Compare Old Saybrook, CT Car Insurance Rates (2021)

Car insurance in Old Saybrook, CT averages $340 a month. Old Saybrook, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Old Saybrook car insurance rates, compare quotes from the top car insurance companies in Old Saybrook, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Old Saybrook for teen drivers is GEICO
  • Average car insurance rates in Old Saybrook, CT after a DUI are $4,934/year
  • Average car insurance rates in Old Saybrook, CT are $4,076/year

If you need to buy Old Saybrook, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Old Saybrook, CT is right here.

You’ll find Old Saybrook car insurance rates, the cheapest Old Saybrook, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Old Saybrook, Connecticut car insurance rates to New Britain car insurance rates, Danbury car insurance rates, and Bridgeport car insurance rates.

Ready to find affordable Old Saybrook, CT car insurance today? Enter your ZIP code for fast, free Old Saybrook car insurance quotes.

Cheapest Old Saybrook, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Old Saybrook, CT car insurance rates? Every Old Saybrook, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Old Saybrook, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,313 $3,291 $3,042 $3,255 $10,042 $11,850 $3,483 $3,677
GEICO $1,844 $1,848 $1,710 $1,724 $4,212 $4,999 $1,779 $1,731
Liberty Mutual $3,225 $3,508 $2,487 $3,062 $15,957 $17,988 $3,265 $3,563
Nationwide $2,062 $2,085 $1,858 $1,946 $5,616 $7,110 $2,382 $2,557
Progressive $2,234 $2,087 $1,908 $1,984 $9,249 $10,246 $2,556 $2,862
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,604 $1,628 $1,596 $1,591 $12,148 $19,543 $1,744 $1,968
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in Old Saybrook, CT

Every driver must carry the minimum car insurance in Old Saybrook, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Old Saybrook, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Old Saybrook, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Old Saybrook, CT. Compare credit history car insurance rates in Old Saybrook from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Old Saybrook, Connecticut

Insurance Company Poor Fair Good
Allstate $6,664 $5,053 $4,015
GEICO $3,605 $2,178 $1,660
Liberty Mutual $9,412 $5,867 $4,617
Nationwide $4,229 $2,850 $2,527
Progressive $4,510 $4,042 $3,871
State Farm $3,705 $2,378 $1,917
Travelers $5,934 $4,946 $4,803
USAA $3,987 $2,690 $2,369

Cheapest Old Saybrook, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Old Saybrook, CT to rates for a clean record with top companies.

Annual Old Saybrook, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,474 $5,504 $6,524 $4,474
GEICO $1,574 $2,059 $4,360 $1,931
Liberty Mutual $5,812 $7,269 $7,198 $6,249
Nationwide $2,618 $3,396 $3,882 $2,912
Progressive $3,533 $5,124 $3,713 $4,194
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,212 $4,561 $6,630 $5,508
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Old Saybrook, CT Car Insurance for Teen Drivers

Teen car insurance in Old Saybrook, CT can be expensive. Take a look at rates from the top car insurance companies in Old Saybrook for teenagers.

Annual Car Insurance Rates for Teen Drivers in Old Saybrook, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,042 $11,850
GEICO $4,212 $4,999
Liberty Mutual $15,957 $17,988
Nationwide $5,616 $7,110
Progressive $9,249 $10,246
State Farm $4,921 $6,180
Travelers $12,148 $19,543
USAA $5,822 $6,120

Cheapest Old Saybrook, CT Car Insurance for Seniors

Take a look at Old Saybrook, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Old Saybrook, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,042 $3,255
GEICO $1,710 $1,724
Liberty Mutual $2,487 $3,062
Nationwide $1,858 $1,946
Progressive $1,908 $1,984
State Farm $1,506 $1,506
Travelers $1,596 $1,591
USAA $1,727 $1,706

Cheapest Old Saybrook, CT Car Insurance Rates After a DUI

A DUI in Old Saybrook, CT increases car insurance rates. Compare Old Saybrook, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Old Saybrook, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,524
GEICO $4,360
Liberty Mutual $7,198
Nationwide $3,882
Progressive $3,713
State Farm $2,727
Travelers $6,630
USAA $4,435

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Cheapest Old Saybrook, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Old Saybrook, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Old Saybrook, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,244 $5,244
GEICO $2,444 $2,518
Liberty Mutual $6,632 $6,632
Nationwide $3,202 $3,202
Progressive $4,141 $4,141
State Farm $2,602 $2,732
Travelers $5,228 $5,228
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Old Saybrook, CT

Take a look at a side-by-side comparison of the top car insurance companies in Old Saybrook, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Old Saybrook, Connecticut

Insurance Company Average Annual Rates
Allstate $5,244
GEICO $2,481
Liberty Mutual $6,632
Nationwide $3,202
Progressive $4,141
State Farm $2,667
Travelers $5,228
USAA $3,015

Category Winners: Cheapest Car Insurance in Old Saybrook, Connecticut

Find the cheapest car insurance companies in Old Saybrook, CT for each category right here.

Best Annual Car Insurance Rates by Company in Old Saybrook, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Old Saybrook, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Old Saybrook car insurance rates. Find the cheapest Old Saybrook, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Old Saybrook, Connecticut

Insurance Company Low Medium High
Allstate $4,989 $5,238 $5,505
GEICO $2,312 $2,452 $2,679
Liberty Mutual $6,372 $6,581 $6,943
Nationwide $3,253 $3,223 $3,130
Progressive $3,874 $4,107 $4,442
State Farm $2,504 $2,671 $2,826
Travelers $4,862 $5,193 $5,628
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Old Saybrook, Connecticut?

What factors can have an impact on Old Saybrook, CT car insurance? There are several reasons why Old Saybrook car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Old Saybrook, Connecticut.

Commute Time in Old Saybrook

The more time you spend in your car the higher the risk of an accident. The average commute length in Old Saybrook, CT is 18.9 minutes according to City-Data.

Compare Car Insurance Quotes in Old Saybrook, CT

Ready to find affordable Old Saybrook, Connecticut car insurance today? Enter your ZIP code for fast, free Old Saybrook, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State