Compare Old Lyme, CT Car Insurance Rates (2021)

Car insurance in Old Lyme, CT averages $341 a month. Old Lyme, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Old Lyme car insurance rates, compare quotes from the top car insurance companies in Old Lyme, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Old Lyme is GEICO
  • Average car insurance rates in Old Lyme, CT are $4,088/year
  • The cheapest car insurance company in Old Lyme for teen drivers is GEICO

If you need to buy Old Lyme, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Old Lyme, CT is right here.

You’ll find Old Lyme car insurance rates, the cheapest Old Lyme, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Old Lyme, Connecticut car insurance rates to Hartford car insurance rates, Danbury car insurance rates, and Norwalk car insurance rates.

Ready to find affordable Old Lyme, CT car insurance today? Enter your ZIP code for fast, free Old Lyme car insurance quotes.

Cheapest Old Lyme, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Old Lyme, CT car insurance rates? Every Old Lyme, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Old Lyme, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,911 $1,916 $1,773 $1,787 $4,386 $5,184 $1,842 $1,789
Liberty Mutual $3,124 $3,390 $2,407 $2,956 $15,495 $17,445 $3,172 $3,458
Nationwide $2,151 $2,175 $1,935 $2,028 $5,929 $7,512 $2,492 $2,677
Progressive $2,196 $2,052 $1,874 $1,950 $9,056 $10,035 $2,512 $2,812
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,656 $1,682 $1,645 $1,640 $12,420 $19,954 $1,799 $2,040
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in Old Lyme, CT

Every driver must carry the minimum car insurance in Old Lyme, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Old Lyme, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Old Lyme, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Old Lyme, CT. Compare credit history car insurance rates in Old Lyme from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Old Lyme, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,740 $2,259 $1,722
Liberty Mutual $9,115 $5,693 $4,484
Nationwide $4,446 $2,991 $2,650
Progressive $4,424 $3,964 $3,795
State Farm $3,705 $2,378 $1,917
Travelers $6,083 $5,064 $4,916
USAA $3,987 $2,690 $2,369

Cheapest Old Lyme, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Old Lyme, CT to rates for a clean record with top companies.

Annual Old Lyme, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,629 $2,133 $4,534 $1,998
Liberty Mutual $5,637 $7,049 $6,979 $6,058
Nationwide $2,743 $3,570 $4,084 $3,052
Progressive $3,465 $5,022 $3,642 $4,115
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,314 $4,671 $6,786 $5,646
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Old Lyme, CT Car Insurance for Teen Drivers

Teen car insurance in Old Lyme, CT can be expensive. Take a look at rates from the top car insurance companies in Old Lyme for teenagers.

Annual Car Insurance Rates for Teen Drivers in Old Lyme, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,386 $5,184
Liberty Mutual $15,495 $17,445
Nationwide $5,929 $7,512
Progressive $9,056 $10,035
State Farm $4,921 $6,180
Travelers $12,420 $19,954
USAA $5,822 $6,120

Cheapest Old Lyme, CT Car Insurance for Seniors

Take a look at Old Lyme, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Old Lyme, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,773 $1,787
Liberty Mutual $2,407 $2,956
Nationwide $1,935 $2,028
Progressive $1,874 $1,950
State Farm $1,506 $1,506
Travelers $1,645 $1,640
USAA $1,727 $1,706

Cheapest Old Lyme, CT Car Insurance Rates After a DUI

A DUI in Old Lyme, CT increases car insurance rates. Compare Old Lyme, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Old Lyme, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $4,534
Liberty Mutual $6,979
Nationwide $4,084
Progressive $3,642
State Farm $2,727
Travelers $6,786
USAA $4,435

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Cheapest Old Lyme, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Old Lyme, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Old Lyme, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,534 $2,613
Liberty Mutual $6,431 $6,431
Nationwide $3,362 $3,362
Progressive $4,061 $4,061
State Farm $2,602 $2,732
Travelers $5,354 $5,354
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Old Lyme, CT

Take a look at a side-by-side comparison of the top car insurance companies in Old Lyme, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Old Lyme, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,574
Liberty Mutual $6,431
Nationwide $3,362
Progressive $4,061
State Farm $2,667
Travelers $5,354
USAA $3,015

Category Winners: Cheapest Car Insurance in Old Lyme, Connecticut

Find the cheapest car insurance companies in Old Lyme, CT for each category right here.

Best Annual Car Insurance Rates by Company in Old Lyme, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Old Lyme, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Old Lyme car insurance rates. Find the cheapest Old Lyme, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Old Lyme, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,391 $2,544 $2,786
Liberty Mutual $6,199 $6,388 $6,705
Nationwide $3,424 $3,388 $3,276
Progressive $3,797 $4,028 $4,358
State Farm $2,504 $2,671 $2,826
Travelers $4,985 $5,320 $5,758
USAA $2,826 $3,018 $3,202

Compare Car Insurance Quotes in Old Lyme, CT

Ready to find affordable Old Lyme, Connecticut car insurance today? Enter your ZIP code for fast, free Old Lyme, CT car insurance quotes.

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