Compare Olaton, KY Car Insurance Rates (2021)

Car insurance in Olaton, KY averages $351 a month. Olaton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Olaton car insurance rates, compare quotes from the top car insurance companies in Olaton, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Olaton, KY are $4,209/year
  • The cheapest car insurance company in Olaton is USAA
  • Average car insurance rates in Olaton, KY after a DUI are $5,037/year

If you need to buy Olaton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Olaton, KY is right here.

You’ll find Olaton car insurance rates, the cheapest Olaton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Olaton, Kentucky car insurance rates to Independence car insurance rates, Owensboro car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Olaton, KY car insurance today? Enter your ZIP code for fast, free Olaton car insurance quotes.

Cheapest Olaton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Olaton, KY car insurance rates? Every Olaton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Olaton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,614 $2,829 $2,244 $2,500 $10,711 $11,812 $2,719 $2,805
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,152 $2,062 $1,910 $1,931 $10,028 $11,344 $2,671 $2,749
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,251 $2,292 $2,206 $2,213 $10,780 $17,334 $2,349 $2,717
USAA $1,808 $1,817 $1,625 $1,660 $4,763 $5,030 $2,289 $2,513

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Minimum Car Insurance in Olaton, KY

Every driver must carry the minimum car insurance in Olaton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Olaton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Olaton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Olaton, KY. Compare credit history car insurance rates in Olaton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Olaton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,827 $4,199 $3,312
Nationwide $4,672 $3,666 $3,197
Progressive $4,894 $4,237 $3,937
State Farm $4,536 $2,742 $2,142
Travelers $5,876 $4,973 $4,954
USAA $4,007 $2,237 $1,820

Cheapest Olaton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Olaton, KY to rates for a clean record with top companies.

Annual Olaton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,983 $6,128 $4,767 $4,239
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,608 $5,304 $4,121 $4,391
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,596 $4,728 $6,822 $4,925
USAA $2,027 $2,867 $3,420 $2,438

Cheapest Olaton, KY Car Insurance for Teen Drivers

Teen car insurance in Olaton, KY can be expensive. Take a look at rates from the top car insurance companies in Olaton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Olaton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $10,711 $11,812
Nationwide $6,037 $7,550
Progressive $10,028 $11,344
State Farm $5,542 $6,928
Travelers $10,780 $17,334
USAA $4,763 $5,030

Cheapest Olaton, KY Car Insurance for Seniors

Take a look at Olaton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Olaton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,244 $2,500
Nationwide $2,519 $2,640
Progressive $1,910 $1,931
State Farm $1,831 $1,831
Travelers $2,206 $2,213
USAA $1,625 $1,660

Cheapest Olaton, KY Car Insurance Rates After a DUI

A DUI in Olaton, KY increases car insurance rates. Compare Olaton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Olaton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,767
Nationwide $4,997
Progressive $4,121
State Farm $3,140
Travelers $6,822
USAA $3,420

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Cheapest Olaton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Olaton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Olaton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,779 $4,779
Nationwide $3,845 $3,845
Progressive $4,356 $4,356
State Farm $3,060 $3,220
Travelers $5,268 $5,268
USAA $2,588 $2,788

The Best Cheap Car Insurance Companies in Olaton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Olaton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Olaton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,779
Nationwide $3,845
Progressive $4,356
State Farm $3,140
Travelers $5,268
USAA $2,688

Category Winners: Cheapest Car Insurance in Olaton, Kentucky

Find the cheapest car insurance companies in Olaton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Olaton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Olaton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Olaton car insurance rates. Find the cheapest Olaton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Olaton, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,541 $4,747 $5,050
Nationwide $3,908 $3,801 $3,826
Progressive $4,090 $4,316 $4,661
State Farm $2,981 $3,134 $3,305
Travelers $4,996 $5,291 $5,517
USAA $2,578 $2,682 $2,803

Compare Car Insurance Quotes in Olaton, KY

Ready to find affordable Olaton, Kentucky car insurance today? Enter your ZIP code for fast, free Olaton, KY car insurance quotes.

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