Compare Old Monroe, MO Car Insurance Rates (2021)

Car insurance in Old Monroe, MO averages $285 a month. Old Monroe, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Old Monroe car insurance rates, compare quotes from the top car insurance companies in Old Monroe, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Old Monroe, MO are $3,425/year
  • The cheapest car insurance company in Old Monroe for teen drivers is Nationwide
  • The cheapest car insurance company in Old Monroe is Nationwide

If you need to buy Old Monroe, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Old Monroe, MO is right here.

You’ll find Old Monroe car insurance rates, the cheapest Old Monroe, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Old Monroe, Missouri car insurance rates to St. Joseph car insurance rates, Independence car insurance rates, and Columbia car insurance rates.

Ready to find affordable Old Monroe, MO car insurance today? Enter your ZIP code for fast, free Old Monroe car insurance quotes.

Cheapest Old Monroe, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Old Monroe, MO car insurance rates? Every Old Monroe, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Old Monroe, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,761 $2,660 $2,504 $2,581 $7,966 $8,657 $2,612 $2,682
American Family $2,214 $2,214 $1,972 $1,972 $6,062 $7,888 $2,214 $2,590
Farmers $2,450 $2,441 $2,182 $2,314 $10,303 $10,677 $2,794 $2,915
GEICO $1,938 $2,179 $1,506 $1,953 $6,183 $6,524 $1,765 $1,764
Liberty Mutual $2,759 $2,988 $2,266 $2,544 $9,910 $11,013 $2,902 $3,090
Nationwide $1,505 $1,534 $1,350 $1,426 $3,847 $4,912 $1,721 $1,857
Progressive $2,129 $1,982 $1,746 $1,795 $7,009 $7,887 $2,605 $2,669
State Farm $1,814 $1,814 $1,629 $1,629 $5,321 $6,695 $2,042 $2,338
USAA $1,568 $1,555 $1,412 $1,439 $4,644 $5,677 $1,954 $2,176

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Old Monroe, MO

Every driver must carry the minimum car insurance in Old Monroe, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Old Monroe, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Old Monroe, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Old Monroe, MO. Compare credit history car insurance rates in Old Monroe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Old Monroe, Missouri

Insurance Company Poor Fair Good
Allstate $5,585 $3,603 $2,970
American Family $4,433 $3,116 $2,623
Farmers $5,139 $4,300 $4,090
GEICO $4,111 $2,677 $2,141
Liberty Mutual $6,713 $4,109 $3,230
Nationwide $2,674 $2,212 $1,921
Progressive $4,020 $3,335 $3,078
State Farm $4,018 $2,595 $2,118
USAA $4,253 $1,984 $1,423

Cheapest Old Monroe, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Old Monroe, MO to rates for a clean record with top companies.

Annual Old Monroe, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,455 $3,919 $4,907 $3,930
American Family $2,545 $3,654 $4,462 $2,902
Farmers $3,891 $4,861 $4,751 $4,535
GEICO $2,294 $3,011 $4,104 $2,497
Liberty Mutual $3,392 $4,894 $5,030 $5,420
Nationwide $1,779 $2,288 $3,060 $1,949
Progressive $3,008 $4,036 $3,338 $3,527
State Farm $2,669 $3,151 $2,910 $2,910
USAA $2,050 $2,486 $3,437 $2,240

Cheapest Old Monroe, MO Car Insurance for Teen Drivers

Teen car insurance in Old Monroe, MO can be expensive. Take a look at rates from the top car insurance companies in Old Monroe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Old Monroe, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,966 $8,657
American Family $6,062 $7,888
Farmers $10,303 $10,677
GEICO $6,183 $6,524
Liberty Mutual $9,910 $11,013
Nationwide $3,847 $4,912
Progressive $7,009 $7,887
State Farm $5,321 $6,695
USAA $4,644 $5,677

Cheapest Old Monroe, MO Car Insurance for Seniors

Take a look at Old Monroe, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Old Monroe, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,504 $2,581
American Family $1,972 $1,972
Farmers $2,182 $2,314
GEICO $1,506 $1,953
Liberty Mutual $2,266 $2,544
Nationwide $1,350 $1,426
Progressive $1,746 $1,795
State Farm $1,629 $1,629
USAA $1,412 $1,439

Cheapest Old Monroe, MO Car Insurance Rates After a DUI

A DUI in Old Monroe, MO increases car insurance rates. Compare Old Monroe, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Old Monroe, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,907
American Family $4,462
Farmers $4,751
GEICO $4,104
Liberty Mutual $5,030
Nationwide $3,060
Progressive $3,338
State Farm $2,910
USAA $3,437

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Old Monroe, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Old Monroe, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Old Monroe, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,053 $4,053
American Family $3,357 $3,424
Farmers $4,510 $4,510
GEICO $2,921 $3,031
Liberty Mutual $4,684 $4,684
Nationwide $2,269 $2,269
Progressive $3,478 $3,478
State Farm $2,839 $2,981
USAA $2,461 $2,646

The Best Cheap Car Insurance Companies in Old Monroe, MO

Take a look at a side-by-side comparison of the top car insurance companies in Old Monroe, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Old Monroe, Missouri

Insurance Company Average Annual Rates
Allstate $4,053
American Family $3,391
Farmers $4,510
GEICO $2,976
Liberty Mutual $4,684
Nationwide $2,269
Progressive $3,478
State Farm $2,910
USAA $2,553

Category Winners: Cheapest Car Insurance in Old Monroe, Missouri

Find the cheapest car insurance companies in Old Monroe, MO for each category right here.

Best Annual Car Insurance Rates by Company in Old Monroe, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Old Monroe, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Old Monroe car insurance rates. Find the cheapest Old Monroe, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Old Monroe, Missouri

Insurance Company Low Medium High
Allstate $3,884 $4,044 $4,231
American Family $3,287 $3,498 $3,388
Farmers $4,214 $4,466 $4,850
GEICO $2,768 $3,003 $3,158
Liberty Mutual $4,404 $4,707 $4,941
Nationwide $2,125 $2,291 $2,392
Progressive $3,110 $3,484 $3,840
State Farm $2,723 $2,920 $3,087
USAA $2,442 $2,545 $2,673

What affects car insurance rates in Old Monroe, Missouri?

What factors can have an impact on Old Monroe, MO car insurance? There are several reasons why Old Monroe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Old Monroe, Missouri.

Commute Time in Old Monroe

The more time you spend in your car the higher the risk of an accident. The average commute length in Old Monroe, MO is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Old Monroe, MO

Ready to find affordable Old Monroe, Missouri car insurance today? Enter your ZIP code for fast, free Old Monroe, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption