Compare Oldtown, MD Car Insurance Rates (2021)

Car insurance in Oldtown, MD averages $320 a month. Oldtown, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Oldtown car insurance rates, compare quotes from the top car insurance companies in Oldtown, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oldtown for teen drivers is USAA
  • Average car insurance rates in Oldtown, MD are $3,835/year
  • The cheapest car insurance company in Oldtown is USAA

If you need to buy Oldtown, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Oldtown, MD is right here.

You’ll find Oldtown car insurance rates, the cheapest Oldtown, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Oldtown, Maryland car insurance rates to Frederick car insurance rates, Baltimore car insurance rates, and Gaithersburg car insurance rates.

Ready to find affordable Oldtown, MD car insurance today? Enter your ZIP code for fast, free Oldtown car insurance quotes.

Cheapest Oldtown, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oldtown, MD car insurance rates? Every Oldtown, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oldtown, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,779 $2,687 $2,629 $2,694 $7,650 $8,897 $2,543 $2,587
GEICO $2,145 $2,333 $2,403 $2,727 $6,333 $7,342 $1,817 $1,959
Liberty Mutual $5,709 $5,709 $5,642 $5,642 $11,216 $16,691 $5,709 $7,739
Nationwide $1,697 $1,705 $1,540 $1,585 $3,891 $5,086 $1,953 $2,101
Progressive $2,162 $1,971 $1,887 $1,918 $7,468 $8,196 $2,528 $2,508
State Farm $1,893 $1,893 $1,728 $1,728 $5,982 $7,662 $2,104 $2,404
USAA $1,585 $1,557 $1,475 $1,472 $3,493 $4,133 $1,826 $2,033

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Minimum Car Insurance in Oldtown, MD

Every driver must carry the minimum car insurance in Oldtown, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Oldtown, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Oldtown, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oldtown, MD. Compare credit history car insurance rates in Oldtown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oldtown, Maryland

Insurance Company Poor Fair Good
Allstate $5,239 $3,672 $3,263
GEICO $3,833 $3,177 $3,138
Liberty Mutual $11,457 $7,372 $5,192
Nationwide $3,116 $2,214 $2,004
Progressive $4,518 $3,381 $2,840
State Farm $4,644 $2,755 $2,124
USAA $2,923 $2,010 $1,657

Cheapest Oldtown, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oldtown, MD to rates for a clean record with top companies.

Annual Oldtown, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $4,746 $3,607 $4,272
GEICO $2,413 $3,738 $4,494 $2,885
Liberty Mutual $5,849 $7,640 $11,231 $7,308
Nationwide $2,159 $2,876 $2,305 $2,439
Progressive $3,065 $4,023 $3,715 $3,515
State Farm $2,849 $3,572 $3,138 $3,138
USAA $1,732 $2,118 $3,075 $1,863

Cheapest Oldtown, MD Car Insurance for Teen Drivers

Teen car insurance in Oldtown, MD can be expensive. Take a look at rates from the top car insurance companies in Oldtown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oldtown, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $8,897
GEICO $6,333 $7,342
Liberty Mutual $11,216 $16,691
Nationwide $3,891 $5,086
Progressive $7,468 $8,196
State Farm $5,982 $7,662
USAA $3,493 $4,133

Cheapest Oldtown, MD Car Insurance for Seniors

Take a look at Oldtown, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oldtown, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,629 $2,694
GEICO $2,403 $2,727
Liberty Mutual $5,642 $5,642
Nationwide $1,540 $1,585
Progressive $1,887 $1,918
State Farm $1,728 $1,728
USAA $1,475 $1,472

Cheapest Oldtown, MD Car Insurance Rates After a DUI

A DUI in Oldtown, MD increases car insurance rates. Compare Oldtown, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oldtown, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
GEICO $4,494
Liberty Mutual $11,231
Nationwide $2,305
Progressive $3,715
State Farm $3,138
USAA $3,075

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Cheapest Oldtown, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oldtown, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oldtown, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,002 $4,114
GEICO $3,324 $3,440
Liberty Mutual $7,789 $8,225
Nationwide $2,445 $2,445
Progressive $3,580 $3,580
State Farm $3,096 $3,252
USAA $2,130 $2,264

The Best Cheap Car Insurance Companies in Oldtown, MD

Take a look at a side-by-side comparison of the top car insurance companies in Oldtown, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oldtown, Maryland

Insurance Company Average Annual Rates
Allstate $4,058
GEICO $3,382
Liberty Mutual $8,007
Nationwide $2,445
Progressive $3,580
State Farm $3,174
USAA $2,197

Category Winners: Cheapest Car Insurance in Oldtown, Maryland

Find the cheapest car insurance companies in Oldtown, MD for each category right here.

Best Annual Car Insurance Rates by Company in Oldtown, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Oldtown, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oldtown car insurance rates. Find the cheapest Oldtown, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oldtown, Maryland

Insurance Company Low Medium High
Allstate $3,982 $4,040 $4,153
GEICO $3,284 $3,365 $3,498
Liberty Mutual $7,802 $7,991 $8,229
Nationwide $2,350 $2,449 $2,535
Progressive $3,444 $3,582 $3,713
State Farm $3,028 $3,182 $3,312
USAA $2,094 $2,203 $2,293

Compare Car Insurance Quotes in Oldtown, MD

Ready to find affordable Oldtown, Maryland car insurance today? Enter your ZIP code for fast, free Oldtown, MD car insurance quotes.

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