwide $1,532 $1,638
Progressive $1,788 $1,869
State Farm $1,510 $1,510
Travelers $1,897 $1,911
USAA $1,081 $1,069

Cheapest Olathe, KS Car Insurance Rates After a DUI

A DUI in Olathe, KS increases car insurance rates. Compare Olathe, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Olathe, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,425
American Family $2,074
Farmers $3,884
GEICO $4,568
Liberty Mutual $5,213
Nationwide $3,639
Progressive $3,844
State Farm $2,726
Travelers $5,423
USAA $2,945

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Cheapest Olathe, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Olathe, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Olathe, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,736 $3,736
American Family $2,085 $2,138
Farmers $3,662 $3,662
GEICO $2,837 $2,956
Liberty Mutual $4,655 $4,655
Nationwide $2,440 $2,440
Progressive $3,981 $3,981
State Farm $2,657 $2,794
Travelers $4,113 $4,113
USAA $1,983 $2,094

Cheapest Olathe, KS Car Insurance Rates by ZIP Code

Olathe car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Olathe, KS.

Annual Car Insurance Rates by ZIP Code in Olathe, Kansas

ZIP Code Average Annual Rates
66061 $3,446
66062 $3,494

The Best Cheap Car Insurance Companies in Olathe, KS

Take a look at a side-by-side comparison of the top car insurance companies in Olathe, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Olathe, Kansas

Insurance Company Average Annual Rates
Allstate $3,736
American Family $2,112
Farmers $3,662
GEICO $2,897
Liberty Mutual $4,655
Nationwide $2,440
Progressive $3,981
State Farm $2,726
Travelers $4,113
USAA $2,038

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Category Winners: Cheapest Car Insurance in Olathe, Kansas

Find the cheapest car insurance companies in Olathe, KS for each category right here.

Best Annual Car Insurance Rates by Company in Olathe, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Cheapest Olathe, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Olathe car insurance rates. Find the cheapest Olathe, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Olathe, Kansas

Insurance Company Low Medium High
Allstate $3,622 $3,727 $3,858
American Family $2,121 $2,218 $1,996
Farmers $3,495 $3,641 $3,849
GEICO $2,798 $2,893 $2,999
Liberty Mutual $4,531 $4,643 $4,790
Nationwide $2,547 $2,417 $2,356
Progressive $3,747 $3,945 $4,250
State Farm $2,607 $2,734 $2,836
Travelers $3,873 $4,123 $4,343
USAA $1,956 $2,032 $2,126

What affects car insurance rates in Olathe, Kansas?

What factors can have an impact on Olathe, KS car insurance? There are several reasons why Olathe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Olathe, Kansas.

Car Theft in Olathe

High levels of vehicle theft can make car insurance more expensive. Olathe, KS car theft statistics from the FBI indicate 171 vehicle thefts a year.

Commute Time in Olathe

The more time you spend in your car the higher the risk of an accident. The average commute length in Olathe, KS is 21.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Olathe, KS

Ready to find affordable Olathe, Kansas car insurance today? Enter your ZIP code for fast, free Olathe, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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